Lee Davis is a financial advisor with Primerica Advisors in Charlotte, NC, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1994. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of financial advisors, employing model-driven investment strategies and offering a range of portfolio management options supported by third-party managers and custodians.

Robert Brooks is a Series 66-licensed financial advisor with six years of industry experience, currently with LPL Financial in Fort Mill, SC. His prior roles include positions at Wheeler DeGraaf Financial, Commonwealth Financial Network, and DeGraaf Financial. Outside of his advisory work, he is involved with Brooks Farm & Greenhouse in Princeton, MN. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by research and technology tools.

Warren Brooks is a financial advisor at UBS Financial Services in Charlotte, NC, holding Series 63 and Series 66 licenses with one year of industry experience. His prior roles include positions at Morgan Stanley, Wells Fargo, and Uber. He also has experience working with MechanicMe and has held academic roles at the University of Washington, University of Houston, Houston Community College, and Lonestar Kingwood Community College. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a platform offering custody, underwriting, and capital markets services.

Phillip Mazzola is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial and Commonwealth Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management access, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

David Sain is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. His prior work includes roles at Pruco Securities LLC and BlackBridge Financial, as well as multiple positions at the University of South Carolina. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with operational and research tools.

Carly Griffin is a CFP®-certified financial advisor with 14 years of industry experience, currently serving at LPL Financial since 2019. Her prior experience includes roles at J.W. Cole Financial, Inc. and Foresters Financial Services. Griffin is involved with multiple entities affiliated with her LPL business, including a specialized DBA focused on investment strategies. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a wide range of financial planning, asset management, and institutional platforms.

Simone Henry is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 designation and seven years of industry experience. She has been with LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a range of non-advisory financial activities.

Gregory Croom is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Adam Bolger is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has been with Merrill since 2018. Prior to his current role, he worked at Winthrop University and Hungry Howies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frederick Woltz is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. His prior roles include positions at Raymond James & Associates, Morgan Keegan & Company, LLC, and Citigroup Global Markets. He serves as a trustee for multiple family irrevocable trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Howard Jacobs III is a financial advisor with Fidelity, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Pruco Securities LLC, The Prudential Insurance Company of America, Edward Jones, Merrill, and Ameriprise. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, employing algorithmic methodologies and long-term asset allocation benchmarks.

Michael Starensier is a financial advisor at LPL Financial with 20 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at LPL Financial since 2018, following four years at MML Investors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing technology.

Steven Artman is a Series 66-licensed financial advisor with LPL Financial, based in Fort Mill, SC. He has seven years of experience with LPL Financial, following roles at MassMutual and MetLife Securities Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and retirement advice, supported by a large network of investment adviser representatives and multiple institutional platforms.

Melissa Thor is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 12 years of industry experience, all with Merrill since 2014. She has no notable outside business activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Robert Hill is a CFP® professional with one year of industry experience, currently affiliated with LPL Financial. He is co-owner of Cardinal Hill Wealth Management, a private firm engaged in securities, advisory, and insurance business. Prior to LPL, he held roles at Commonwealth Financial Network and worked in various capacities including at the University of North Carolina at Chapel Hill and Premier Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Bradley Koesel is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 66 designation and has worked at firms including Merrill, TD Ameritrade, Fisher Investments, and Charles Schwab. He is based in Charlotte, NC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides integrated brokerage, custody, and cash-sweep services.

John Richards is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Adam Barnes is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He joined LPL Financial in 2017 after three years at The Vanguard Group, Inc. The firm delivers advisory and brokerage services through a national network serving individuals, retirement plans, banks, trust companies, and institutions. LPL Financial offers a wide range of investment options and support tools while overseeing over $819 billion in discretionary assets with more than 22,800 advisors nationwide.

David Kelly is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has worked at Commonwealth Equity Services, Inc. for over three decades and joined LPL Financial in 2026. Kelly also serves as secretary and insurance agent for CES Insurance Agency, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Cristine Ale is a financial advisor with UBS Financial Services in Charlotte, NC, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has been with UBS since 2014. Outside of her advisory role, she owns and manages a mobile food business and a residential remodeling service. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans based on proprietary market research and client goals.