Wendy Lam is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs supported by in-house research and sophisticated oversight.

David Collis is a CFA® charterholder with 18 years of industry experience. He is currently a financial advisor at Citigroup Global Markets, where he has worked since 2019. Prior to joining Citigroup, he held positions at Anchor Consultants and P1 Analytics Inc. Collis is also involved as a member and partner in an investment-related business focused on strategic management decisions outside securities trading hours. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal oversight committees and a combination of in-house research and unique market roles.

Natalia Vazquez Radoszycki is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and JP Morgan Chase Bank NA. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies supported by internal standards and oversight committees and operates with a combination of large institutional scale and unique market roles.

Connor Cassidy is a financial advisor at Oppenheimer with Series 66 and Series 63 licenses and three years of industry experience. He previously worked at Morgan Stanley, Bank of America, and PNC Financial Services. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a range of advisory programs including portfolio management, consulting, and financial planning. The firm employs varying investment approaches across equity, balanced, and fixed income strategies and manages approximately $36.7 billion in assets as of December 31, 2025.

Tonisha Kerr is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses. She has recent experience at several firms including Northwestern Mutual and Canaras Capital Management, with an overall industry tenure starting in 2015. Kerr has also been self-employed since 2017. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select retail clients. The firm’s integrated approach includes point-in-time financial plans and optional managed account solutions delivered through proprietary platforms.

Diego Almau Gonzalez is a financial advisor at Citigroup Global Markets with a Series 66 designation and experience at firms including BlackRock and Grupo Solfin. His background also includes roles in academia and environmental consulting. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services with a focus on multi-asset, multi-manager strategies and comprehensive risk oversight.

Michael Fritz is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. He holds a Series 66 designation and has previously been affiliated with Goldman Sachs in various capacities since 2022. Prior to joining Goldman Sachs, he spent four years at Fairfield University and seven years at La Salle Institute. Goldman Sachs Wealth Services advises a diverse client base, including individual investors, executives, and institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm utilizes strategic allocation models and third-party analytics, including AI, to tailor investment solutions within the broader Goldman Sachs ecosystem.

Luke Adams is a financial advisor at Oppenheimer with seven years of industry experience. He holds the Series 66 designation and has worked at Oppenheimer since 2018. His prior work includes roles at Moriello Pool and Rutgers University. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering a range of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and retirement services. The firm’s investment approach varies by program and includes strategic and tactical asset allocation, manager selection, and periodic rebalancing.

Aniello Fabi is a financial advisor at HSBC Securities (USA) Inc. with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked with HSBC Securities since 2013 and HSBC Bank USA, N.A. since 2016, serving in dual roles including bank officer responsibilities related to bank product sales. HSBC Securities (USA) Inc. offers a range of managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with both discretionary and non-discretionary management options. The firm operates as an SEC-registered adviser and broker-dealer, providing sophisticated investment solutions including offshore accounts for qualified investors.

Phillip Duffy is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds the Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across workplace, high-net-worth, and ultra-high-net-worth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains large institutional scale alongside unique market roles such as operating as a security-based swap dealer and futures commission merchant.

Madonna Johnson is a financial advisor at Oppenheimer with 33 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Robert W Baird & Co. from 2010 to 2021 before joining Oppenheimer. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs including discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm employs a range of investment approaches tailored to specific programs and advisors and manages approximately $36.7 billion in assets as of the end of 2025.

Jiqian Zhao is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and two years of industry experience. Prior to joining Citigroup, Zhao worked at Pacific Western Bank and Brinc, and has academic experience at Boston College. Outside of financial advising, Zhao is the marketing lead and co-founder of BlossomsAI LLC, an educational software company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, leveraging in-house research and distinctive market roles.

Santiago Romero is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Banco Santander, and held academic positions at Georgetown University and The George Washington University. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with considerable institutional scale and specialized market roles.

Thomas Zippilli is a financial advisor with HSBC Securities (USA) Inc. in Brooklyn, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked with HSBC Bank USA N.A. since 2014 and has been with HSBC Securities (USA) Inc. since 2006. Outside of his advisory role, he is an owner of a rental property. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary options. The firm uses a model-driven investment process combined with due diligence from affiliated global asset management teams, serving a diverse client base through various program types.

Michael Byrne Jr. is a CFP® professional with six years of industry experience. He has worked at Empower Advisory Group since 2023 and previously held roles at Personal Capital Advisors Corporation, Rockwood Wealth Management, and Pitcairn Trust Company. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing in its financial planning approach.

Kevin Moriarty is a financial advisor at Mercer Global Advisors Inc. with two years of industry experience. He holds the Series 66 designation and has previously worked at Stifel Financial Corp and UBS. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor tilts, along with various portfolio management and planning services.

Marissa Sheridan is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Her prior work includes roles at Tiaa, Tanorama, Kay Jewelers, and several service-oriented companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale and unique market roles, including in-house research and derivatives trading.

Edward Condura is a financial advisor with Hornor, Townsend & Kent, LLC in New York, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Hornor, Townsend & Kent, Inc. since 1997. In addition to his advisory role, Condura operates insurance brokerage businesses, providing insurance sales and related services through entities under his name. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans with advisory programs, financial planning, and retirement consulting. The firm combines advisory and broker-dealer services, offering discretionary and non-discretionary account options and collaborating with third-party asset managers as part of its investment approach.

William Nastasi is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. The firm serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and execution services. Citigroup Global Markets is notable for its multi-asset, multi-manager strategies and its combination of large institutional scale with specialized market roles.

Gloria Gomez Orourke is a financial advisor at Citigroup Global Markets with 21 years of industry experience. She holds the Series 66 designation and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and operates with in-house research and oversight committees to manage and monitor investments.