Carly Schiavone is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and nine years of industry experience. She has worked with Morgan Stanley Private Bank and Morgan Stanley since 2018. Outside of her advisory role, she works as a delivery driver for Maplebear Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and methods, managing approximately $2.74 trillion in client assets.

Tina Xiao is a Planning Consultant at Fidelity Investments, where she has been serving since 2022. She brings over two decades of experience in financial planning, having held various roles within the financial services industry. Prior to her current position, she worked as a Financial Consultant and Investment Consultant at Fidelity Investments from 2011 to 2022, and she has also held positions at Merrill Lynch and Ameriprise Financial dating back to 2003. Her expertise lies in partnering with clients to make informed financial decisions and co-creating customized wealth plans. Tina emphasizes transparency, collaboration, and empowering individuals, focusing not only on financial numbers but also on client feelings and progress. She works with a diverse range of clients, including individuals, families, and businesses, to help them achieve their unique financial goals and aspirations. Outside of her professional work, Tina enjoys outdoor activities such as camping, hiking, and outdoor adventures. She also has interests in museums, photography, and traveling.

Noah Wiegand is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to define their financial goals and develop portfolio strategies tailored to meet those objectives. Noah provides ongoing financial advice and adjusts strategies as clients' situations evolve. With 13 years of experience working with employer-sponsored retirement benefit plans, including 401k, nonqualified deferred compensation, employee stock purchase plans, and equity compensation, Noah integrates this expertise into comprehensive financial planning. His client focus includes college education planning, divorce transition planning, employee benefits planning, executive compensation, equity compensation services, personal retirement planning, portfolio management services, tax minimization, and retirement income. Noah holds a Bachelor's Degree from Pennsylvania State University and has earned the CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA) designations. Outside of work, his interests include basketball, football, music, spending time with his family, and traveling.

Kenneth Catanella is a financial advisor at UBS Financial Services with 51 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2013. Outside of his advisory work, he serves as a trustee and member of the marketing committee at the Pennsylvania Academy of Fine Arts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, providing services such as financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research to tailor investment strategies to client goals.

Walter Fletcher is a CFP® professional with 40 years of experience in the financial services industry. He is currently affiliated with Cetera and has previously worked at Summit Financial Group and related entities. Outside of his advisory work, he serves as a successor trustee for a family trust. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and manager options.

Ariel Meredith is a financial advisor with Equitable Advisors, holding a Series 66 designation and four years of industry experience. Prior to joining Equitable Advisors in 2022, Meredith worked in dental hygiene and consulting roles, including as a registered dental hygienist and in various positions within the dental field. Outside of finance, Meredith is employed as a waitress at a Philadelphia restaurant. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives and leverages third-party asset managers and advisory programs for client portfolios.

Lindsey Robbins is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and is based in Philadelphia, PA. Her career history includes roles at JPMorgan Chase Bank, N.A. and AstraZeneca. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence that combines quantitative and qualitative research.

Christopher Cortina is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA since 2019. Prior to that, he was employed at Bank of America and Merrill from 2016 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates quantitative and qualitative due diligence and emphasizes client decision-making within a framework that may include ESG considerations.

Michael St. Amour is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2007. He is also the owner and president of Capital Benefit Consultants Inc., an employee benefits and insurance firm. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by a model-based investment process and multiple program options.

Gabriel Garner is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 65 and Series 63 credentials and two years of industry experience. His prior roles include positions at Cetera Investment Services, Citadel Credit Union, and Equitable Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a wide network of financial advisors.

Adam Lambert is a financial advisor at UBS Financial Services in Philadelphia, PA, holding a Series 66 designation with 16 years of industry experience. He previously worked at Goldman, Sachs & Co. for 11 years before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial plans based on proprietary research and model-based asset allocations.

Amber Almeida is a financial advisor at Ameriprise with 18 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2008. Almeida is based in Mullica Hill, NJ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendation reports, supporting clients through a centralized consulting team and an algorithm-assisted process.

Najd Hanna is a financial advisor at Edward Jones in Philadelphia, PA, holding a Series 66 designation with 18 years of industry experience. Hanna has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Rafter is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been a partner at Rafter, Lewis & Paolino Financial Advisors since 2022 and operates Rafter Lewis Financial Advisors LLC. Outside of his advisory work, he co-owns an accounting and CPA practice that assists with tax and accounting matters and serves on the board of First National Bank of Elmer. Cetera Investment Advisers LLC is an SEC-registered adviser that provides a broad range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers multiple program structures and investment options, including model portfolios, third-party managers, and bespoke strategies, managing assets across discretionary and non-discretionary accounts.

Steven Haines is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He worked at PNC Investments for 18 years before joining Wells Fargo in 2026. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

Nicholas Johnson is a financial advisor with LPL Financial holding a Series 66 designation and less than one year of industry experience. His prior work includes roles outside the financial sector, such as positions at the Deauville Inn and Italian Affair Restaurant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a network of over 22,800 investment adviser representatives.

Vito Mastromonaco is a financial advisor at Charles Schwab with a Series 66 credential and one year of industry experience. His prior roles include positions at Prudential, Wealth Enhancement Group, and several other financial firms. He is based in Philadelphia, PA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervisory and operational infrastructure.

Frank Myers is a financial advisor at Edward Jones in Mantua, NJ, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Morgan Lewis & Bockius LLP and held various roles in the hospitality industry, including positions at Chicks Restaurant and Windrift Hotel and Restaurant. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Branden Doherty is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and has previously worked at MassMutual Life Insurance Co, Thrivent Investment Management, and has held roles outside finance including at LifeTime Fitness and Northampton Country Club. He also has experience working in education and retail sectors. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm utilizes a variety of advisory models and third-party asset managers, offering access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Stephanie Cohan is a financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client strategies.