Mark Davey is a financial advisor at Ameriprise with 19 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. He serves on the investment advisory committee for the Delta Chi Educational Foundation, which manages funds used for scholarships and other educational needs. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Tarra Worthing is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. Her background includes roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation, along with prior positions in education and small business management. Worthing has also been involved in managing local food service establishments. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, incorporating tax-aware features and customization options.

Chasity Charles is a financial advisor at Vanguard Advisers with 16 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Outside of her advisory role, Charles is vice president of 4C Impact Group, LLC, an apparel company, and president of Culture Compass, a travel influencer venture. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to build portfolios primarily from Vanguard funds and ETFs, combining digital delivery with extensive advisor support.

Robert Pawlowski is a financial advisor with Morgan Stanley in Cornelius, NC, holding Series 63, Series 65, and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill from 2009 to 2022, before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and modeling techniques such as Monte Carlo simulations.

Bryan Pentz is a financial advisor at Vanguard Advisers with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Vanguard since 1999, including roles at Vanguard Advisors, Inc. since 2005. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through automated and human-supported investment advice, offering model portfolios, plan-level managed solutions, and digital delivery with a proprietary goal-based, algorithm-driven approach.

Nicholas Crawford is a financial advisor at Merrill in Charlotte, NC, with 16 years at the firm and five years of industry experience. He holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies constructed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dana Conrad is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. Her career includes multiple roles at Merrill since 2009, as well as positions at Wells Fargo Clearing, Banc of America Investment Services, Inc., and Ameriprise. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes model-based and discretionary strategies developed by internal and third-party managers, with portfolio implementation tailored to client needs.

Yuliana Gonzalez Vega is a financial advisor at Wells Fargo Clearing with one year of industry experience. She holds a Series 63 designation and has previously worked at Keeneland, Relix Bridal, and the University of Kentucky. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from the Wells Fargo Investment Institute.

Sean Lawrence is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and over 24 years of industry experience. His prior roles include positions at TIAA-CREF and Alight Financial Advisors. He is based in Charlotte, NC. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment strategy utilizing proprietary methodologies and primarily Vanguard funds and ETFs, delivering services through a combination of digital platforms and advisor teams.

Elizabeth Sprinkle is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 certifications with 15 years of industry experience. Her career includes multiple roles at Wells Fargo Clearing and Wells Fargo Bank, along with brief periods at UBS Financial Services and Truist Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and emphasizing diversification and modern portfolio theory.

Dallas Kirby is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for The Vanguard Group, Inc. and the U.S. Census Bureau. Outside of advising, he owns a fashion blog called Taste Makers Palette, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Robinson is a financial advisor at Wells Fargo Clearing with eight years of industry experience and a Series 66 designation. His prior work includes positions at Primerica Advisors, The Vanguard Group, and Allegheny Technologies Inc. In addition to his advisory roles, he is involved with Metro Public Adjustment. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

William Lee Fulbright is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial plans that align with their unique goals and priorities, focusing on areas such as education funding, retirement planning, and long-term family financial objectives. His approach emphasizes clarity and transparency to help clients navigate the complexities of investing. Mr. Fulbright holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of North Carolina at Charlotte.

Delfin Llamas is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and 16 years of industry experience. His career includes multiple roles at Vanguard Advisers and The Vanguard Group, Inc., as well as a position at TIAA. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and offers portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Gene Lenfest Jr. is a financial advisor with Ameriprise in Denver, NC, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

Savannah Simpson is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 63 and Series 66 registrations and has worked across multiple Vanguard entities since 2023. Her background also includes roles outside financial services, such as employment with Enderly Coffee Company and Goodwill Industries of NWNC. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios with Vanguard funds and ETFs.

Paul Sercer is a financial advisor at Wells Fargo Clearing in Charlotte, NC, with 27 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Melanie Hughes is a Series 66 licensed financial advisor with Wells Fargo Clearing in Charlotte, NC, bringing 18 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by extensive research and analytics.

Harrison Brooks is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at LPL Enterprise and has held roles outside finance, including positions at Augusta National Golf Club and YMCA Camp Cheerio. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third parties to support its investment strategies.

Timothy Mcclurg is a financial advisor at Ameriprise with over 32 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Riversource Distributors, Inc. for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing managed accounts and using algorithmic tools overseen by a dedicated committee.