Georgia Lentzeres is a financial advisor with OSAIC based in Melville, NY, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked at Royal Alliance Associates, Inc. since 2018 and previously at Sii from 2013 to 2018. Outside her advisory role, she has served as a Director of Supervision at Lighthouse Financial Network, LLC since 2013. OSAIC Wealth serves a diverse range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform with an investment process that emphasizes model-based asset allocation, portfolio optimization, and various managed account strategies.

Sandra Kapfer is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Morgan Stanley. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, including specialized areas such as business-owner transition and special-needs planning. The firm offers tailored recommendations based on extensive research and planning tools, allowing clients flexibility in implementing advice through brokerage or advisory programs.

Charles Dear is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 43 years of industry experience, including prior roles at Diastole Wealth Management, and has been with Cambridge since 2011. Outside of his advisory work, he serves as a board member for GreenStage Guilford, a performing arts organization. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm provides access to multiple platforms and custodians, proprietary model strategies, and third-party sub-advisors.

Peter Luppino is a financial advisor at Merrill with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1995 and Bank of America, N.A. since 2009. He is based in Stamford, CT. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional clients.

Thomas Flanagan is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Woodbury Financial Services, Questar Capital Corporation, and Chase Investment Services Corp. In addition to his advisory work, Flanagan operates a sole proprietorship providing fixed annuities, disability, health, and life insurance, and he engages in motivational speaking at churches and libraries. OSAIC Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management, supporting discretionary and third-party-managed strategies.

Bo Zhang is a financial advisor with Morgan Stanley in Stamford, CT, holding a Series 66 designation and bringing eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2018. Outside of his advisory role, he has worked as an independent contractor for Uber. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Carissa Marz is a Senior Financial Advisor at Merrill Lynch Wealth Management. She works alongside her team to provide personalized financial strategies tailored to meet the goals and aspirations of their clients. Carissa’s approach emphasizes thorough attention to detail and professional handling of all aspects of the client relationship. She collaborates with her team to leverage Merrill Lynch's resources in delivering comprehensive wealth management services, including college education planning, family wealth management strategies, legacy planning, retirement income, and tax minimization. Carissa resides in Washington, DC with her husband Ronald Charles Senegal and their children. Together, they enjoy traveling and exploring new experiences.

Jessica Ferares is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with JPMorgan Chase Bank, NA since 2007, including her current roles at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework where applicable.

Brendan Conlon is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has two years of industry experience. He has been with Mass Mutual Investors Services since 2021 and concurrently associated with MassMutual Life Insurance Company since 2020. Prior to his financial services career, he worked at Mortons the Steakhouse for five years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of investment programs and educational seminars, delivering financial planning through collaborative annual engagements using firm-approved analytical tools.

Connor Wilson is a financial advisor at Wells Fargo Advisors with five years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Advisors since 2019. Outside of his advisory role, he owns Wilson Securities, Inc., a small independent securities practice. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Lawrence Sangirardi is a financial advisor with Ameriprise, holding CFP® and ChFC® designations and over 34 years of industry experience. He has been with Ameriprise Financial Services, Inc. since 1991. Outside of his advisory role, he serves on the Board of Directors for the Financial Planning Association of Long Island and oversees accounting activities for a business entity, Larry Joseph & Associates. Ameriprise provides comprehensive retirement-income planning services targeting individuals with significant investable assets, combining research and modeling with tax-efficient strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Erik Wolf is a Financial Advisor with Merrill Lynch Wealth Management, where he has been providing clients with personalized financial guidance since 2016. In his role, Erik delivers comprehensive wealth management services, leveraging access to a wide range of specialists and resources within Merrill Lynch and Bank of America. His approach focuses on understanding clients’ individual goals and life priorities to create tailored investment strategies that address asset management, estate planning, retirement strategies, and risk management. Erik’s expertise spans corporate executive services, executive compensation, equity compensation, institutional and corporate benefit services, philanthropic planning, and portfolio management. He emphasizes a client-centric, goals-based approach, working closely with clients and their families to navigate the complexities of their financial lives and evolving needs. His professional designation is Personal Investment Advisor (PIA), and he holds a Bachelor's degree from Dowling College. Outside of his professional work, Erik is involved in community organizations including the March of Dimes, Surfrider Foundation, and serves as a volunteer soccer coach for the West Islip Soccer Club. His personal interests include antiquing, fishing, photography, soccer, surfing, and yoga.

Christian Meier is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has been with the firm since 2025 and has experience at MassMutual Life Insurance Co and MML Investors Services, LLC. Outside of his advisory role, he has been involved with Manhattan University and has created content on YouTube over the past decade. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using collaborative, technology-supported approaches to develop written recommendations tailored to client goals.

Catherine Andrade is a financial advisor at Morgan Stanley with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney LLC, Janney Montgomery Scott, LPL Financial, and Webster Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by a structured process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services including estate planning and investment solutions across various financial products.

Lawrence Kreutzberg is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he owns rental property. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients, providing financial planning, retirement consulting, and various asset-management programs primarily through a network of Investment Adviser Representatives and third-party asset managers.

Thomas Morton is a financial advisor with RBC Capital Markets in Stamford, CT, holding Series 63 and Series 66 licenses and bringing 45 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with various wrap fee advisory programs. The firm offers tailored investment strategies using a combination of in-house and third-party managers, with options for tax management and responsible investing.

Edward O'Neill is a financial advisor at Cetera with 24 years of industry experience. He holds a Series 63 designation and has been involved with Cetera and its affiliated entities since 2004. In addition to his advisory role, O'Neill owns an accounting and tax practice, serves as vice president of the Culinary Institute of Long Island, and acts as treasurer for Locust Valley Cemetery’s advisory board. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to both affiliated and third-party portfolio managers, providing various program options ranging from automated allocations to customized strategies.

Donald Freeman III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and previously worked at Main Street Management Company. In addition to his advisory role, he serves as Treasurer and President of Carlson & Carlson, Inc., an independent insurance agency. Cambridge Investment Research Advisors serves a diverse client base including individual investors and institutional clients such as pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through a large network of financial professionals and offering multiple platform solutions and proprietary model strategies.

Robert Knox IV is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Cetera and Cetera Investment Services since 2016, following a prior role at Foresters Financial. He serves as co-executor for his father's estate and holds limited medical power of attorney for his mother. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform through a nationwide network of over 10,000 advisors, serving individual, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and consulting services with access to affiliated and third-party money managers across various program structures.

Bonnie Maute is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Prior to joining LPL in 2025, she worked at Cadaret, Grant & Co., Inc. and Signature Securities Group Corp./Signature Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.