Bruce Hodo is a financial advisor with Primerica Advisors in Orland Park, IL, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with PFS Investment Inc. since 2007 and Primerica Financial Services since 2005. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a percentage-based wrap fee structure.

Oscar Ledesma is a Series 66-licensed advisor with J.P. Morgan Securities, beginning his financial services career in 2026. Prior to joining the firm, he worked at Thrivent Financial and has experience at Amazon. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s offerings focus on non-discretionary advice delivered by a select group of Wealth Advisors.

Daniel Straub is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2000, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and most recently Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including portfolio management, fund advisory, and model portfolio delivery. Their investment process combines fundamental research with quantitative analysis and systematic methodologies, incorporating algorithmic portfolio construction and oversight of affiliated sub-advisers.

Marion Smith is a financial advisor at Edward Jones with 18 years of industry experience and holds a Series 66 designation. Prior to joining Edward Jones in 2025, Smith worked at Citigroup Global Markets for 16 years, followed by roles at Merrill Lynch and Bank of America NA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors.

Conor Nelson is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including DWS Distributors, Inc. and Northwestern Mutual. He is based in Oak Brook, Illinois. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a client relationship model combining non-discretionary advisory services with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by in-house research.

Rita Boudreau is a financial advisor with UBS Financial Services in Oakbrook Terrace, IL, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. She has been with UBS Financial Services since 2011. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm employs proprietary capital market assumptions and research to tailor investment plans according to clients’ goals and risk tolerances.

Ryan Hagan is a financial advisor with LPL Financial in Glen Ellyn, IL, holding Series 63 and Series 65 credentials with 18 years of industry experience. He has been with LPL Financial since 2010 and previously worked at PRUCO Securities, LLC from 2008 to 2010. Hagan operates a business entity, RJ Hagan Inc., for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Brian Odell is a financial advisor with Cetera, holding a Series 66 designation and over 23 years of industry experience. His prior roles include positions at Summit Financial Group and Delco Financial Services, where he has also maintained ownership and operated a tax preparation business. He serves as a board member for New City Life Church. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, and oversees more than $256 billion in assets across more than 10,000 advisors.

Nathaniel Johnson is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Fidelity Brokerage Services LLC, JP Morgan, and Thrivent Financial. He is based in Naperville, IL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment process.

Tatyana Gorski is Vice President and Wealth Planner at Fidelity Investments, a position she has held since 2024. She is a CERTIFIED FINANCIAL PLANNER™ professional committed to creating personalized wealth plans to help clients pursue their financial goals and dreams. Prior to her current role, she served as Vice President, Financial Consultant at Fidelity Investments from 2023 to 2024 and held several positions at the company since 2014, including Financial Consultant, Investment Consultant, and Financial Representative. Throughout her career at Fidelity Investments, Tatyana has gained extensive experience in wealth planning and financial consulting. She focuses on helping clients take advantage of opportunities and protect against risks through tailored financial strategies. Outside of her professional work, Tatyana has interests in beach activities, golf, movies, outdoor adventures, parenthood, and traveling.

Fiorelda Doraku is a financial advisor at Merrill with a Series 66 designation and over four years of industry experience. Her prior roles include positions at JP Morgan Chase and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Stephen Cogger is a financial advisor at Cetera with 10 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial for 10 years. In addition to his advisory role, he has worked as a hotel security officer at Courtyard by Marriott Elmhurst since 1988. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of advisors and provides access to multiple program structures and third-party managers.

Daniel Krout is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 66 licenses and has 26 years of industry experience. His career includes roles at Mass Mutual Investors Services since 2017, Massachusetts Mutual Life Insurance Company since 2016, and MetLife Securities Inc. from 2008 to 2017. Outside of his advisory work, he is also an insurance agent engaged in outside insurance sales covering individual and group life, health, Medicare supplement, and property/casualty insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser operating as a subsidiary of MassMutual. The firm provides ongoing financial planning and asset management services to individuals, including high-net-worth clients, business owners, trusts, estates, charitable organizations, and employers.

Carey Freimuth is a CFA® charterholder with 12 years of industry experience. He has worked at Ameriprise Financial Services LLC since 2021 and previously spent eight years at LPL Financial. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations delivered by a centralized consulting team.

Anthony Raia is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and 24 years of industry experience. He has worked at Equitable Advisors since 2002 and previously at Axa Advisors, LLC from 2002 to 2020. He is a member of the DBA Wells, Roselieb & Raia Wealth Management, LLC, where he is involved in operational expenses and payroll without compensation. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and leverages third-party asset managers and advisory programs in its investment approach.

John Coffey is a financial advisor with LPL Financial in Hinsdale, IL, holding Series 63 and Series 65 credentials and possessing 37 years of industry experience. He has been with LPL Financial since 1995. Outside of his advisory work, he is associated with The Coffey Corporation, a business entity used for tax and accounting purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a range of investment strategies and utilizing advisor-facing tools for research and operational support.

Joseph Sacramento is a financial advisor with Equitable Advisors, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Meridian Compensation Partners, MacLean Fogg, Lowe's Home Improvement, and the University of Iowa. Equitable Advisors serves individuals across wealth levels, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models and implementation tools, including third-party managers and proprietary funds, without sponsoring its own wrap fee program.

Michael Ramirez is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.

Michael Lee is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in delivering personalized wealth management strategies that address the complex needs of high net worth individuals. Michael takes a systematic approach to develop customized financial plans aligned with each client's unique circumstances, focusing on simplifying the complexities of financial lives through time-tested, goal-based principles. Michael's areas of expertise include college education planning, executive compensation, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, and retirement income. He graduated from Dartmouth College with a bachelor's degree and earned his Juris Doctorate from Northwestern University. Before joining Merrill in 2005, Michael practiced as a corporate and securities attorney for 11 years. He holds professional designations including Chartered Financial Analyst (CFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Chicago Bar Association and the CFA Society of Chicago. In addition to his professional work, Michael participates in community volunteering inspired by the Merrill tradition of serving local communities. His personal interests include chess, genealogy, hunting, and watching movies.

Meagan Fitzgerald is a financial advisor with Merrill based in Oak Brook, IL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Merrill since 1993 and concurrently associated with Bank of America, N.A. since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.