Mark Vaimberg is a CFP® and ChFC® with 41 years of experience in the financial services industry. He has worked at OSAIC since 2024 and previously spent over two decades at Investacorp Advisory Services. Vaimberg is a licensed insurance agent who sells life insurance, annuities, and group medical insurance to business owners. He also serves as executor of his mother’s estate. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms and third-party managers.

Bradley Cooke is a financial advisor at OSAIC with a Series 66 designation and seven years of industry experience. He previously worked at American Portfolios Financial Services Inc. for nine years. Outside of OSAIC, he serves as Director of Investments at PPS Advisors, Inc. He has also been affiliated with Montclair State University since 2014. OSAIC serves a broad mix of retail and institutional clients, including high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of financial advisers and various advisory platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and efficient-frontier analysis to construct portfolios that include diverse investment vehicles, with options for discretionary or non-discretionary management.

Thomas Gallagher III is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 designations. He has 32 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. He has been with Mass Mutual Investors Services since 2017. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as annual collaborative relationships.

Tyler Smith is a financial advisor at Wells Fargo Advisors with seven years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at David Lerner Associates and Fundseeder. Outside of his advisory role, he is active as a licensed real estate broker with Keller Williams Realty and Fire Island Homes. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, using a broad planning menu that includes specialized services such as business-owner transition and sports and entertainment planning. The firm offers tailored recommendations supported by Wells Fargo research and planning tools, with clients choosing how to implement strategies through brokerage or advisory programs.

Keith Goldstein is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Vincenza Draper is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 66 licenses and having 14 years of industry experience. Her career includes 15 years at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities before joining Morgan Stanley. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that incorporate various modeling techniques without offering individual security recommendations as part of the standalone planning program.

Mark Amella is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at Letter Leverage and in various customer service roles. Outside of his advisory work, he is employed as a waiter at Tap Room. Equitable Advisors serves a diverse range of clients including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, emphasizing program-based solutions through third-party managers.

Joseph Marinaccio is a financial advisor with Ameriprise in Oakdale, NY, holding CFP® and ChFC® designations, along with Series 63 and Series 65 licenses. He has 33 years of industry experience, including over 20 years with Ameriprise and its affiliated entities. Marinaccio is involved in a business ownership venture, Larry Joseph & Associates LLC, which manages expenses for his team practice. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with algorithmic automation to deliver tailored retirement planning solutions.

Chen Chen is a financial advisor at Merrill with 14 years of industry experience. Prior to joining Merrill in 2024, Chen worked at CitiGroup for 11 years. Outside of finance, Chen is the owner and business manager of Artmazing Studios LLC, where they also serve as an art instructor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ariela Kilinsky is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 65 credentials. Prior to joining Merrill in 2024, she worked at Citigroup from 2017 to 2024 and at Citibank Brazil from 2012 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ari Zaretsky is a financial advisor with Osaic Wealth, Inc. based in Melville, NY. He holds a Series 63 designation and has 20 years of industry experience, including 14 years at Jhfn Sii prior to joining Osaic in 2018. Outside of his advisory role, Zaretsky is involved in fixed insurance sales and serves as a manager and investment advisor representative for affiliated insurance and financial network entities. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools, automated rebalancing, and access to third-party money managers to construct portfolios across a range of investment types.

Brian Campbell is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 1983, he provides clients with a tailored approach to investing and risk management informed by his extensive experience and access to the global resources of Merrill Lynch Wealth Management, Bank of America, and Bank of America Private Bank. His client focus areas include family wealth management strategies, personal retirement planning, and special needs planning strategies. Brian holds a bachelor's degree from St. Francis College and has completed accredited certificate programs from Officer Candidate School and the University of Southern California. He holds several FINRA registrations (Series 3, 5, 7, 8, 15, 31, 63, and 65) and the designation of Chartered Retirement Planning Counselor (CRPC). He is also a qualified Senior Portfolio Advisor through Merrill Lynch's Investment Advisory Program. Prior to his career in finance, Brian served as an officer in the United States Marine Corps. In addition to his professional work, Brian is involved with various organizations including the Marine Corps-Law Enforcement Foundation, the Bank of America Disability Advocacy Network, and the Military Support Assistance Group of Bank of America. He is a member of The Army Navy Club in Washington D.C. and the Order of Malta, American Association. His personal interests include boxing, gardening, and spending time with his family.

Andrew Cohn is a financial advisor with Equitable Advisors, holding a Series 66 designation and seven years of industry experience. He has worked at Equitable Advisors since 2018 and previously held positions at Axa Advisors, LLC and IJ White. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Stuart Plotkin is a financial advisor at Merrill with 26 years of industry experience and holds the Series 66 designation. He has worked at Merrill since 2019 and previously held positions at JP Morgan Chase Bank, JP Morgan Securities, and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Milani is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities since 2017, following a year at HSBC Securities and HSBC Bank USA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide fund and strategy recommendations.

Tyler Petersen is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work history includes academic positions at Huntington University and Trinity Christian College. Equitable Advisors serves a diverse client base, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered investment adviser and broker-dealer model.

Joann Semeraro is a CFP® with 39 years of experience in the financial industry. She is currently with Cetera and has previously worked at North Ridge Securities Corp. from 1997 to 2019. Semeraro is also a trustee of a family trust. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, retirement services, and access to third-party managers through a multi-manager platform with over 10,000 advisors nationwide.

James Senese is a financial advisor at Equitable Advisors with 29 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Aegis Capital Corp. for 11 years. He serves as a trustee for a Medicare trust for his parents. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.

Jesse Romano is a financial advisor at Equitable Advisors with seven years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2018. Prior to joining Equitable, he worked at Axa Advisors and held various roles outside the financial sector. Romano is also involved with TransAmerica Term Life. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party programs. The firm operates a hybrid referral and implementation model that includes advisory and brokerage channels and utilizes multiple third-party asset managers and platforms.

Debra Iorio is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 25 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and TIAA-CREF. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering services through advisory and brokerage channels with access to model wealth portfolios, third-party asset management, and a range of financial products.