Andrew Patel is a financial advisor at UBS Financial Services in Atlanta, GA, holding Series 66 and Series 63 licenses with one year of industry experience. He previously worked at Morgan Stanley and has academic experience at Arizona State University. Patel was also involved in a personal investment-related business, ARA Capital Investments LLC, which is currently inactive. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and delivers advisory services using proprietary research and model-based asset allocations.

Brandon Reynolds is a financial advisor at UBS Financial Services with 25 years of industry experience. He has worked at UBS since 2007 and previously spent four years at J.P. Morgan Securities. Outside of his advisory role, he serves on the board of the Georgia State Golf Association and is a partner in a mobile waste compaction company in Atlanta. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a wide range of capital markets and advisory solutions.

John Boosalis is a financial advisor with Wells Fargo Clearing in Atlanta, GA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent seven years at Raymond James & Associates. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

John Kennedy is a financial advisor at Morgan Stanley with 36 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Prior to joining Morgan Stanley, he was with Citigroup Global Markets from 2003 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Secular Return Estimates to support its financial planning process.

Kristen Kosola Govantes is a financial advisor with Raymond James & Associates in Atlanta, GA, holding a Series 66 designation and three years of industry experience. She previously worked at Benjamin F. Edwards for five years and has experience as a real estate referral agent with Coldwell Banker Realty. Outside of financial advising, she operates a real estate referral network as an independent contractor. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by a broad range of portfolio management styles and research resources.

Margaret Guffin is a financial advisor at J.P. Morgan Securities in Atlanta, GA, holding Series 63 and Series 65 licenses with three years of industry experience. Her prior roles include positions at Prudential Private Capital, Goldman Sachs, Neuberger Berman, and Ernst & Young. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Meredith Barwick is a financial advisor with Merrill in Atlanta, GA, holding a Series 66 designation and 27 years of industry experience. She has been with Merrill since 1998. Outside of her advisory role, she operates a sole proprietorship creating custom-made jewelry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Earl Harrison III is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley and its affiliated entities since 2005, previously spending seven years at Banc of America Investment Services. He is based in Atlanta, GA. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering a range of advisory programs and tailored financial planning that leverages firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors and estate planning groups.

Julie Tener is a financial advisor at Stifel in Atlanta, GA, with 19 years of industry experience. She holds a Series 66 designation and has worked at Stifel Nicolaus & Co Inc since 2022. Her prior roles include positions at Truist Advisory Services, Truist Investment Services, and Bb&T Securities. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Ivelisse Maldonado is a financial advisor at UBS Financial Services in Atlanta, GA, holding a Series 66 designation with four years of industry experience. Her prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, and SunTrust Bank. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and securities-backed lending programs.

Robert Goldstein Jr. is a financial advisor with UBS Financial Services in Atlanta, GA, holding Series 63, Series 65, and Series 66 licenses and bringing 41 years of industry experience. He has been with UBS since 2008. Outside of his advisory work, he is involved in the entertainment industry through his management role at an LLC focused on music. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor advice to client goals.

Hayley Byrne is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and has worked at UBS since 2021, with prior experience at Baird. She also has a background in education, having worked at the University of Georgia and Sacred Heart Academy. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Paul Rice is a financial advisor with Mass Mutual Investors Services in Atlanta, GA, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to joining Mass Mutual in 2024, he operated Rice Capital LLC and Rice Capital Fund LP for five years and worked at Black Edge Capital LLC. Outside of advisory work, he serves as a field adjuster for CNC Catastrophe & National Claims, handling hurricane insurance claims. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses structured, collaborative planning processes supported by modeling software and offers a range of investment and event-driven planning programs.

Jason Jones is a financial advisor with Mass Mutual Investors Services in Atlanta, GA, holding CFP® and ChFC® designations and bringing 30 years of industry experience. He has been with Mass Mutual Investors Services since 1996 and MassMutual Life Insurance Company since 1995. Jones is also a partner at Lerner, Rouille and Associates, LLC, a financial services firm. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative planning engagements using firm-approved analytical tools.

Susan Mayhugh is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley Private Bank since 2015, with prior experience at Citigroup Global Markets and A. G. Edwards & Sons. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning services supported by structured planning tools and investment modeling.

Keegan Walsh is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2023, he worked at Bank of America and has held roles at the University of Georgia and Brookwood High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jerel Carter is a Series 66-licensed advisor with J.P. Morgan Securities in Atlanta, GA, and has one year of industry experience. His prior roles include positions at Northwestern Mutual and JPMorgan Chase Bank, N.A. Before entering financial services, he worked in retail with Foot Locker and The Finish Line. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory program.

Daniel Allender is a financial advisor at Morgan Stanley in Atlanta, GA, holding Series 63 and Series 66 licenses with four years of industry experience. His prior roles include positions at Merrill and PNC Investments. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides a broad range of retail and institutional investment services.

Sebastian O'Neal is a financial advisor at Charles Schwab with 31 years of industry experience. He has worked at Charles Schwab since 1996 and has been with Charles Schwab Bank since 2005. He holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

William Adams is a financial advisor with LPL Financial in Lawrenceville, GA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior experience includes roles at CUNA Mutual Group, CUNA Brokerage Services, and Cetera Advisors LLC. Outside of his advisory work, he owns a mobile DJ service and hosts a YouTube show called "Is It News?" LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.