Richard Kang is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1993 and joined Merrill in 2018. Richard provides comprehensive financial services, focusing on areas such as college education planning, divorce transition planning, employee benefits planning, defined benefit and contribution plans consulting, international wealth management, managing new wealth, personal retirement planning, and tax minimization. He works with clients to develop personalized plans tailored to their life priorities and financial goals. Richard holds a Bachelor of Science degree from Seoul National University and an MBA in finance from Rutgers University. He has earned the designation of Personal Investment Advisor (PIA). Fluent in Korean, Chinese, and English, Richard supports a diverse clientele, including Korean-speaking entrepreneurs. He is actively involved in various community and professional organizations, including the Presbyterian Church of New Jersey at Oakland, the Korea Music Foundation, the Korean American Association of New Jersey, the New York Road Runners, and the Ridalia Marathon Club. Outside of his professional responsibilities, Richard enjoys boating, cooking, fishing, gardening, golfing, hiking, music, painting, running, and singing. He and his team devote time and resources to charitable organizations such as PCNJ and WPKPC, contributing to positive change in their communities.

John Pitton is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Merrill since 2010 and has a long tenure with Bank of America dating back to 1985. Outside of his advisory role, Pitton serves as vice chairman of the advisory board for the Rochester Business Alliance and is a director of the Rochester Rotary Charitable Trust. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Christopher Lagasse is a financial advisor with Wells Fargo Advisors in Paramus, NJ, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo entities since 2014, working in various capacities within the company. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations supported by proprietary research and planning tools, with a focus on discrete planning engagements across diverse specialized areas.

Maurice Andrade serves as a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works collaboratively with clients to define their financial goals and develop portfolio strategies tailored to their specific needs. He provides ongoing advice and adapts strategies as clients' situations change to assist them in managing their finances effectively. Mr. Andrade's expertise encompasses a variety of areas including college education planning, family wealth management, legacy planning, liquidity management, management of new wealth, retirement planning and income, portfolio management, small business strategies, and tax minimization. He approaches financial advising by focusing on what matters most to his clients and their families to create strategies intended to help them pursue their financial objectives. He holds a Bachelor's Degree in Economics from the University at Albany SUNY and has earned several professional designations such as Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, Maurice is involved in community organizations including Eva's Village and America Needs You (ANY). His personal interests include billiards, boxing, camping, football, golfing, pickleball, skiing, swimming, and spending time with his family.

Adam Rosenblatt is a financial advisor with J.P. Morgan Securities in Monsey, NY, holding a Series 66 designation and five years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2021, with prior experience at Money Concepts Capital Corp, Investors Advantage Portfolios, LLC, and Chipotle. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Sung Cho is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors, LLC during overlapping years. His other business activities include involvement with health insurance entities such as Oxford Health Blue Cross Blue Shield and United Health. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services to tailor solutions based on client goals, risk tolerance, and time horizon.

Callen Vander May is a financial advisor with Raymond James Financial Services Advisors, holding a Series 66 license and five years of industry experience. His prior experience includes a position at Merrill Lynch Wealth Management and multiple engagements with Bucknell University’s Department of Mathematics. Outside of his advisory role, he is involved in economic and investment research as an associate with Topinka Financial. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers non-discretionary, customized advisory services and supports municipal and public finance activities through affiliated departments.

Michael Buccolo is a financial advisor with Equitable Advisors in Charleston, SC, holding Series 63 and Series 65 licenses and 35 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering advisory and brokerage/insurance channels tailored to client goals, risk tolerance, and time horizon.

Pawanpreet Singh is a financial advisor with Fidelity, holding a Series 66 designation and four years of industry experience. His prior roles include positions at J.P. Morgan Securities and Morgan Stanley. Singh is based in Bronx, NY. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves as an advisor to multiple registered investment companies.

Jonelle Rivas Diaz is a financial advisor with Merrill holding a Series 66 designation and no prior industry experience. Her work history includes roles at Berges Dreyfous Abogados and Universidad Nacional Pedro Henriquez Urena. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Stephanie Cronin is a financial advisor at Merrill with Series 66 and Series 63 licenses and four years of industry experience. She has previously worked at Citibank and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

James Spanarkel is a Wealth Management Advisor with Merrill Lynch Wealth Management and serves as a Global Institutional Consultant within the Bank of America Global Institutional Consulting Group. He works with both nonprofit and for-profit institutional clients, assisting with a broad range of institutional needs including retirement and benefit planning, consulting services, philanthropic management, and investment management and guidance. In addition to his institutional consulting, James develops comprehensive financial strategies for high net worth families and individuals that encompass retirement planning and forecasting, asset preservation, and estate strategies. James has been a Financial Advisor with Merrill Lynch since 1984. Prior to his financial career, he was a professional basketball player with the Philadelphia 76ers and the Dallas Mavericks in the National Basketball Association. He is a graduate of Duke University with a bachelor's degree and was recognized as a first team Academic All-American Basketball Player in 1978 and 1979. He holds several professional certifications, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Certified Investment Management Consultant (CIMC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). James is a member of professional organizations such as the Healthcare Financial Management Association (HFMA), the New Jersey chapter of the Association of Fundraising Professionals (AFP), and the Investments & Wealth Institute. He also serves on the Board of Trustees for the Independent College Fund of New Jersey. Outside of his professional life, James enjoys basketball, golfing, swimming, and spending time with his family.

Gary Wong is a financial advisor at Morgan Stanley with 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011 and with Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through Corporate Financial Planning agreements.

Michael Petracca is a CFP® with 18 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Cetera Advisors LLC and First Allied Advisory Services. He is also a licensed notary in Fairfield, NJ. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services through its network of investment adviser representatives.

Terance Takyi is a financial advisor at LPL Financial with 14 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including UBS Financial Services, First Republic Securities, JP Morgan Securities, and Goldman Sachs. Outside of his advisory role, he is also active as an artist and musician through Society 8807 LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research-supported model portfolios and various investment strategies.

Eric Johnson is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Brokerage Services LLC, Bank of America, N.A., and Merrill. Outside of his advisory role, he serves as co-trustee for the Johnson Family IRR Trust in a fiduciary capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by model portfolios, research, and technology-driven solutions.

Vincent Tagliaferri is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 28 years of industry experience, including roles at MassMutual Life Insurance Co and MetLife Securities Inc. Additionally, he works as an independent insurance agent specializing in dental, group disability income, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by advanced analysis tools and provides event-driven planning services including estate settlement and employer-sponsored plans.

Thomas Kelly is a financial advisor with Merrill in Montvale, NJ, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Kelly serves on the borough council of Oradell, New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Polizzotti is a financial advisor at OSAIC with 36 years of industry experience. He holds the CFP® and ChFC® designations and has worked at OSAIC since 2018, following a 29-year tenure at Signator Investors, Inc. Outside of his advisory role, he serves as a part-time coach helping young skiers and is a board member of the Jersey Girls Lacrosse Association, where he participates in event organization and ethics oversight. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs a variety of asset allocation tools and supports multiple advisory platforms, including third-party managed accounts and unified managed portfolios.

Dima Hazzan is a financial advisor at J.P. Morgan Securities with 14 years of experience at the firm and 10 years in the industry. He holds Series 66 and Series 63 designations and is based in Englewood, NJ. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.