Thomas Olsen Jr. is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing customized planning strategies for affluent families, senior executives, business owners, and multigenerational households. His work involves simplifying complex financial decisions and coordinating strategies related to wealth management, retirement planning, executive compensation, business succession planning, and trust and estate planning considerations. Thomas is a CERTIFIED FINANCIAL PLANNER® professional and holds several additional designations including Accredited Asset Management Specialist, Accredited Portfolio Management Advisor, Accredited Wealth Management Advisor, Certified Exit Planning Advisor, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Sports & Entertainment Accredited Wealth Management Advisor. Born and raised in Charlotte, North Carolina, he graduated from Charlotte Catholic High School and earned degrees in Economics & Finance and Sustainable Business & Community Development from Catawba College. During college, he was involved in campus leadership and athletics. He serves on the Catawba College Alumni Board of Directors and is dedicated to leadership and mentorship. Outside of work, Thomas enjoys spending time with his family and follows soccer, football, and hockey.

Christine Goldsmith is a Senior Financial Advisor and a partner of The CBC Group at Merrill Lynch Wealth Management. She has been in the financial services industry since 2000 and has been with Merrill since 2008. Christine focuses on financial planning and portfolio strategies for individuals and families, as well as corporate retirement and deferred compensation plans. She holds the Retirement Benefits Consultant (RBC) designation from Merrill and has earned several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC™), Certified 401(k) Professional® (C(k)P®), Certified Plan Fiduciary Advisor® (CPFA®), and Certified Divorce Financial Analyst® (CDFA®) designations. Christine works with corporate clients on retirement benefits, including plan design, investment selection, and providing education and support to participants and investment committees. She is passionate about assisting individuals and families through difficult life transitions, particularly in divorce financial analysis. Christine graduated from North Carolina State University with a Bachelor of Arts degree in Interdisciplinary Studies, focusing on law, political philosophy, and finance. Born in Charlotte, Christine returned there in 2000 and lives with her husband Eric and their three sons. In her spare time, she enjoys playing tennis, running, spending time with her family, watching youth soccer, attending football games, and traveling.

Deborah Mc Nulty is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Her prior roles include positions at Ally Invest Securities LLC, Linden Thomas & Company, Zeus Financial, and Nathan Hale Capital, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

John Richards is a CFP® professional with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. He holds Series 63 and Series 65 licenses. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Vincent Ratliff is a financial advisor at LPL Financial with 17 years of industry experience. His prior roles include positions at Bank of America, Merrill, PNC Investments, and M&T Securities. Ratliff holds Series 63 and Series 65 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Robert Gaskin is a financial advisor with Raymond James Financial Services Advisors Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Raymond James since 2017 and was previously with Wells Fargo Advisors Financial Network LLC for eight years. Gaskin is also the managing member and CEO of Gaskin Asset Management, LLC, a financial planning and asset management practice he has operated since 2006. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth families, corporations, and institutional investors. The firm employs a non-discretionary, tailored advisory approach supported by advanced analytical tools and maintains unique capabilities in municipal advisory and SIMPLE IRA employer consulting services.

Charles Conkling IV is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior roles include positions at United Community Bank, First National Bank of Pennsylvania, Cetera, Wells Fargo Clearing Services, LLC, and PNC Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and uses advanced technologies such as machine learning in its investment approach.

Kimberly Negre is a financial advisor with Equitable Advisors in Concord, NC, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors in 2020, she worked for 15 years at Gerald Dry, PA. She also operates an accounting practice, Alpha Omega Financial, LLC, providing preparation services with limited client exposure. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

Jennifer Sperry is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2014 and also works at Bank of America, N.A. since 2015. Outside of her advisory role, she is the owner of a sole proprietorship that sells artwork and serves as Membership Director for the Financial Planners Association in Charlotte. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals and institutions, including high-net-worth clients and charitable organizations.

Anthony Burns is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Raymond James & Associates, where he has worked since 2021. Prior to that, he spent over a decade at Wells Fargo Advisors and Wells Fargo Clearing. He is based in Charlotte, NC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a broad client base, including high-net-worth individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Maria Nguyen is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at VCU Investment Management Company. Outside of her advisory role, she operates an online fitness coaching business. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Matthew Thibault is a financial advisor with Equitable Advisors in Charlotte, NC. He holds a Series 66 designation and began his advisory career in 2026. Prior to joining Equitable Advisors, his work experience included roles in retail, law enforcement, and hospitality. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, working extensively with program sponsors and endorsed third-party managers.

Jarrod Hileman is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63, 65, and 66 licenses and possessing nine years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Edward Jones from 2018 to 2020 and was self-employed from 2010 to 2018. He is also a partner in a real estate-related business called House Your Credit based in Lancaster, South Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that employs firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and integrates its investment insights through the Global Investment Committee and other affiliated entities.

Christian Cichan is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Charlotte, North Carolina. He joined the Cichan Group at Merrill in 2021, focusing on helping individuals, families, and businesses plan their financial future and manage their investments. Christian's client services include college education planning, managing new wealth, personal retirement planning, and portfolio management services. Prior to his current role, Christian worked as a business consultant at Ernst & Young in Washington, D.C., where he collaborated with large financial institutions to enhance their regulatory reporting operations related to liquidity and data management. He graduated from George Washington University in 2018 with a degree in Business Administration. Christian holds professional designations including Accredited Asset Management Specialist (AAMS), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He is originally from Charlotte and was the captain of the George Washington Men’s golf team. Outside of his professional responsibilities, he enjoys participating in amateur golf tournaments and volunteering with the First Tee of Greater Charlotte.

Amanda Kennedy is a financial advisor with LPL Financial in Fort Mill, SC, holding a Series 66 credential and nine years of industry experience. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research-supported model portfolios.

Sarah Cray is a Series 66 licensed financial advisor with LPL Financial, based in Fort Mill, SC, and has 19 years of industry experience. She has worked with LPL Financial since 2016, with a brief tenure at Yoh Company in 2016 and 2017. Outside of her advisory role, she owns a business called Created by Cray and has been involved in direct sales with Stampin' Up since 2012. LPL Financial is a national investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, and institutions. The firm offers a range of financial planning and advisory programs supported by research, model portfolios, and technology-driven strategies.

Michael Mehltretter is a Series 66-registered financial advisor with LPL Financial and has six years of industry experience. Prior to joining LPL Financial in 2020, he worked at Innovative Discovery and Epiq Systems. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research, model portfolios, and technology-driven strategies.

Deborah Mills is a financial advisor at Merrill with 40 years of industry experience. She has been with Merrill since 2006 and holds Series 63 and Series 65 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

George Abernethy is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Wells Fargo Clearing, he worked at RHI General Group and held roles at the University of North Carolina Charlotte and Central Piedmont Community College. He also spent several years with SwimMac Carolina. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Loy Thompson III is a financial advisor at Heritage Capital Partners, Inc. in Charlotte, NC, with 22 years of industry experience. He holds a Series 65 designation and has worked as a consultant since 1999. Heritage Capital Partners provides discretionary portfolio management and financial advisory services to individuals, charitable organizations, and corporate clients. The firm focuses on customized strategies and employs derivatives in separately managed accounts, offering bespoke engagement for its select client base.