Elliot Altman is a Series 66-licensed financial advisor with Equitable Advisors, where he has worked for 21 years. He previously worked with Axa Advisors, LLC for 15 years, overlapping with his tenure at Equitable Advisors. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm’s approach involves assessing client risk tolerance and matching them to advisory models or discretionary managers, utilizing both proprietary and third-party solutions.

Stavros Spucces is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his advisory role, he serves as a committee member of the ESPOA Open Space & Park Fund Review Advisory Committee and mentors high school students in finance at the North Port High School Academy of Finance. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored recommendations.

Gary Backer is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning through dedicated advisors and estate planning specialists. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market outlook models.

Daniel Hohenberg is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and 32 years of industry experience. His career includes roles at Ameriprise Financial Services since 2014, Citigroup Global Markets from 2012 to 2014, and Merrill from 2007 to 2012. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written Recommendation Reports and ongoing retirement-income planning advice. The firm's approach includes asset allocation, tax-aware withdrawal strategies, and Social Security claiming options, with a centralized service team supporting advisors and clients.

George Visintin is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2018, and previously held roles at HSBC Bank USA and HSBC Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative due diligence with forward-looking capital market assumptions and incorporates ESG considerations within its recommendations.

Louis Alfano is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. Prior to joining LPL Financial in 2022, he worked for American Portfolios Financial Services, Inc. from 2016 to 2022. Outside of his advisory role, he is involved with Prime Performance Sports through outside employment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sylvester Mallardi is a CFP® professional with 38 years of experience in the financial services industry. He is currently with OSAIC since 2024 and previously worked at American Portfolios Financial Services, Inc. for 21 years and Rossiter Financial Group Inc for 37 years. OSAIC serves a wide range of retail and institutional clients, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various managed account strategies and third-party money manager programs.

John Villella is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Woodbury Financial Services Inc. and SilverOak Financial. Villella also provides general tax and bookkeeping services through his own firm, Villella Professional Services, LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with a model-based investment approach that includes comprehensive financial planning, advisor-managed portfolios, and third-party money manager programs.

Michael Amico is a financial advisor with LPL Financial in Huntington, NY, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Western International Securities, Inc. and Northeast Securities, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice through a large network of investment adviser representatives.

Jonathan Hernandez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 11 years of industry experience. His prior roles include positions at Bank of America, Merrill, Joseph Gunnar & Co., and Northwestern Mutual. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, investment manager searches, and customized performance reporting. The firm uses a centralized due diligence approach supported by systematic quantitative and qualitative research to build model asset allocations.

Robert Lopes is a financial advisor with Equitable Advisors holding a Series 66 designation and two years of industry experience. His prior work includes roles at Local 157 and Local 731. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes third-party asset managers and advisory programs, focusing on matching client risk tolerance with appropriate investment models and offers ERISA fiduciary services for qualified plans.

Edward Riepe is a Certified Financial Planner® at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously held roles at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. from 2013 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Michael Meegan is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at NYLIFE Securities LLC and Wealth Conservation Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Caleb Milsow is a Series 66-credentialed financial advisor with Ameriprise, based in Amarillo, TX, and has one year of industry experience. His prior work includes roles at Boost Performance, The Occunet Company, West Texas A&M University, and the Amarillo Independent School District. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a centralized consulting team to provide non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and adaptive asset management.

Joshua Sydney is a Series 66-licensed advisor at Equitable Advisors with experience at firms including Warburg Pincus LLC and Institutional Capital Network, Inc. He entered the advisory field in 2026 after a career spanning finance and other industries. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset management programs delivered through a network of representatives and third-party managers.

Henry Cho is a financial advisor with LPL Financial in Melville, NY, holding a Series 66 designation and three years of industry experience. He previously worked at IHT Wealth Management and PRB Wealth Management. Outside of advisory duties, he is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supported by a large network of advisors and advanced operational tools.

Robert Sturges is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds a Series 63 designation and has worked at Mass Mutual Investors Services since 2017, following a decade at MetLife Securities. He has a referral relationship with a payroll company to provide additional services to business clients. Mass Mutual Investors Services operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Jeffrey Haiken is a financial advisor at Stifel with 27 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2015 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves as Secretary and Board Member for the Jerome W Gratenstein Foundation, where he helps develop investment plans and vote on grants to charitable organizations. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses intended to support client decision-making.

Matthew Hanratty is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Equitable Advisors since 2013 and was previously with AXA Advisors. Outside of his advisory work, he is involved with Ashar Group, selling life settlements, and acts as an agent for National Financial Network, selling disability insurance. Equitable Advisors serves individuals ranging from non-high-net-worth to high-net-worth clients, as well as pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a range of third-party asset managers and advisory programs.

Norma Ortiz is a financial advisor at Merrill with 26 years of industry experience. She has been with Merrill since 2009 and holds Series 63 and Series 66 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party teams.