Mark Levin is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, and has 29 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Morgan Stanley and its affiliates from 2007 to 2020. There are no notable outside activities reported. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management and providing access to model portfolios, third-party subadvisors, and technology-driven investment solutions.

Elena Kostova is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. She previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marc Namm is a Series 66-registered financial advisor with Morgan Stanley, based in Mount Laurel, NJ, and has 15 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2022 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. Outside of his advisory role, he is the founder of Rock Villa, a health and welfare business. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Alexander Vicente is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding a Series 66 designation and six years of industry experience. He has been with Morgan Stanley since 2018 and previously worked at Philadelphia Country Club from 2015 to 2018. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and financial planning services utilizing structured discovery processes and firm-approved tools.

James Lee is a financial advisor with Primerica Advisors in Jenkintown, PA, holding Series 63 and Series 65 licenses and eight years of industry experience. His work history includes roles at Alford & Rambaran, Asplundh, Temple University Health System, and Banana Republic. Lee also engages in sales of investment-related products and receives compensation related to mortgage loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies and discretionary separately managed accounts supported by custodial and trade execution services through Pershing and BNY Mellon Advisors.

Nicholas Jr. Canuso is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including model portfolios and specialized strategies, along with various non-advisory financial products.

Christine Matos is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for seven years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Nasir Jaffry is a financial advisor with Osaic Wealth, Inc. in Cherry Hill, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior experience includes roles at Woodbury Financial Services and Questar Capital Corporation. Outside of his advisory work, he facilitates premium financing and advises on fixed life insurance products through RNZ Wealth Management Group, LLC. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm employs advanced asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party managed accounts.

Courtney Cargill is a Series 66-licensed financial advisor with Ameriprise in Chesterfield, NJ, bringing 22 years of industry experience. She has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm employs a centralized consulting team that uses a combination of research, modeling, and tax analysis to deliver tailored, algorithm-supported recommendations, primarily for assets held within Ameriprise-managed accounts.

Jennifer Braccio is a financial advisor at LPL Financial with 22 years of industry experience. She holds the Series 63 and Series 66 designations and has been with LPL Financial (formerly LINSCO/Private Ledger Corp.) since 2004. She is also a commissioned notary public in Pennsylvania. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Donald Delmonte Jr. is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. His prior roles include positions at Lincoln Financial Distributors and Guardian Life. Outside of his advisory work, he serves on the Strategic Planning Committee for Medford Township Public School. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning that emphasizes dependable income sources and tax-aware withdrawal strategies through a centralized service team.

Ronald Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. His prior experience includes roles at Waddell & Reed, INC. and various insurance carriers over 22 years. He is also involved in a real estate rental business through RRR LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

Ali Smith Capparelli is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 66 credentials and having 26 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2006. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Sean Danks is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at Hightower Trust Company and CutCo Corporation, as well as work at the University of Delaware. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party advisory models.

Joseph Fermano is a financial advisor with OSAIC, holding a Series 63 designation and over 43 years of experience in the industry. His prior roles include positions at Securities America Advisors, Inc., SECURITIES AMERICA, Inc., and Securities Service Network, Inc. In addition to his advising work, he is the author of a book of inspirational quotations and serves as Board Chair for St. Teresa Regional School in Runnemede, NJ. He also maintains a motivational training and human behavior consulting business. OSAIC serves a broad range of retail and institutional clients through a network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to multiple third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Benjamin Smith is a Series 66-licensed financial advisor with LPL Financial, bringing three years of industry experience. He previously worked at Kestra Investment Services, LLC and has a background that includes four years at the University of Delaware and extensive experience in education within the NVRHS School District. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting through a national network of investment adviser representatives.

Jeffrey Pawlik is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 1995. He also has a longstanding affiliation with Bank of America since 2013. Pawlik holds fiduciary power of attorney roles managing family-related responsibilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers various model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party portfolio management teams.

Brad Napoli is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He has extensive experience in the financial services industry, having worked as an Investment Management Consultant at BlackRock from 2010 to 2019, a Financial Advisor at UBS Financial Services Inc from 2006 to 2010, and a Financial Advisor at Morgan Stanley DW Inc from 2003 to 2006. In his role, Brad focuses on understanding his clients both personally and professionally to help them work toward their financial goals with confidence. Outside of his professional career, Brad's interests include beach activities, family activities, fitness, food, golf, and traveling.

Donna Kendrick is a CFP® professional with nine years of experience, currently serving at Cetera. She has worked previously at Cambridge Investment Research and Reiner Financial Group. Kendrick is also active as an author, speaker, and educator on widowhood, and leads grief recovery groups through the Grief Recovery Method. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of program options including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Lawrence Liebman is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015, and has worked at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides tailored financial planning using structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.