Daniel Hoban is a financial advisor at Ameriprise with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliate since 2009. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, using a centralized consulting team and algorithmic tools to support tailored retirement income strategies.

Sendi Slavinskaya is a Series 66-licensed financial advisor with Morgan Stanley Wealth Management, based in Wellesley, MA. She has 16 years of industry experience and has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs. The firm’s financial planning approach involves structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Atea Stiko is a financial advisor at J.P. Morgan Securities with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several financial institutions, including Santander Bank and Meze LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jack DeSantis is a Financial Consultant at Fidelity Investments' Chestnut Hill Investor Center, where he collaborates with clients to develop customized financial plans. He utilizes a broad range of strategies and services to meet individual client needs. Jack's role involves educating clients on various investment strategies, aiming to empower them to make confident and informed financial decisions. Jack has been with Fidelity Investments since 2021, progressing through roles including Workplace Planning Consultant from 2021 to 2023, Investment Consultant from 2023 to 2025, and currently serving as a Financial Consultant. This experience has contributed to his comprehensive understanding of investment strategies and client financial planning. Outside of his professional responsibilities, Jack's personal interests include beach activities, family activities, football, and golf.

Tony DellAquila is a Financial Consultant at Fidelity Investments, a role he began in 2024. He partners with clients to create personalized comprehensive financial plans that align with their values, goals, and future aspirations. Tony leverages his experience to assist clients in pursuing their goals and providing peace of mind. Before joining Fidelity Investments, Tony held several positions at Merrill Lynch from 2015 to 2024, including Vice President Relationship Manager, AVP Relationship Manager, Premium Investment Specialist, and Service and Trade Investment Specialist. His decade of experience in the financial services industry has equipped him with a broad understanding of investment strategies and client relationship management. Outside of his professional work, Tony's personal interests include cooking and baking, golf, skiing, and traveling.

Daniel Riley is the Vice President, Wealth Planner at his current firm. He holds the designation of CERTIFIED FINANCIAL PLANNER™ which underscores his commitment to partnering with clients to understand their personal and financial priorities. He works closely with clients to co-create financial plans aimed at providing peace of mind, enabling them to concentrate on what matters most to them and their families. Daniel has professional experience spanning several roles in the financial services sector. He has been a Financial Consultant at Fidelity Investments since 2023, after serving as an Investment Consultant there from 2021 to 2022. Prior to that, he worked as a Financial Advisor at Equitable Advisors LLC from 2019 to 2021. Outside of his professional work, Daniel enjoys activities such as baseball, boating, fishing, fitness, football, and outdoor adventures.

James Scannell is a financial advisor at Edelman Financial Engines with a Series 65 credential. He has varied work experience including roles at Edelman Financial Engines since 2021 and prior positions outside the financial industry. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment options.

Michael Lucarello is a financial advisor at Cetera with a Series 66 designation and two years of industry experience. He is the owner of two tax preparation businesses and manages a beekeeping operation that sells honey. Additionally, he holds an executive producer role in a film investment enterprise. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

William Danforth is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial goals and priorities, offering strategies across areas such as executive compensation, equity compensation services, liquidity management, personal retirement planning, portfolio management, and small business strategies. He also provides guidance in specialized areas like sports and entertainment finance and retirement income planning. William holds a Bachelor's Degree from Lehigh University and has earned the Personal Investment Advisor (PIA) designation. His professional approach focuses on building long-term relationships through thoughtful planning and disciplined investment management, ensuring that client strategies adapt as their life circumstances evolve. Outside of his professional work, William enjoys hiking, running marathons, and spending time with his family.

Michael Murphy is a CFP®-certified financial advisor with 20 years of industry experience. He currently works at Ameriprise and previously spent 11 years with Voya Investments Distributor, LLC and Voya Investment Management. Outside of finance, Murphy is involved in commercial fishing for striped bass and tuna. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement with substantial investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to deliver tailored retirement advice through a centralized consulting team.

Christopher Riffle is a CFP® professional with 22 years of experience in the financial services industry. He is currently with MassMutual Investors Services and has been with the MassMutual family of companies since 2016, including prior experience at Metlife Securities Inc. since 2015. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and provides a range of programs including educational seminars and event-driven planning services.

Francis Meuse is a financial advisor at Equitable Advisors with two years of industry experience. He holds Series 63 and Series 65 licenses. Prior to his current role, he worked in education and construction, and he also works part-time as a bartender and server. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm uses a client intake process to tailor services and operates a hybrid referral and implementation model relying on multiple asset management platforms.

Ellen Kenney is a financial advisor with Ameriprise in Winchester, MA, holding a Series 63 designation and 35 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Kenney is part of EMK Advisors, LLC, a business entity formed with three other advisors to manage office expenses and rent. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports focused on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, algorithm-supported advice primarily for assets held in Ameriprise-managed accounts.

Daniel Burnham is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for RBC Capital Markets Corp for 16 years before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Fitzpatrick is an Investment Consultant at Fidelity Investments. In this role, he collaborates closely with individuals and families to build comprehensive wealth plans tailored to their personal and financial needs, aiming to help them work toward their financial goals with confidence and clarity. Ryan's professional experience includes positions at Fidelity Investments starting in 2023, progressing from Financial Representative to Relationship Manager before becoming an Investment Consultant. He also completed an internship in US Retail Wholesale at MFS Investments in 2022. Outside of his professional work, Ryan's personal interests include attending concerts, fishing, fitness, golf, running, and yoga.

H. Muscatello is a financial advisor with LPL Financial in Westborough, MA, holding the Series 66 designation and possessing 23 years of industry experience. Prior to joining LPL Financial in 2009, he worked at Bay Financial Advisors Inc. from 2015 to 2021. Outside of advisory services, he is involved with Bay Financial Associates LLC, where he devotes part of his time to the sale and service of traditional insurance products, including life insurance and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charities. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and a variety of specialized financial products.

Kirk Mccaw is a financial advisor with Morgan Stanley in Wellesley, MA, holding a Series 66 designation and 21 years of industry experience. He previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC from 2015 to 2022. Outside of his advisory role, he is involved in property management as an owner of a real estate condominium in Jacksonville, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Christopher Godosky is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has held prior roles at Adams Street Motors and Harding Financial. Godosky also worked at Bentley University and has a background involving the Black Rock Country Club. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning supported by a structured discovery process and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Ellen Pumphret is a financial advisor at Merrill with over 32 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Merrill since 1993. Outside of her advisory role, she serves as a power of attorney and co-trustee for her parents. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

George Bernet is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses. He has 34 years of industry experience, including roles at Royal Alliance Associates, John Hancock Life Insurance Co., and Signator Investors. In addition to his advisory work, he provides disability and life insurance policies through various agencies. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that include a range of investment products.