Michael Hollihan is an International Wealth Advisor at Merrill Lynch Wealth Management, bringing over 20 years of experience in serving affluent clients domestically and abroad. He focuses on family wealth management strategies, international wealth management, managing new wealth, and portfolio management services. His client base includes successful business owners and religious institutions, for whom he combines financial advisory with expertise in succession planning and intergenerational wealth optimization. Prior to joining Merrill Lynch in 2002, Michael held senior roles at The Central Bank of Ecuador and served as Principal at an asset management firm specializing in emerging market debt. He has developed extensive knowledge in global fixed income, high yield debt, currencies, commodities, and alternative investments within emerging markets. His background enables him to analyze companies’ balance sheets and identify capital financing needs, which supports entrepreneurs seeking capital market financing through collaboration with Bank of America specialists. Michael holds a Bachelor’s degree from the University of Wisconsin and pursued further studies in Economics at the University of South Carolina. He is fluent in English, Spanish, and German. Michael resides in Manhattan with his wife, Adriana, and volunteers in community organizations. Outside of work, he enjoys scuba diving, swimming, and spending time with his family.

Leonard Thor is a financial advisor with Ameriprise in Metuchen, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at Ameriprise and its affiliate since 2015. Thor serves as a trustee on the board of the Brookview Commons Homeowners Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, incorporating proprietary research, third-party data, and algorithmic tools to provide tailored recommendations.

Joseph Maximos is a Series 66-registered financial advisor with Morgan Stanley in Jersey City, NJ, bringing six years of industry experience. His prior roles include positions at BlackRock and E*TRADE Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers planning services directly and through corporate agreements.

Christian Hoedt is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to his current role, he has held various positions including at Bank of America and several educational and governmental institutions. Between 2020 and 2023, he was involved in managing operations at Colonial Cafe. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Benedict Obaze is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has previously worked at firms including Alliance Bernstein, SEI Investments Management Corp., Merrill, and JPMorgan Chase Bank. He has also held roles related to academia and capital management earlier in his career. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program emphasizes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating forward-looking capital market assumptions.

William Santoriello is a financial advisor with Primerica Advisors based in Edison, NJ. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. His work history includes roles at Westgate Recruiting, PFS Investments Inc., and Primerica Financial Services. Outside of his advisory role, he assists with property management on a part-time basis. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and selectively managed accounts to individual and high-net-worth clients, operating primarily as a wrap-fee solution rather than managing institutional pension or profit-sharing plans.

Daniel Williams is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 credentials and 25 years of industry experience. He previously worked at Pruco Securities, LLC and Prudential Insurance Company of America, and he is also retired from the U.S. Army Reserve. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm’s investment approach is model-driven and includes access to third-party asset managers, financial planning, and participation in wrap programs, along with affiliated trust and insurance services.

Michael Santino is a financial advisor with LPL Financial, holding the PFS™ designation and Series 66 license, and has 19 years of industry experience. He previously worked at National Planning Corporation for five years and has over two decades of experience in accounting and tax preparation through his role at Mark A. Coller, CPA. Outside of advising, he has worked as a driver for DoorDash. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily through investment adviser representatives using a variety of strategic and tactical investment options.

Peter Graham Sr. is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 31 years of industry experience. He has worked at LPL Financial since 1995 and has been operating his own CPA and bookkeeping service since 1970. Outside of his advisory role, he provides auditing, tax preparation, and financial planning services through his CPA practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors, utilizing both proprietary and third-party strategies.

Daniel Timari is a Financial Advisor with Merrill Lynch Wealth Management, specializing in customized wealth management planning and services for high net worth individuals. With over 15 years of experience in the wealth management industry, he focuses on taking a holistic approach to clients' finances, aiming to connect all aspects of their financial lives to help prioritize and pursue the goals that matter most to them. He offers advice and guidance on potential investment solutions considering clients' risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. Daniel provides a wide variety of services including asset and liability management, cash-flow, trust and estate planning services, retirement planning, wealth transfer, and charitable giving. He works closely with clients through meaningful dialogue to develop personalized financial strategies designed to bring financial security and accomplish goals such as asset preservation, educational funding, wealth growth, and legacy planning. Daniel holds a degree in Finance from the State University of New York - New Paltz and holds the Professional Investment Advisor (PIA) designation. He participates in the community by volunteering with the Bowery Mission. His personal interests include baseball, basketball, boxing, camping, cooking, football, gardening, reading, traveling, and watching movies.

Thomas McCarthy is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including IC Advisory Services Inc, The Investment Center Inc, and J.W. Cole Advisors, Inc. Outside of advisory work, he is the owner of Alpha Home Services, a home-based business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment programs, leveraging a large network of advisors and a variety of strategic and tactical investment options.

Elizabeth Shouvlin is a financial advisor with Edward Jones, holding a Series 66 designation and bringing two years of industry experience. Prior to joining Edward Jones in 2021, she held positions in hospitality and arts management. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard, supported by a large network of financial advisors and branch offices nationwide.

Emily Balasic is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Merrill and Edelman, Ueg, and she has a background that includes positions at Novo Nordisk and academic roles at Princeton and Rutgers Universities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary advice focused on asset allocation, investment manager searches, and customized performance reporting supported by centralized due diligence and a mix of quantitative and qualitative research.

Rachel Bascone is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has worked at firms including Morgan Stanley, ETRADE Securities, Raymond James, and Affinity Federal Credit Union. Outside of her advisory career, she was involved with the Morris County Swim Club for five years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting.

Christopher Heiser is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked with various entities within JPMorgan Chase since 2011, including J.P. Morgan Securities and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG criteria and broader derivatives capabilities.

Samuel Dicocco is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 63 and Series 66 designations. His prior experience includes roles at Equitable Advisors and Axa Advisors, LLC, as well as an academic position at Penn State University. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written reports and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools, with recommendations delivered in a non-discretionary model.

Thomas Bongiorni is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Mass Mutual Life Insurance Company since 2018. In addition to his advisory role, he is involved as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized programs including estate-settlement and employer-sponsored planning.

Michael Lee is a CFP® professional with seven years of industry experience, currently affiliated with Cetera. His prior work includes roles at Equitable Advisors and AXA Advisors, as well as ownership of MSL Capital Management Group, a business operated under Cetera. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services, operating as a multi-manager platform with access to affiliated and third-party managers, and manages over $256 billion in assets through a network of more than 10,000 advisors.

Jacqueline Tran is an advisor with Morgan Stanley in New York, NY, holding Series 65 and Series 63 licenses with less than one year of industry experience. Her prior work includes roles at Koss Olinger and Lockheed Martin, as well as academic positions at the University of Florida and local schools in Ocoee, FL. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and advanced modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through employer-affiliated financial planning agreements.

Zachary Stabile is a financial advisor at Equitable Advisors with a Series 66 designation and no prior industry experience. His work history includes roles at Ultimate Ripz, eBay, and various educational institutions. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and asset-management programs. The firm relies on a network of Investment Adviser Representatives and third-party program sponsors to deliver a range of advisory models and fiduciary services.