Elana Lundbye is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, she worked at Fidelity Investments and has held roles in various sectors including hospitality and education. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG framework to recommend approved funds and strategies.

Daniel Saxe is a CFP® professional with 30 years of industry experience, currently serving as an advisor at OSAIC since 2024. Prior to joining OSAIC, he worked at American Portfolios Financial Services for 19 years. Outside of his advisory role, he is president of a tax preparation and bookkeeping business and serves as treasurer for a nonprofit organization related to retired police officers in New York. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct client portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Jeffrey Kemp is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott for seven years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a combination of research, modeling, and tax-efficiency analysis to develop personalized, non-discretionary retirement recommendations.

Michael Rosenstein is a Senior Financial Advisor and co-head of a wealth management team at Merrill Lynch Wealth Management in Garden City, New York. He leads a disciplined financial planning process that begins with understanding clients' current situations and goals, followed by designing and implementing customized plans with ongoing communication to adapt to changing markets and personal circumstances. Michael's expertise includes portfolio management, individual portfolio construction, and overseeing portfolio performance. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC) designation, and the Personal Investment Advisor (PIA) designation, reflecting his commitment to helping clients set meaningful and attainable financial goals. He has been named to Forbes' "Best-in-State Next-Generation Wealth Advisors" list in 2019, 2022, 2023, and 2024. Michael earned a Bachelor's degree in Finance from the University at Buffalo's School of Management. He is fluent in Russian and English. He lives in Melville with his wife and two children.

John Hartnagel is a financial advisor at LPL Enterprise with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he owns and coordinates a virtual referral networking group. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management programs, and a range of brokerage and insurance products supported by an integrated platform.

Daniel O'Connell is a financial advisor at Merrill with 42 years of industry experience. He holds a Series 63 designation and has been with Merrill since 1983, concurrently working at Bank of America since 2009. Outside of his advisory role, he serves as an officer for the Backus Farm Homeowners Association, overseeing dues collection for property maintenance, and is a member of Pine Neck Realty, LLC, which focuses on liability protection and estate planning. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Burns is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Angela Saladino is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. She has worked with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012, and previously served at the NUS Department of State from 2012 to 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support client decision-making.

Alex Kim is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation. He has one year of industry experience, including prior roles at Northwestern Mutual and Samsung Electronics of America. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Dean Gregory is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning, managing approximately $2.74 trillion in client assets.

Brandon Hodges is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and having 10 years of industry experience. He has worked at JPMorgan Securities LLC since 2017, following brief tenures at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm’s advisory services are delivered on a non-discretionary basis, allowing clients to retain final decision-making authority.

Kevin Cunningham is a financial advisor with Merrill in Melville, NY, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has worked at Merrill since 2011 and Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Augustine Ezechi is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 20 years of industry experience. Prior to joining LPL Financial in 2017, he worked at J.P. Morgan Securities from 2012 to 2017. Outside of his advisory work, he is involved in a home-based child care business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research from both internal and third-party sources.

Jing Xu is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America/Merrill Lynch, Eastone Equities LLC, and Conversocial Ltd. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, manager and fund searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jesse Romano is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has prior experience at Goldman Sachs and several law firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market simulations.

Maria De Gennaro is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise since 2014, including six years at Ameriprise Financial Services, Inc. and six years with Ameriprise. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement advice through a centralized consulting team.

Francine Frechter is a financial advisor at Stifel with 42 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel since 2014. Outside of her advisory role, she serves as a trustee for the non-profit Yeshive Bachurei Chemed, where she helps oversee fund dispersal to Israel. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Alan Rutchik is a financial advisor at Morgan Stanley with 25 years of industry experience. He has held various roles within Morgan Stanley entities since 2009, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by advanced modeling tools.

Ira Miller is a financial advisor with Ameriprise in Plainview, NY, holding a Series 63 designation and 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2016. Outside of advising, he owns a tax preparation business. Ameriprise serves clients primarily through a retirement-income planning service aimed at individuals with significant investable assets, offering non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies.

Stephen Cohen is a CFP® with 31 years of industry experience and has been with Stifel since 2007. He holds Series 63 and Series 65 licenses and is based in Garden City, NY. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, providing brokerage and investment advisory services alongside proprietary investment analysis developed by its Investment Strategy Group. The firm offers episodic fee-based financial planning and maintains a diverse institutional client base.