Thomas Agnew is a financial advisor with LPL Enterprise who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He previously worked at Pruco Securities, LLC for 31 years before joining LPL Enterprise. Agnew is also involved in a prudential-sponsored non-variable insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, model portfolios, and access to third-party asset management, combining advisory programs with insurance products via an affiliated agency.

Benjamin Krculic is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to understand their financial priorities and develop tailored strategies to pursue their short- to long-term goals. His role involves providing guidance on various financial matters including investing, retirement planning, and saving for unexpected events. Additionally, he facilitates access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Benjamin's expertise lies in helping clients manage multiple financial priorities, such as purchasing a home, saving for college, caring for elderly parents, and preparing for healthcare needs. He emphasizes one-on-one collaboration to define goals and select portfolio strategies designed to meet those objectives. He provides ongoing advice and adjusts strategies as clients' situations evolve. He holds a Bachelor's Degree and a Master of Business Administration (MBA) from Seton Hall University. Benjamin also holds the Personal Investment Advisor (PIA) designation.

Sameer Srivastava is a financial advisor at Ameriprise Financial Services with 22 years of industry experience. He holds a Series 66 designation and has worked at various firms including Prudential Insurance Company and Mass Mutual Investors Services. Outside of his advisory role, he is involved in real estate ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Maria Katsougrakis is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC since 2015. Outside of her advisory role, she is a partial owner of Epiros LLC, a family-owned commercial real estate entity. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm employs a quantitative asset-allocation approach combined with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Adam Blackwood is a financial advisor at Wells Fargo Advisors with 38 years of industry experience. He has worked within various Wells Fargo entities since 2007, including Wachovia Bank, N.A. and Wells Fargo Clearing. Outside of his advisory role, he is the sole owner of a private LLC based in New Jersey. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with banking and other financial products through a large network of advisors.

John Marston is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at USIS Inc and JCM Media Solutions. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lisa Sherman is a CFP® professional with 41 years of industry experience, currently affiliated with LPL Financial since 2021. Her prior roles include positions at Ameriprise Financial Services, National Asset Management, National Securities Corporation, and Gilman Ciocia, Inc. Sherman also operates Riolo Financial Group, an investment-related business associated with her LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Justin Sheridan is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He has held various roles within Fidelity Investments since 2019, including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Financial Representative at Pruco Securities LLC from 2018 to 2019. In his professional capacity, Justin partners with clients to understand their unique situations and goals, focusing on building trusting relationships with them and their families. He collaborates with clients to develop financial plans aimed at achieving desired outcomes through both planned and unexpected life events. His approach involves defining actionable steps that help clients progress toward their financial dreams regardless of where they are in their financial journeys. Outside of his professional work, Justin has interests in concerts, family activities, fitness, running, snowboarding, and traveling.

Mark Sudol is a financial advisor at UBS Financial Services with 38 years of industry experience. He has held his position at UBS since 2007 and holds the Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

John Schumacher is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm offers advisory services alongside brokerage, distribution, and investment management capabilities.

Adam Abida is a Financial Advisor at Merrill Lynch Wealth Management. He partners with clients to develop customized wealth strategies and to oversee investment portfolios that align with their individual objectives. His approach emphasizes building and preserving wealth with a focus on clients' long-term goals and priorities. Adam's expertise includes personal retirement planning, portfolio management services, socially responsible and values-based investing, and tax minimization. He serves as a trusted advisor, providing ongoing insight to help clients navigate life's financial milestones and maintain strategies that reflect their evolving circumstances. He holds a Bachelor's Degree from SUNY University at Albany and the Personal Investment Advisor (PIA) designation. Adam is a member of The National Society of Leadership and Success. Outside of his professional role, he enjoys chess, golfing, music, and reading.

John Cooney is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized wealth management strategies tailored to clients' individual financial goals and changing market conditions. His expertise encompasses family wealth management, legacy planning, institutional consulting, managing new wealth, portfolio management services, and retirement income planning. John leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of his clients' financial lives. John holds a Bachelor's Degree from Dominican College and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. Outside of his professional activities, John enjoys baseball, golfing, and spending time with his family.

Arthur Hardy is a financial advisor at Cetera with 29 years of industry experience. He holds a Series 63 designation and has been with Cetera and Cetera Wealth Services since 2013. Outside of his advisory role, Hardy owns Hardy Financial Strategies, focusing on fixed insurance and annuities, and serves as owner and president of Arthur Hardy Inc, a holding company used for accounting and tax purposes. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, providing access to various investment strategies and program structures.

Gil Marcovici is a Senior Financial Advisor with Merrill Lynch Wealth Management. He joined Merrill in 2003, bringing extensive experience from his prior work at Smith Barney, where he served middle market institutional clients. Gil specializes in creating customized wealth management strategies that support clients through various financial phases, including retirement income planning, estate planning, portfolio management, and tax minimization. He holds the Personal Investment Advisor (PIA) designation as well as the CRPC credential. Gil earned his bachelor's degree from the University of Hartford. Fluent in English and Romanian, he focuses on understanding clients' life priorities to develop personalized financial plans tailored to their goals and aspirations. Outside of his professional role, Gil spends time biking, golfing, playing pickleball, skiing, and with his family. He also volunteers in the community, reflecting his commitment to service beyond advising.

Adam King is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to his current role, he worked at Campgaw Mountain Ski Area as a ski instructor. Adam also has a background that includes positions at JPMorgan Chase Bank and Equitable Financial Life Insurance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework to guide its recommendations.

David Imrith is a financial advisor with Merrill in Montvale, NJ, holding Series 63 and Series 66 designations and 12 years of industry experience. He has worked at Bank of America and Merrill since 2019 and was previously with Fidelity Investments from 2016 to 2019. Outside of his advisory role, he works part-time as an Uber driver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, incorporating both internal and third-party portfolio management.

Matthew Ramirez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at OMD USA, Hearts & Science, and South Garage Motor. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Laurie Torres Tang is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and has been with Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gerald O’Connell is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Joseph Brown is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and investment research.