Thomas Garner is a financial advisor with Primerica Advisors and holds a Series 66 designation. He has six years of industry experience, including roles at Guardian Life Insurance Company and Park Avenue Securities. His background also includes positions at Equitable Advisors and AXA Advisors LLC. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, utilizing a mix of proprietary and third-party investment strategies.

Michael Donofrio is a CFP® professional with 28 years of industry experience, currently with Park Avenue Securities and Guardian Life Insurance Company. He has worked with these firms since 1997 and 2007 respectively. He is also the owner of Donofrio Financial Management, LLC, which handles some insurance commissions and renewals for outside carriers. Park Avenue Securities serves a broad retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services along with financial and business consulting. The firm employs a diverse range of investment strategies through proprietary and third-party platforms and supports various account-level services such as lending solutions and donor-advised funds.

Michael Levine is a financial advisor at Primerica Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at both Primerica Advisors and Guardian Life Insurance Company since 2014. Outside of his advisory role, he also writes property and casualty, health, life, and long-term care insurance. Primerica Advisors serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of brokerage and advisory services, employing various investment strategies through proprietary and third-party platforms.

Robert Ragusa is a financial advisor at Oppenheimer with a Series 66 designation and one year of industry experience. Prior to joining Oppenheimer, he held positions in various organizations including Eisenhower/Cantiague Golf Course, the University of Connecticut, and SUNY New Paltz. Oppenheimer serves individuals, corporations, pooled vehicles, and retirement plans by offering a range of advisory programs and services, including portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and includes strategic asset allocation, manager selection, and both commission-based and asset-based fee structures.

Dean Di Maggio is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Lincoln Investment Planning, Inc. since 2009. Outside of his advisory role, he serves as president of Dean C. Di Maggio Associates, Inc., a life insurance and fixed annuity sales business inherited from his father. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers a range of financial planning and investment programs, utilizing both strategic and dynamic approaches managed by an in-house Investment Management & Research team.

William Barry is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has three years of industry experience and has previously worked with Harlem Children's Zone and the University of Maryland, College Park. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of program types and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis.

Donna Cobb is a financial advisor at TIAA-CREF with 28 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining TIAA-CREF and Tiaa in 2023, she worked at Morgan Stanley for ten years. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with existing TIAA retirement plan relationships, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates point-in-time planning from ongoing discretionary management and serves as adviser to the TIAA Donor Advised Fund.

Jeffrey Tso is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 65 licenses. He has 20 years of industry experience, including multiple roles at HSBC Bank USA, N.A. and HSBC Securities (USA) Inc. He also operated a private business, My Sales LLC, from 2023 to 2024. In addition to his advisory work, he serves as a Bank Officer for HSBC Bank (USA) N.A., selling bank-related products and services alongside his registered representative duties. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various strategies, including client-directed and fully discretionary options. The firm combines strategic and tactical asset allocations with due diligence from affiliated providers and maintains a range of operational and structural features that differentiate its managed account business.

Kevin Givens is a financial advisor at Equity Services, Inc. with 17 years of industry experience. He holds the Series 63 designation and has worked at Equity Services Inc since 2018. Prior to that, he was with National Life Group, Penn Mutual Life Insurance Co, and Hornor Townsend & Kent Inc. Outside of his advisory role, he is an agent for MAVERYCK Insurance Agency and Eastern Advisory Group, selling life, health, disability, and long-term care insurance products. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and combines long-term strategies with options for shorter-term trading and specialized instruments.

Bernadette Baumgarten is a financial advisor with Eagle Strategies (NY Life) in Melville, NY, holding Series 65 and Series 63 licenses and having 12 years of industry experience. She has been associated with New York Life and its affiliated entities since 2013 and was previously involved with Main Street Cafe for six years. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

Christopher Koopman is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 20 years of industry experience, including roles at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory work, he has participated in modeling for a real estate advertisement. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary and third-party model portfolios and supports both discretionary and non-discretionary account management.

Keith Fuchs is a financial advisor with GWN Securities Inc. in Hauppauge, NY, holding a Series 66 designation and over 23 years of industry experience. He has been with GWN Securities since 2004. Outside of advising, he sells life insurance and Aflac assurance programs, and also works as a photographer providing images of vehicles and boats for insurance claims. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a large network of advisors and offers a range of investment programs, including legacy market-timing and momentum-based strategies.

Frank Grasso is a financial advisor with Equity Services, Inc. holding the CFP® designation and Series 63, 65, and 66 licenses. He has over 43 years of industry experience and previously worked at firms including Cetera Advisor Networks LLC and North Ridge Securities Corp. Outside of finance, he is involved in music as a professional piano player and holds leadership roles in music publishing and entertainment management organizations. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, and retirement plans. The firm offers multiple advisory platforms using third-party asset managers and combines long-term strategies with options for shorter-term trading.

Stephen Murphy III is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 designations. He has 16 years of industry experience, including roles at New York Life and Guardian Life Insurance. He also works as an independent contractor providing disability insurance through Assurity. Primerica Advisors serves a diverse retail client base, offering both brokerage and advisory services, financial planning, and retirement-plan consulting. The firm employs a range of investment strategies through proprietary models, third-party managers, and digital platforms.

Cindy Rudbart is a financial advisor at Rockefeller Financial LLC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley in various roles from 2012 to 2026. Outside of her advisory work, she serves on the finance committee as a board member for the Jewish Federation of Northern New Jersey, where she reviews the organization’s investments. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, as well as institutional clients and corporations. The firm offers portfolio management, financial planning, and consulting services, operating uniquely as both an investment adviser and a registered broker-dealer with a consolidated investment platform providing a range of discretionary and model-driven solutions.

Wendy Lam is a financial advisor at Citigroup Global Markets with 26 years of industry experience. She has been with Citigroup since 2007 and holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with in-house research, swap dealer and futures commission merchant roles, and provides bespoke discretionary solutions for very large client relationships.

Jorrell Bland is a CFP® professional with five years of industry experience, currently serving as a financial advisor at CWM, LLC. He previously worked at Mitlin Financial and NYLIFE Securities LLC. Bland is a board member of FPA Next Generation Planner, contributing to the editorial direction of the publication. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutions. The firm employs a discretionary investment approach using model portfolios overseen by an in-house Investment Committee and offers a range of services including portfolio management, financial planning, and retirement plan solutions.

Allison Henek is a financial advisor with Guardian Life and Park Avenue Securities, holding a Series 66 designation and 20 years of industry experience. Her career includes multiple roles within Guardian Life and Park Avenue Securities dating back to 2015. Outside of her advisory work, she is employed as a corporate analyst performing administrative data entry for a hospital. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a subsidiary of The Guardian Life Insurance Company of America. The firm offers brokerage services, financial planning, retirement plan consulting, and a variety of investment advisory programs to individual, corporate, and charitable clients.

Bianca Obrien is a financial advisor with Eagle Strategies (NY Life) based in Uniondale, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has longstanding affiliations with New York Life Insurance Company and Nylife Securities Inc., where she has worked since the mid-1980s and early 1990s, respectively. Obrien serves on the board of the New Hyde Park Chamber of Commerce and is involved with The American College Alumni Council and The Caigh it Forward Inc., a nonprofit supporting scholarships and community events. Eagle Strategies serves a diverse client base, including individual investors and institutional plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through various program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

David Michaels is a CFP® professional with 27 years of experience in the financial industry. He is currently affiliated with Guardian Life and Park Avenue Securities, where he has worked since 1999 in various roles. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of financial planning, retirement consulting, and investment advisory programs, including discretionary and non-discretionary services with model portfolios from in-house and third-party managers.