Divya Krishnan is a financial advisor at Charles Schwab with 14 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Charles Schwab & Co. since 2020, following prior roles at Charles Schwab Investment Management and Motif Investing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering integrated advisory, brokerage, custody, and cash-sweep services. The firm’s investment approach combines non-discretionary client relationships with access to discretionary separately managed accounts and multi-asset model portfolios.

Rustam Yamilov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. before joining J.P. Morgan in 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team. The firm offers non-discretionary services with an ESG eligibility framework and access to a wide range of products through its unique regulatory registrations.

Tristan Lawrie is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 16 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Michele Matice is a Wealth Management Advisor at Merrill Lynch Wealth Management. She focuses on helping individuals and families achieve financial success by understanding their personal goals and aspirations. Michele provides personalized wealth management strategies and integrates investment insights from Merrill with banking and lending solutions from Bank of America to support her clients' financial objectives. Her career transitioned from Corporate America to wealth management, with a particular interest in the impact of technology on markets and families globally. Michele holds a Master's Degree and a Bachelor's Degree from the University of Michigan System and a High School Diploma from Seaholm High. She has earned professional designations as a Certified Private Wealth Advisor (CPWA) and a Personal Investment Advisor (PIA). Michele participates in community activities, including serving as Past President of BWGA and volunteering with Covenant House. Outside of work, she enjoys gardening, golfing, reading, yoga, and playing bridge.

Bruce Sargent is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1968. He serves as president, co-trustee, and director of the Bruce & Janet Sargent Charitable Foundation and is a trustee of Game Conservancy USA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that incorporates firm-approved tools and offers a range of retail and institutional investment services.

Stephen Ortiz is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill Lynch/Bank of America, Fidelity Investments, and Municipal Credit Union. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Priya Kessler is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their families to develop disciplined financial plans tailored to their individual situations. She utilizes Fidelity's recommendations and resources to provide clients with the knowledge and guidance needed to make informed financial decisions. Priya has held several roles within the financial services industry, including Planning Consultant and Relationship Manager at Fidelity Investments, and previously served as a High Net Worth Specialist, Advanced Broker, and Associate Financial Service Professional at Charles Schwab. She began her career as a Client Service & Support Intern at Charles Schwab. Outside of her professional work, Priya enjoys cooking and baking, exploring culinary experiences, socializing with friends, engaging in outdoor adventures, traveling, and spending time with pets.

Michael Pappa is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 26 years of industry experience. He has worked at Janney Montgomery Scott since 2018 and previously spent five years with Wells Fargo Advisors LLC and two years with Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Hillgen Santa is a financial advisor at LPL Financial with 19 years of industry experience and holds the Series 66 designation. He previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC, and has also been involved with Lorraine's Antiques, a business he owns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by research and diverse portfolio options.

John Drowne is a Financial Consultant at Fidelity Investments, a position he has held since 2026. His professional experience includes roles as Planning Consultant (2023-2026), Relationship Manager (2022-2023), and Financial Representative (2021-2022) at Fidelity Investments. Prior to that, he worked in Institutional Sales at National Securities Corporation from 2019 to 2021. Born and raised in Stamford, Connecticut, John has developed a strong connection to the local community. He collaborates closely with clients to understand their values, family dynamics, and aspirations, aiming to create personalized financial strategies that support their goals. Outside of his professional work, John has interests in fitness, food, football, golf, and pets.

Terence Barnett is a financial advisor with LPL Financial in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Prior to joining LPL Financial in 2020, he spent a decade at Ameriprise Financial Services. He is also the author of an ebook titled "9 Simple Steps To Help." LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and advanced technologies to support diversified investment strategies.

Edward Laux is a Senior Financial Advisor at Merrill Lynch Wealth Management. He transitioned to this role in 2019 after over 35 years working on the institutional side of Wall Street. Edward utilizes his extensive experience in risk, research, and customer relationships to support a broad range of financial planning needs for high net worth individuals and families, including investment management, retirement accounts, education accounts, trusts, insurance, and credit access. He has formed a partnership with the Dyer Group, a team with advanced expertise in wealth management. Edward holds FINRA Series 7, 24, 55, 63, and 66 securities registrations and the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Arts degree in Economics from Dartmouth College. His professional affiliations include membership in the National Organization of Investment Professionals from 2004 to 2014. He has also contributed to his community through roles such as head coach of the Greenwich YMCA Flame Travel Basketball Team and member of the Stamford Board of Tax Assessment Appeals. Outside of his professional activities, Edward engages in personal interests such as antiquing, basketball, cooking, golfing, reading, spending time with family, watching movies, and practicing yoga.

Arnold Blumenfeld is a financial advisor at Ameriprise with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2017, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports delivered in partnership with clients’ financial advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Richard Martin is a financial advisor with Fidelity, holding CFP® and ChFC® designations and over 27 years of industry experience. His career includes roles at New York Life Insurance Company, MassMutual Life Insurance Company, and various broker-dealers before joining Fidelity. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Susan Galich is a financial advisor with UBS Financial Services in Trumbull, CT, holding a Series 66 designation and 37 years of industry experience. She has been with UBS since 2013. Outside of her advisory role, she serves as Treasurer for the Teuta Ladies Society, overseeing financial reconciliations and checkbook management. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad platform including custody, underwriting, and securities-backed lending.

Nicholas Sivo is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Dunkin' Brands, Apple, and the U.S. Soccer Federation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

John Nelson is a financial advisor at Stifel with 20 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Stifel in 2023, he worked for Ameriprise Financial Services, Inc. for 10 years. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Frank Moore III is a financial advisor with UBS Financial Services in Greenwich, CT, holding a Series 63 designation and 39 years of industry experience. He has been with UBS since 2000. Outside of his advisory role, Moore serves as a trustee and member of the finance committee at The Marvelwood School and is president of Community Concerts of Greenwich, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Pedro Tecla is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked with MassMutual Life Insurance Company starting in 2016. Outside of his advisory role, he is also engaged in outside insurance sales, focusing on life, accident, health, fixed annuities, long-term care, and disability insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, emphasizing collaborative, annual planning engagements without investment discretion by advisers.

Patrick Colligan is a financial advisor with Ameriprise in Fairfield, CT, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Oppenheimer and has been with Ameriprise since 2019. Outside of his advisory role, Colligan serves on the Board of Directors for the Fairfield Republican Town Committee and is Assistant Director of the FBI New Haven Citizen's Academy Alumni Association. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement, utilizing a centralized consulting team to deliver non-discretionary, research-based recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.