Jessica Loughnane is a financial professional with seven years of experience, currently affiliated with Cetera. She holds a Series 66 designation and has worked at Cetera and Cetera Advisors LLC since 2018, as well as CCR Wealth Management LLC since 2023. In addition to her advisory role, she is a licensed insurance agent offering fixed insurance products and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, overseeing more than $256 billion in assets across over 10,000 advisors.

Adam Kline is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2015, progressing through roles including Planning Consultant, Relationship Manager, Financial Representative, High Opportunity Sales Representative, and Customer Development Representative. Adam partners with individuals and families to create and maintain comprehensive financial plans aimed at long-term success and peace of mind. His practice focuses on building relationships to gain a thorough understanding of each client's personal and financial circumstances, enabling him to provide tailored guidance specific to their situations. Adam holds the designation of Certified Financial Planner ™. Outside of his professional role, Adam's personal interests include football and golf.

Mark Nichols is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and previously worked for Woodbury Financial Services, Inc. for 16 years. Nichols also operates his own CPA firm, providing accounting and tax services, and serves on the investment committee for the Pike School. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage a variety of investment portfolios.

Peter Angle is a financial advisor with Wells Fargo Clearing in Beverly, MA, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo firms since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics to evaluate investment options and offers a range of brokerage and advisory solutions.

Dale Lewis is a CFA® charterholder and holds a Series 66 license, with seven years of industry experience. He is currently affiliated with Cetera and has prior experience at firms including LPL Financial and Avantax Advisory Services. Outside of his advisory work, Lewis is the owner of Taxes and a Plan, a tax preparation and accounting services business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

James Gibbons is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Equitable Advisors, Lowes, and Skidmore College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various organizations.

Amy Moore is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill since 1982, concurrently serving at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Joseph Caci is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been associated with Primerica Advisors and affiliated entities since 1997 and is involved in sales of investment-related products as well as referral activities for home security and automation services through related companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-driven strategies managed by unaffiliated asset managers.

Ryan Nelson is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior experience includes roles at Edward Jones and ProEquities, Inc., spanning over 18 years. He is also president of Ryan Nelson Wealth Management, a support company focused on investing and financial planning. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofits. The firm uses analytical tools and risk profiling to tailor non-discretionary advice and supports a diverse client base through its extensive advisor network.

Bernard Reitman Jr. is a financial advisor with Primerica Advisors in Andover, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1993. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities while employing a tiered wrap-fee structure.

Robert Vanasse Jr. is a Wealth Management Advisor at Merrill Lynch Wealth Management. He works with high-net-worth families across generations, focusing on retirement planning and financial well-being. Robert aims to understand clients' needs and objectives to help formalize and prioritize their financial goals. He has over 35 years of experience assisting business owners, corporate executives, and their families with opportunities related to estate taxes and next generation planning. His expertise includes planning, developing wealth management strategies, and portfolio management. Robert holds a Bachelor of Arts and Sciences degree in Economics from Boston College. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification, the Chartered Retirement Planning CounselorSM (CRPC®) designation, the Certified Private Wealth Advisor (CPWA) credential, and the Personal Investment Advisor (PIA) designation.

Thomas M. Caputo is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 34 years of experience in the wealth management field and joined Merrill Lynch in 2004. His professional focus includes developing strategies and providing advice for individuals, families, and businesses by understanding their short- and long-term financial objectives. Tom's expertise encompasses a wide range of wealth management areas, including corporate executive services, executive and equity compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER4 designation awarded by the Certified Financial Planner Board of Standards, Inc., among other professional credentials. He is a graduate of Boston College's Carroll School of Management. Tom lives in Milton, Massachusetts, with his wife, Kait, and their three children. The family is active in the community and supports several organizations, including Brigham and Women's Hospital NICU, The Boys & Girls Club, the National Kidney Association, and the St. Rock Haiti Foundation.

Tristan Henderson is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at TD Ameritrade, Santander Bank, and Fidelity Investments. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals, offering both non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory program. The firm provides integrated brokerage, custody, and financial planning services supported by multi-asset model portfolios and centralized operational infrastructure.

John Meklis is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in the financial services sector since 2003, including roles at Merrill, Investors Capital Corp., and his own firm, JGM Financial. Meklis is a board member of Community Credit Union, vice president of St. George Greek Orthodox Church, and president of the Agganis Foundation. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

Kathryn Maffei is a CFP® professional with over 42 years of industry experience, currently serving at LPL Financial since 1989. She is president of KLM Financial, Inc., a non-variable insurance firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, research, and various management strategies.

Francesco Puopolo is a financial advisor with Charles Schwab in Burlington, MA, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Charles Schwab in 2022, he worked at Citizens Securities, Inc. and Lincoln Financial Group. Outside of his advisory role, he manages office operations for R&A Industries Inc., a hydraulic hose and fitting assembly and distribution company. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through a variety of advisory and brokerage services. The firm offers a mix of non-discretionary and discretionary investment management programs supported by centralized custody and due diligence resources.

Samuel Levine is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, he worked at Bank of America and Equitable Advisors, LLC. His background includes roles outside finance, such as positions with Amazon and Dunkin, as well as employment during his university years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Bullock is a financial advisor with LPL Financial in Lexington, MA, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has previously worked with firms including Horizon Wealth Partners, Baystate Financial, and Waddell & Reed. Outside of his advisory role, he is involved with Memento Mori Corporation of America, a home-based business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charities through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, supported by research and model portfolios.

Evangelos Glicos is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Opus Consulting, Webster Pacific LLC, Walmart, and Martindale Country Club. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Timothy Murphy is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Voya Financial Advisors and Investors Capital Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by both proprietary and third-party research.