Shawn Danziger is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. His career includes roles at FSC Securities and operating his own advisory services since 1991. Outside of his advisory work, he is the owner of Summit Advisory Group, where he acts as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides access to proprietary model strategies and third-party advisers.

Marshall Mc Lean is a financial advisor with Merrill in Paramus, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at Bank of America and Merrill since 2015. Outside of his financial career, Mc Lean is a minority owner of a casual seafood restaurant group and serves as a board member for a private winter club in New Jersey. He is also involved with the Western Golf Association’s Evans Scholars Foundation as a local director. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Michael Darragh is a financial advisor with Mass Mutual Investors Services in Elmsford, NY, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His prior work includes roles at Axa Advisors, LLC and MSI Financial Services. He also works as an independent insurance agent, providing life, disability, long-term care, fixed annuities, and health insurance products. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software tools to support collaborative, goal-oriented planning engagements.

Kenneth Margolin is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 designations and bringing 57 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market-based modeling techniques.

Yoshikazu Yasuoka is a financial advisor at LPL Enterprise with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Prudential Insurance Company of America and PRUCO Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional entities, using primarily model-driven investment strategies and offering access to third-party asset managers.

David Freda is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Primerica Financial Services, The Assurance Group, and Aflac, as well as a long tenure at Orange Ulster BOCES. Outside of advisory services, he is involved in sales of loan products and home security and automation referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional plan services.

Thomas Graf is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2018. Prior to this, he worked at Wells Fargo Clearing from 2016 to 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and consulting services with a focus on tailored, non-discretionary advisory relationships.

Anna Abma is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill and Bank of America since 2014. Prior to this, she worked at New England Securities. She was previously a certified United Healthcare producer authorized to sell Medicare Supplement insurance and received residuals from that business. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Mancusi is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Knight Execution & Clearing Services, Knight Capital Americas, and Trimark Securities. Mancusi has been with JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The program incorporates centralized due diligence and may include ESG criteria within its investment recommendations.

Joann Valle is a financial advisor at Merrill with 27 years of industry experience and holds a Series 66 designation. She has worked at Merrill since 1987 and has been with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lance Mcginnis is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Ameriprise Financial Services, Oppenheimer, and Citigroup Global Markets. His practice is based in New City, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a broad range of advisory approaches and client needs.

Scott Doughty is a financial advisor at Merrill with 23 years of industry experience. He holds the Series 63 and Series 66 designations. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual, high-net-worth, corporate, and charitable clients.

Daniel Cooney is a financial advisor with Merrill in Wayne, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Merrill Lynch since 2001 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nalini Kelly is a financial advisor with Primerica Advisors in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked with PFS Investments Inc. and BASF Corporation since 2010 and has been with Primerica Financial Services since 2001. In addition to advisory work, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm selects third-party asset managers and oversees portfolio implementation while employing a tiered wrap fee structure.

Stephen Flamio is a financial advisor with MassMutual Investors Services holding a Series 66 designation and four years of industry experience. He has previously worked at Morgan Stanley and Vanguard in addition to his current role. MassMutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual planning engagements using firm-approved software and offers specialized services such as divorce planning and estate settlement.

Susan Davis is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is a sole proprietor involved in property management and a partner in a family-owned real estate entity. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients. The firm integrates structured planning tools and various investment strategies while managing approximately $2.74 trillion in client assets.

Javier Lugo is a CFP® professional with 18 years of industry experience. He is currently with LPL Enterprise and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Lugo also serves as a financial planner on a team with Pesce Financial. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm uses primarily model-driven investment strategies and offers access to third-party asset managers, financial planning, and various insurance and custody services.

Frank Vella is a financial advisor with LPL Enterprise in White Plains, NY, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. His prior experience includes roles at Bay Crest Partners LLC and Chimera Securities, each for over a decade. In addition to his advisory work, he is involved in non-variable insurance business activities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a large network of investment adviser representatives. The firm’s investment approach is model-driven, featuring access to third-party asset managers, financial planning, and insurance services through affiliated entities.

Joseph Vogler is a Series 66-licensed financial advisor with UBS Financial Services in Paramus, NJ, where he has worked since 2011. He has 16 years of industry experience. Outside of his advisory role, he is a partner and director of sales at Bergen Tele, a digital advertising partnership serving local businesses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals.

James Lugo is a financial advisor with Wells Fargo Advisors in Pearl River, NY, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank, National Association. Outside of his advisory work, Lugo is involved as a finance committee member with the Bergen County Players and is also an actor with Phoenix Rising Productions PRP LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers comprehensive financial planning and investment services, using proprietary research and planning tools to create tailored recommendations across a broad range of client needs.