Denise Satterthwaite is a CFP® certificant with 21 years of industry experience. She has worked at LPL Financial since 2021 and previously spent 16 years with Waddell & Reed, Inc. and various insurance carriers. In addition to her advisory role, she is involved with Collegeville Tax Services LLC, a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Dominic Bova is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Edelman Financial Engines and has previously worked at firms including Ritholtz Wealth Management, Rockwood Wealth Management, LPL Financial, and RBC Capital Markets. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools to provide diversified, long-term oriented portfolios and fiduciary investment management.

Dennis Cooney is a CFP® professional with 34 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing for seven years. Outside of his advisory role, he operates Dennis Cooney Consulting, LLC in Doylestown, PA. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds. The firm utilizes proprietary research and planning tools to develop customized recommendations, with clients able to implement these through brokerage or advisory programs as they choose.

Barbara Rowens is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and over 21 years of industry experience. Her career includes 17 years at Ic Advisory Services, Inc., and longstanding roles with The Investment Center, Inc. and the School District of Philadelphia. She also operates Barbara Rowens Financial, which involves activities related to non-variable insurance commission trails. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes various platforms and third-party subadvisors.

Brett Osborn is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has worked previously at National Comfort Products, State Farm, Giant Fitness, and Kutztown University. Outside of advising, he is involved in tax preparation and administrative work with Penn Wealth Accounting Group. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Thomas Percetti is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individual clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Scott Marshall is a CFP® with 29 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2005. He has held roles at affiliated Cambridge entities since 2002. Outside of his advisory work, he serves as a board member of the Lenape Valley Foundation, a nonprofit organization in Doylestown, PA. Cambridge Investment Research Advisors, Inc. serves a wide range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through thousands of financial professionals and provides access to multiple platforms and proprietary model strategies.

Andrew Mcilhenny is a financial advisor with Equitable Advisors in Conshohocken, PA, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes multiple tenures at Equitable Advisors totaling nearly two decades, as well as experience with Axa Advisors, Firstrust Financial Advisors, and Progress Financial Advisors. Outside of advisory work, he is a partner/member at 435 Fairmount Avenue Partners and an investor in PFR Investment Partners II. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm uses a combination of proprietary and third-party investment solutions and offers ERISA fiduciary services through credentialed representatives.

Richard Lepard is a financial advisor with Primerica Advisors in Chalfont, PA, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Corelogic, Ice Mortgage Technology, Black Knight, and a long tenure with Primerica Financial Services dating back to 1999. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies created by unaffiliated asset managers and provides support through BNY Mellon Advisors and Pershing for trade execution and custody.

James Korman is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His work history includes roles in education and marketing, with current teaching responsibilities at Lafayette College and involvement in language learning services through Kreyco Educational Services. He has also served in the U.S. Army Reserve. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program, while also facilitating insurance product sales through affiliated entities.

Marisa Litwinsky is a financial advisor with Wells Fargo Advisors based in Collegeville, PA, holding a Series 66 designation and 18 years of industry experience. She previously worked at Bank of America, N.A. and Merrill Lynch. Outside of her advisory role, she holds ownership interests in investment-related research firms. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Brendan Daly is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and four years of industry experience. His previous roles include positions at Deloitte Tax LLP and Equitable Advisors LLC. Outside of advisory work, he is engaged as a tax specialist with Julian Sur, CPA, where he prepares tax returns and performs accounting services. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, using detailed client data and firm-approved analytic tools to deliver written recommendations.

Gracelyn Paul is a financial advisor with Primerica Advisors holding Series 63 and Series 65 licenses. She has been working in the financial services industry since 2025. Outside of her advisory work, she has experience running Olive Oil Etcetera, a business she has operated since 2016. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Charles Monahan Jr. is a financial advisor with Morgan Stanley in Blue Bell, PA, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he owns LC Wellness and Spa LLC, a wellness center. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm uses structured planning tools and modeling techniques and manages approximately $2.74 trillion in client assets.

Lauren Dale is a financial advisor at Fidelity with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Strategic Advisers and Fidelity Personal and Workplace Advisors prior to her current role. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, as well as charitable funds and registered investment companies. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction, managing multi-manager and fund-of-funds structures and delivering model portfolios through systematic methodologies.

Matthew Cramer is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Charles Schwab since 2013. He is also the managing principal of Cramer Management LLC, a business involved in the operation of a franchise branch. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Jamie Policare is a Financial Advisor at Merrill Lynch Wealth Management. Jamie works closely with clients to understand their financial priorities and develop strategies to pursue their short-, mid-, and long-term goals. Jamie's approach includes personalized wealth management solutions, access to investment insights from Merrill, and banking and lending options through Bank of America specialists. Jamie's areas of expertise include portfolio management services, individual and corporate investment strategy, and tax minimization. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), Jamie provides guidance on a range of financial matters including investing, retirement planning, and planning for unexpected events. Jamie holds a Bachelor's Degree from Saint Joseph's University. Continuing Merrill's tradition of community involvement, Jamie participates in volunteering activities within the local community. Personal interests include baseball, basketball, football, golfing, music, running, skiing, table tennis, and traveling.

Gerald Woolf III is a Series 66-registered advisor at LPL Enterprise with one year of industry experience. He previously worked at Saint Joseph's University and had an eight-year period outside the financial industry before joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and other entities through a large network of investment adviser representatives. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in a wrap program, alongside affiliated trust and insurance services.

John Ortolf is a CFP® and ChFC® credentialed financial advisor with 25 years of industry experience. He has been with Wells Fargo Advisors in Doylestown, PA since 2016. Outside of his role at the firm, he holds a majority ownership in JK Partners LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business-owner transitions, special needs, and divorce. Advisors use Wells Fargo's research and tools to develop tailored recommendations that clients may implement through various brokerage or advisory programs.

David Viola is a financial advisor with Wells Fargo Advisors in Collegeville, PA, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at Wells Fargo Advisors since 2018, following two years at Wells Fargo Clearing. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services, including specialized planning such as business-owner transition and special-needs analysis. The firm combines proprietary research and planning tools with optional implementation through brokerage or advisory programs.