Matthew Mulville is a financial advisor at LPL Financial with eight years of industry experience. He holds a Series 66 designation and has previously worked at Waddell & Reed, various insurance carriers, and in other roles including Design Ready Controls. Mulville also operates a DBA under Northern Light Financial Advisors associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Ginger Carson is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill since 1983 and holds the CERTIFIED FINANCIAL PLANNER® certification, along with the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Ginger earned her Bachelor's Degree from the University of Minnesota System. Ginger focuses on retirement and estate planning services, working with high net worth clients to review their ongoing financial strategies, estate goals, and overall financial objectives. Her client focus areas include college education planning, family wealth management strategies, legacy planning, personal retirement planning, women and wealth, tax minimization, and retirement income. In addition to her professional work, Ginger is active in the community through participation in cultural and health-related charities such as Brains Together for a Cure and Legal Assistance of Olmsted County. Her personal interests include cooking, football, golfing, reading, and traveling.

Peter Hess is a financial advisor with Thrivent Investment Management based in Waconia, MN, holding a Series 66 designation and 15 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2011. Outside of his advisory role, Hess serves as a track coach for middle-distance runners at Waconia High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a large network of financial advisors. The firm offers holistic, goal-based planning without discretionary trading authority and combines planning with managed-account programs under a consolidated billing option.

Daniel Ament is a financial advisor with Morgan Stanley Wealth Management in Wayzata, MN, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory work, he frequently appears as a guest commentator on radio shows, providing financial market insights on stations including WCCO Radio and Cities 97. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and a dedicated Financial Advisors and Estate Planning Strategies Group.

David Roderick is a financial advisor with Ameriprise in Minnetonka, MN, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he has held roles at Starters Sports Training LLC and various educational institutions. Outside of his advisory work, he coaches youth baseball in a nearby city. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Robert Ebert is a CFP® with 22 years of industry experience, currently advising clients at Cetera since 2023. His prior experience includes roles at Minnesota Life Insurance Company and Securian Financial Services, each for 20 years. He is involved as an insurance agent across various fixed insurance companies and also operates a separate entity for tax reporting purposes. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a national network of more than 10,000 advisors.

Lance Flannery is a financial advisor with LPL Financial, holding a Series 63 license and 18 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, H. Beck, Inc., and his own firms, Flannery Holdings, LLC and Wealth Guidance, Inc., where he maintains ongoing involvement. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary research and third-party asset management.

Calvin Mc Kenney is a CFP® professional with eight years of industry experience, currently advising at Cetera. He has held roles at Fortune Financial, Securian Financial Services, and Minnesota Life Insurance Co. Mc Kenney also serves as president of a local chapter of Business Network International, where he manages and runs meetings. Cetera Investment Advisers LLC is an SEC-registered firm offering a range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm operates a multi-manager platform providing access to various model portfolios and investment strategies under multiple program structures.

Julie Mize is a financial advisor with UBS Financial Services in Bloomington, MN, holding Series 63, 65, and 66 licenses and having 30 years of industry experience. She previously worked for U.S. Bancorp Investments, Inc. for nine years before joining UBS in 2021. Outside of her advisory role, she is involved as a sales representative for Norwex USA and has worked as a cashier at Lunds and Byerlys. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research with model-based asset allocations to tailor plans to client goals and risk tolerances. The firm operates as a broker-dealer, investment adviser, and futures commission merchant, offering a broad range of wealth management and institutional trading capabilities.

Erica Frantz is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets for 12 years before joining Morgan Stanley in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Donald Constable is a financial advisor at Morgan Stanley with four years of industry experience. He holds the Series 66 designation and previously worked as a professional golfer for seven years before entering the financial services field. Outside of advising, he is a partner at Double Eagle Partners LLC, a business involved in business development and labor services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs a structured planning process and makes use of tools such as Monte Carlo simulations and the Global Investment Committee’s Secular Return Estimates to model financial outcomes.

Brandon Peddycoart is a financial advisor at Osaic with two years of industry experience. He holds a Series 66 designation and has worked at Old National Bank and Wells Fargo Clearing. OSAIC serves a diverse range of clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing tools such as asset-allocation models and risk-tolerance questionnaires to construct portfolios across various investment types.

Matthew Kassera is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Ameriprise since 2024. He previously worked at RBC Capital Markets for 11 years. Kassera serves as Treasurer on the Board of Directors for Territorial Trail, a nonprofit organization. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Connolly III is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity and its affiliates since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment approach combining fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Spencer Draghi is a financial advisor with Ameriprise in Minnetonka, MN, holding a Series 66 designation and two years of industry experience. His career includes roles at the Wisconsin Department of Revenue, Nicolet National Bank, and the University of Wisconsin-Madison. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with written recommendation reports and ongoing advice on income and tax strategies.

Parker Weber is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has previously worked at Summit Credit Union, Citizens State Bank, US Bank, and UBS. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.

Jacob Nordly is a financial advisor with Ameriprise in Maple Grove, MN, holding Series 63 and Series 65 licenses and having two years of industry experience. His prior work includes roles in automotive sales, landscaping, construction, and education. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. Their approach involves a centralized service team that collaborates with advisors to produce tailored recommendation reports for clients approaching or in retirement.

Christine Ebert is a CFP®-certified financial advisor with Ameriprise, based in Plymouth, MN, and has 35 years of industry experience. She has been with Ameriprise and its affiliates since 1991. Outside of her advisory role, she volunteers with the Angel Foundation assisting with financial literacy training and with Interfaith Outreach and Community Partners, a nonprofit focused on community support services. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that emphasize dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service involves a detailed written Recommendation Report and ongoing advice, supported by investment research and algorithmic tools, and operates within a defined investment product ecosystem.

John Schricker is a Certified Financial Planner (CFP®) with 29 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2007 and held a position at PFK Management Inc. for over two decades. In addition to his advisory role, he is involved with PFK Financial Services Inc., providing administrative and client services. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and investment advice aligned with client goals.

William Rosengren is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2023, bringing prior experience from a Fortune 500 corporation in St. Paul, where he supported senior management through profitability modeling and business decision support. His professional focus includes college education planning, family wealth management strategies, and retirement income. William holds a Bachelor's Degree from the University of Minnesota and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He leverages the resources of Merrill Lynch to create personalized wealth management strategies tailored to client needs, emphasizing long-term relationships and attentive service. Outside of his professional activities, William enjoys boating, cooking, golfing, ice hockey, pickleball, and spending time with his family.