Maridel Phin is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, she held positions at Navigant Credit Union, Rhode Island College, and Summit Settlement Services LLC, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Cody Kirschbaum is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity in 2024, he worked at Genesys Diagnostics Inc. for four years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Vanessa Lorden is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at Nasuni and the Boston University School of Medicine. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Paul Tavarez is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 4 years of industry experience. His prior work includes roles at several gig economy companies in 2021 and involvement with the Racial and Environmental Justice Committee from 2019 to 2020. He also worked with the Providence Student Union from 2015 to 2019. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research and quantitative analysis to construct model portfolios that include mutual funds, ETFs, and ETPs. The firm is notable for its use of algorithmic portfolio construction and its advisory role to multiple registered investment companies and fund-of-funds.

William Biemer is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Milton Hill Sport and Spa and Cambridge College. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, as well as model portfolios for intermediary platforms.

Johnny Cintron is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and YearUp, and he has also worked as a delivery driver for GrubHub. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Gabrielle Opiekun is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her career includes positions at Bank of America and Amego Inc., as well as academic roles at Rhode Island College and the University of Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jason Hantman is a financial advisor at Morgan Stanley with five years of industry experience. He holds Series 65 and Series 66 licenses and previously spent 18 years at Bank of America, N.A. Outside of his advisory role, Hantman serves as a board member of the Country Club of New Bedford in Massachusetts. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct individual plans and Corporate Financial Planning agreements.

Ryan Gordon is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with various Fidelity entities since 2006, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios and funds.

Nicholas Abreu is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, he held various positions outside the financial industry, including roles at Amazon and LA Fitness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Teresa Shumila Wilder is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 35 years of industry experience. She has been with Cambridge Investment Research Advisors since 2013 and has worked with affiliated firms since 2003. Outside of advisory work, she serves as an office manager at a garden center. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and both proprietary and third-party strategies.

Audrey Turro is a Series 66 licensed financial advisor at Merrill with nine years of experience, including two years at Foley and Lardner LLP prior to joining Merrill in 2017. She is based in Providence, RI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gregory Agnone is a CFP® professional affiliated with Cetera, with 30 years of industry experience. He currently serves as President and CEO of Chestnut Hill Wealth Management Inc. and Chestnut Hill Insurance Group, and he also leads Agnone and Associates Financial Services. He is a notary public in addition to his advisory roles. Cetera is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary strategies, model portfolios, and access to third-party money managers.

Elizabeth Cummins is a financial advisor with UBS Financial Services in Providence, Rhode Island. She holds a Series 66 designation and has 22 years of industry experience, including 19 years at UBS. She is involved with a nonprofit organization that supports single parents and their families, serving on a management committee responsible for budget and audit reviews. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services that include proprietary research and model-based asset allocations.

Natalie Harris is a financial advisor with Equitable Advisors in Attleboro, MA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, her work history includes roles at Wellesley College and the Santa Fe Institute, as well as involvement with OGA's Japanese Cuisine. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to a diverse range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and offers access to third-party asset managers and LPL-sponsored advisory programs.

Steven Foster is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, following prior roles at Citizens Bank and CCO Investment Services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolios, fund advisory, and model portfolio delivery. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, and engages in advisory roles for multiple registered investment companies and fund-of-funds.

Alan Ogunnaike is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith since 2016. Outside of his financial career, he operates a reptile breeding business, AmazingBasins, where he educates subscribers about the maintenance and life cycle of Emerald Tree Boas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Henry Viall is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to his current role, he has worked at Bank of America and held various positions outside finance, including roles at Amazon, Whole Foods, and educational institutions. He also serves as a power of attorney for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ashley Stockman is a financial advisor with Merrill in Providence, RI, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Merrill in 2026, she worked at Wells Fargo Clearing and Charles Schwab & Co., Inc. Ashley also has experience outside finance, including periods of extended travel. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Samuel FitzGerald is an Investment Solutions Representative III at Fidelity Investments, where he has been working since 2024. In his current role, he partners with clients to understand their short and long-term financial goals and helps build customized financial plans. He places importance on forming strong relationships with clients and their families, aiming to maintain trust, reliability, and competency. Samuel has progressed through several positions at Fidelity Investments, starting as a Customer Relationship Advocate in 2024, then moving through the Investment Solutions Representative I and II roles before reaching his current position in 2026. His experience spans client relationship management and investment solution advisory. Outside of his professional work, Samuel enjoys outdoor activities such as canoeing, fishing, and kayaking, as well as movies, music, and soccer.