Jonathan Kushner is a financial advisor at Vanguard Advisers with two years of industry experience. He holds a Series 66 designation and has worked at various Vanguard affiliates since 2019. Prior to joining Vanguard, he was employed at DaVita and Duke University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach, primarily constructing portfolios from Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

David Stecz is a financial advisor at Vanguard Advisers with seven years of industry experience. He has held roles at The Vanguard Group since 2018 and previously worked in various positions including at Spooky Nook Sports and Randstad. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Helen Henderson Ford is a financial advisor with Merrill in Wayne, PA, holding a Series 63 designation and 32 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009. Outside of her advisory role, she serves as a women's basketball official and is an advisory board member for Helen's Angels Inc, a charitable organization focused on breast cancer fundraising. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a wide range of individual and institutional clients.

William Leckey is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill in 1998, he has built long-term financial advisory relationships tailored to the goals and risk tolerance of each client. He employs a systematic investment approach and provides a comprehensive range of financial services including financial strategy, retirement planning, estate planning, college planning, and investment portfolio management. In 2011, William became a member of The Rohr Group, a private wealth management team based in Philadelphia that serves ultra-high-net-worth families, corporate executives, institutions, and endowments. The Rohr Group oversees more than $8 billion in client assets as of October 2025 and combines the personalized service of a boutique firm with the extensive resources of Merrill. William holds a BSBA in Accounting from Bucknell University and has earned multiple professional designations, including Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He lives in Berwyn with his wife, Alexis, and participates in community volunteer activities.

Austin Wolf is a CFP® professional with 12 years of industry experience and has been with MassMutual Investors Services since 2013. He holds Series 63 and Series 65 licenses and is based in Paoli, PA. Outside of his advisory role, he owns Wolf Transportation, LLC, a vehicle rental business, and also works as a broker contract insurance representative. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.

Kevin Kubicek is a financial advisor at Cetera with a Series 65 designation and two years of industry experience. He is also the owner of Kubicek Financial Services LLC, providing advisory and wealth management services. Outside of advisory work, he is employed by Anthony Kubicek CPA PC, a public accounting practice offering tax preparation, planning, and auditing services. Cetera is an SEC-registered adviser offering a range of portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with access to multiple program structures, third-party managers, and bespoke investment strategies.

Thomas Schwarz is a financial advisor at LPL Enterprise with two years of industry experience. He holds a Series 66 designation and previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in hospitality, serving tables and handling food orders at Limoncello. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management arrangements, and a range of brokerage and insurance products.

Bing Wright is a CFP® with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group since 2010. Outside of his advisory role, he is a passive investor in residential rental properties. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital delivery platform and extensive advisor team.

Karen Kasper is a financial advisor with Merrill, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2008. Outside of her advisory role, she is involved with Kraftworks by Kasper, LLC, a retail business specializing in custom cups and wood crafts, where she assists with bookkeeping and online store setup. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a variety of clients including individuals, high-net-worth clients, and institutions.

Robert Owen is a financial advisor with Equitable Advisors in Berwyn, PA, holding Series 63 and Series 65 credentials and bringing 52 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors. Outside of his advisory role, he operates a sole proprietorship focused on group insurance and BOLI sales. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through a range of third-party asset managers and LPL programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Louis Burnley is a CFP® professional with 27 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory work, Burnley is involved in business management through Mile Marker 255 LLC and serves on the board of the Killinger Foundation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies. The firm offers a wide range of advisory, brokerage, and insurance solutions through its affiliated companies.

Connor Weikert is a Series 66 licensed financial advisor at Vanguard Advisers with five years of industry experience. He has worked at Vanguard and its affiliated entities since 2021, and previously held positions at Equitable Advisors, Gorfine Schiller & Gardyn, and was self-employed. He also has experience in academic roles at McDaniel College and Gettysburg College. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm serves a large client base through a digital platform supported by over 2,200 advisors.

Victor Altadonna Sr serves as a Senior Resident Director at Merrill, where he works with clients and their families as part of a multigenerational team. He assists clients in managing their wealth by developing personalized financial strategies tailored to their specific goals, utilizing investment insights from Merrill and banking and lending solutions from Bank of America. His areas of focus include college education planning, corporate benefits, executive services, retirement plan services, divorce transition planning, equity compensation services, family wealth management, liquidity management, tax minimization, and retirement income. Victor emphasizes understanding clients' full financial picture and working closely with other professionals to address a wide range of issues affecting wealth management. Victor holds a Bachelor's degree and a Master's degree from Saint Joseph's University. He has earned multiple professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is a member of the Union League of Philadelphia. In his personal time, Victor enjoys biking, boating, cooking, fishing, golfing, music, reading, running marathons, spending time with his family, and practicing yoga.

Jonathan Battiste is a CFP® professional with 20 years of experience at The Vanguard Group, Inc., where he has worked since 2006. He holds Series 63 and Series 65 licenses and is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary models and a wide range of customization options. The firm serves hundreds of thousands of clients through a scalable digital platform supported by more than 2,200 advisors.

Jeremy Thomas is a financial advisor at Vanguard Advisers with four years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at FedEx Office and Montgomery County Community College. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Ramsey Rayan is a financial advisor at Edward Jones with 26 years of industry experience. He holds Series 66 and Series 63 credentials and previously worked at PIMCO Investments LLC for 13 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Tara Frohner is a financial advisor at Morgan Stanley with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America and Merrill. Frohner serves on the Finance Committee of the Academy of Notre Dame de Namur in Villanova, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm provides tailored financial planning supported by approved tools and delivers services through a network of financial advisors and estate planning groups.

Joshua Van Oostrom is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of financial services, he is the business owner of Wave Dating LLC, where he manages app development. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products supported by an integrated platform.

Justin Bartolomucci is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2009. He holds the Series 66 designation and is based in Collegeville, PA. Outside of his advisory role, Bartolomucci serves as treasurer for the Collegeville Economic Development Organization and is a board member at Ursinus College, where he reviews research procedures involving human subjects. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large network of advisors and branch offices, providing services under a fiduciary standard.

Gary Miller is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at The Vanguard Group and Prudential Insurance Company of America. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.