Mohammad Vedadi is a financial advisor at OSAIC with 20 years of industry experience. He holds a Series 66 designation and previously worked at Sagepoint Financial, Inc. for 13 years. Vedadi is also the owner of Vedadi Wealth Management, an S-Corp through which he manages his wealth management business and related operations. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with access to various investment platforms and third-party managers, utilizing asset-allocation tools and automated rebalancing to construct customized portfolios.

Todd Terhorst is a financial advisor at OSAIC with 32 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Arbor Point Advisors and Securities America Advisors, Inc. Outside of his advisory work, he is a guitar player in a band called Empty Attic. OSAIC serves a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients, offering brokerage, advisory, and retirement plan consulting services. The firm provides a range of investment solutions using asset-allocation tools and supports discretionary and non-discretionary accounts with access to third-party money managers and model portfolios.

David Born is a Certified Financial Planner (CFP®) with 41 years of industry experience, currently serving as a financial advisor at Stifel, Nicolaus & Co., Inc. since 2001. He holds Series 63 and Series 65 licenses and is based in Golden Valley, Minnesota. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses intended to inform client decisions.

Pravin Parekh is a financial advisor at LPL Financial with 23 years of industry experience. He holds the Series 66 designation and has previously worked with firms including Waddell & Reed and various insurance carriers. Parekh also managed his own entities, such as Parekh Group, Inc. and Pradeep Pravin Real Estate. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Henry Schulenberg is a financial advisor with RBC Capital Markets based in Wayzata, MN. He holds a Series 66 designation and has four years of industry experience, including previous roles at City National Bank and SkyView Partners. He graduated from St. Olaf College. RBC Wealth Management serves a diverse client base ranging from individual investors to institutions, offering a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies according to each client’s risk profile and utilizes both in-house and third-party managers to implement portfolios.

Lucas Headley is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. Prior to that, he worked with Ameriprise Financial Services, Inc. for 10 years. He is also the managing partner of Paragon Operations, LLC, a financial management company. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive advice within a large institutional framework that includes advisory, brokerage, and insurance solutions.

Callie Gracie is a financial advisor at Ameriprise with four years of industry experience. She holds the Series 66 designation and has previously worked at firms including LPL Financial, Cetera, Charles Schwab, and TD Ameritrade. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Shay Donovan is a financial advisor with UBS Financial Services in Wayzata, MN, holding a Series 66 designation and one year of industry experience. Prior to joining UBS, Donovan worked at Brainlit North America and has been involved in various roles including coaching youth hockey as the head coach of the Blake Bears junior varsity team. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary research and capital market assumptions.

Nicholas Kouchoukos III is a financial advisor at Thrivent Investment Management with two years of experience in the industry. He holds a Series 66 designation and has worked at various Thrivent entities as well as Advanced Wealth Management and Winnesota. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm enables clients to combine planning with managed accounts through a consolidated billing option while keeping services administratively separate.

Kathleen Freiderich is a financial advisor with Wells Fargo Advisors in Wayzata, MN, holding a Series 63 designation and 33 years of industry experience. She previously worked at UBS Financial Services Inc. for 13 years before joining Wells Fargo Advisors. Kathleen is also a commissioned notary in the state of Minnesota. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries.

David Webb is a Series 66-licensed financial advisor at UBS Financial Services in Wayzata, MN, with five years of industry experience. Before joining UBS in 2019, he worked at General Purpose Movers and the Eau Claire Area School District. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Jonathan Hemmesch is a financial advisor with Edelman Financial Engines in Minnetonka, MN, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise, Fidelity Brokerage Services LLC, and BerganKDV Wealth Management. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Mark Kinney is a financial advisor with LPL Financial, holding a Series 63 designation and 27 years of industry experience. He previously worked at Fortis Investors, Inc. / Woodbury Financial for 26 years and was with OSAIC for one year. In addition to his advisory role, Kinney has been involved with Anoka Health & Life since 1986. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and various technology-enhanced investment approaches.

Theresa Ward is a Private Wealth Manager and co-founder of Broughton Ward within Merrill Private Wealth Management. With a career spanning over 40 years exclusively at Merrill, she specializes in creating customized wealth management strategies tailored to high net worth individuals, including corporate executives, business owners, family offices, private equity principals, and institutions. Theresa’s expertise encompasses college education planning, executive compensation, family wealth management, legacy planning, liquidity management, and tax minimization, among other areas. She emphasizes building deep, lasting relationships by intentionally working with a limited number of clients to provide personalized and comprehensive wealth solutions. Theresa holds a Bachelor's Degree from the University of Minnesota and maintains professional designations as a Certified Investment Management Analyst (CIMA) and a Personal Investment Advisor (PIA). Her experience navigating significant market events over four decades informs her approach to simplifying complex financial lives, planning for life transitions, and facilitating family conversations to support positive intergenerational wealth transfer. Her team, Broughton Ward, has earned recognition from Forbes among the top high net worth advisory teams in the country. Beyond her professional commitments, Theresa supports the University of Minnesota as a Trustee for the University Foundation and serves on its Investments Committee. She has held leadership roles with the Interlachen Country Club and remains active in athletics, including tennis and golf. Theresa resides in Minnesota where she balances her professional career with family life and athletic interests.

Ryan Alstead is a Series 66 licensed financial advisor with RBC Capital Markets in Wayzata, Minnesota, bringing 24 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank. Outside of his advisory role, he serves on the board of Wayzata Plymouth Youth Football, where he is responsible for purchasing football equipment. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Paul Krueger is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. He has worked at Cetera and its related entities since 2021 and previously spent seven years with VOYA Financial Advisors. He also operates as an independent insurance agent and owns Krueger Planning Company, which sells and services insurance, securities, and investment products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Joshua Lerud is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at United Health Group for eight years and has experience in the hospitality industry with Olive Garden. Outside of financial advising, he performs house maintenance and tenant replacement activities related to rental properties. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 advisors. The firm provides discretionary and non-discretionary solutions, affiliated mutual funds, and operates under a fiduciary standard.

Jill Kragthorpe is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding a Series 66 designation and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Outside of her advisory role, she owns and operates Jill Kragthorpe Photography. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Solange Kolie is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. She has been with Primerica Advisors since 2017 and previously worked at Metro Dentalcare. In addition to her advisory role, she is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Peder Hertsgaard is a financial advisor at OSAIC with 20 years of industry experience and holds a Series 66 designation. His prior roles include positions at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he provides private baseball instruction. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services along with financial planning and retirement plan consulting. The firm employs a range of asset allocation tools and supports both discretionary and non-discretionary portfolio management across various investment vehicles.