Hannah Neal is a financial advisor at Morgan Stanley in Bellevue, WA, with 11 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at KCS Wealth Advisory, Merrill, Wells Fargo Clearing, and Wells Fargo Advisors. Before her career in finance, she worked briefly at Starbucks Coffee Company. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by quantitative modeling tools.

Robert Wygant is a financial advisor with Wells Fargo Clearing in Bellevue, WA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and demographics.

Vincent Ricci is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and previously worked at SWAN Venture Fund, Purdue University, and Pagliacci Pizza, Inc. Ricci is also the president and sole owner of American Fulfillment LLC, a family-owned business that sold household items on Amazon and is currently inactive. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutional investors.

James Lee is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this position, he served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Financial Representative at the same company from 2023 to 2024. His professional journey reflects a focus on financial consultancy within Fidelity Investments. Originally intending to pursue a career in medicine, James shifted his focus to financial wellness after recognizing the significant impact thoughtful financial planning can have on individuals and their families. He is dedicated to empowering clients to make informed financial decisions and to build confidence in their financial futures. Outside of his professional work, James has interests in fitness, football, golf, snowboarding, and volunteering.

Paula Guinasso is a financial advisor at RBC Capital Markets with 35 years of industry experience. She holds Series 63 and Series 66 designations and has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to each client's risk profile.

Esther Shin is a financial advisor with Merrill holding a Series 66 designation and one year of industry experience. She has previously worked at Bank of America for 25 years. Outside of her advisory role, she is a co-owner of a family rental property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

John Scott is a CFA® charterholder and holds Series 63, 65, and 66 licenses with 17 years of industry experience. He is currently a financial advisor at Morgan Stanley in Seattle, where he has been since 2020. Prior to joining Morgan Stanley, he worked at Amazon and T-Mobile. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by the Global Investment Committee’s return estimates and scenario modeling.

Jalen Lund is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he partners with individuals, families, and business owners to provide personalized financial guidance and strategic planning. He focuses on helping clients navigate complex financial goals, build long-term wealth, and maintain a clear financial future. Jalen specializes in areas such as executive compensation, personal retirement planning, and small business strategies. Many of his clients are successful professionals seeking clarity and confidence in their financial decisions. He emphasizes understanding each client's priorities to support their lifestyles, families, and legacy planning. Jalen holds a Bachelor's Degree from Seattle University and is a Personal Investment Advisor (PIA). Outside of his professional work, he enjoys basketball, fishing, spending time with his family, traveling, and writing.

Stephen Bowzer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized, comprehensive planning and portfolio management services tailored to the unique challenges and opportunities faced by high net worth individuals and families. His expertise includes education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. Stephen holds a Bachelor's Degree from the University of Montana and has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He and his team use a disciplined approach to wealth management, combining a deep understanding of financial markets with time-tested strategies to help clients build wealth, plan for retirement, preserve assets, and support the next generation. Outside of his professional work, Stephen's personal interests include fishing, golfing, hunting, and skiing.

Thomas Conway is a financial advisor at Raymond James & Associates with 36 years of industry experience. He holds Series 63, 65, and 66 licenses and previously worked at D.A. Davidson & Co. and Commonwealth Financial Network. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a wide range of portfolio management styles and affiliated research.

John Jacobs is a financial advisor with Morgan Stanley in Seattle, WA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and has prior experience with Citigroup Global Markets dating back to 1993. Jacobs serves as a board member of the Rainier Golf & Country Club in Seattle. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients, including customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and scenario modeling.

Hari Gonzalez is a financial advisor with J.P. Morgan Securities in Seattle, WA, holding the Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, Wells Fargo Clearing, and Wells Fargo Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Patricia Perez is a Series 66-registered financial advisor with Edward Jones in Bainbridge Island, Washington, and has 12 years of industry experience. She has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Alex Minard is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to define their financial goals and develop strategies to pursue these goals across short-, mid-, and long-term time horizons. He provides guidance on a range of topics including general investing, retirement planning, and managing financial priorities such as home buying and eldercare. Alex holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Washington. He collaborates with clients to adapt their portfolio strategies as their financial situations evolve, offering ongoing advice and support.

David Johnson is a CFP® and ChFC® with 25 years of industry experience. He has been with Edward Jones in Bellevue, WA since 2000. Outside of his advisory role, he co-owns a commercial rental property in Bellevue. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets through a national network of more than 23,000 advisors.

Dawn Williams is a financial advisor at Ameriprise with 37 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliates since 2009. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate personalized Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Douglas Webb is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated Private Bank since 2013. Morgan Stanley Wealth Management provides a range of advisory services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery and firm‑approved tools but generally does not provide individual security recommendations within standalone planning programs.

Allison Merritt is a financial advisor with Wells Fargo Clearing in Edmonds, WA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Wells Fargo, she worked at ClickBank and FiGPiN. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by extensive research and analytics.

John Coeuille is a financial advisor with Edward Jones in Bellevue, WA, holding Series 63, Series 65, and Series 66 licenses and 22 years of industry experience. He has worked at Edward Jones since 2017, with prior roles at CUSO Financial Services and Prudential Investment Management Services. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

Bill Congdon is a Planning Consultant at Fidelity Investments as of 2024. In this role, he partners with clients and their Wealth Management Team to craft financial plans that align with their personal situations and investment preferences. His approach involves learning about clients and their families to provide clarity and confidence in pursuing their financial goals through a personalized planning experience. Prior to his current position, Bill worked as an Investment Consultant at Fidelity Investments from 2022 to 2024. Before joining Fidelity, he held roles as a Financial Professional at Equitable Advisors from 2020 to 2022 and at AXA Advisors from 2019 to 2020.