Heather Berry is a Series 66-licensed financial advisor with Morgan Stanley in Aventura, Florida, and has 24 years of industry experience. She has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Outside of her advisory work, she serves as a successor trustee for a trust in Miami. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools to model financial outcomes, serving clients primarily in an advisory capacity.

Brandon Cuenca is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Wells Fargo, and Bank United. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Taylor Jeziorski is a financial advisor with LPL Financial in Hollywood, FL, holding the CFA® designation and Series 66 license, with two years of industry experience. He previously worked at JPMorgan Chase for nine years and is also associated with FDR Financial Group Inc. Jeziorski maintains involvement with FDR Financial Group Inc. alongside his role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a wide range of advisory and brokerage services.

Carlos Bonzon Jr. is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2019 and previously held positions at JPMorgan Chase Bank and J.P. Morgan Securities from 2011 to 2019. He serves on the board of the Bonzon Family Foundation, a nonprofit focused on education and medical causes. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Steve Jarrin is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, JP Morgan Chase Bank, and JP Morgan Securities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans. The firm provides a range of services including fee-based financial planning, portfolio management, and capital markets activities.

Brian Klein is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including BB&T Securities, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Outside of his advisory work, he is a co-owner of a family business involved in purchasing a local racing horse. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients, providing both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Carlos Cuesta is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 65 designations and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party teams, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Holian is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He worked at National Planning Corporation for 17 years before joining LPL Financial in 2017. Outside of his advisory role, he owns Griffin Planning, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

Taylor Gay is a financial advisor at Fisher Investments with 13 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley, E*TRADE, and Bank of America/Merrill. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment process combining quantitative and qualitative research to construct diversified portfolios and employs various risk management and tax-aware strategies.

David Cardenas is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 10 years of industry experience. His prior experience includes roles at Citigroup, Bank of America, and Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a range of capital markets services.

Joseph Donnelly is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, and is an owner and partner of DD Realty Capital LLC, a real estate investment firm. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence.

Marcela Melian is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at Ocrolus and GLG Gerson Lehrman Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies.

Julio Medina is a Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his commitment to delivering personalized investment strategies. Julio earned a Bachelor's Degree from Universidad Externado de Colombia and a Master's Degree from Florida International University. Outside of his professional work, he enjoys biking, running, and playing soccer.

Leander Marrero is a financial advisor with Raymond James Financial in Coral Gables, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2022, he worked at Morgan Stanley for one year and has experience in education from positions at the University of Central Florida and Bob Graham Education Center. He is also an associate at Private Wealth Management of Coral Gables. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting utilizing analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Martin Norcini is a financial advisor at UBS Financial Services with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Norcini serves as President of the Board of Directors and Treasurer of the Villa Biltmore Condominium Association and is a member of the Board of Directors of the South Florida Veterans Affairs Foundation for Research and Education. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor investment strategies according to client goals and risk tolerances.

Ricardo Franccesco Ormeno Novoa is a Series 66-licensed financial advisor at J.P. Morgan Securities with one year of industry experience. Prior to joining J.P. Morgan, he worked at Credicorp Capital in Chile and Peru and at Banco de Credito del Peru. Outside of his advisory role, he is an owner and partner of an e-commerce business selling baby accessories. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Jorge Machado is a financial advisor with LPL Enterprise holding a Series 65 designation and 19 years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, Machado is involved in the property and casualty insurance business through TZ Ins & Fin'l Services, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and non-securities products such as insurance and trust services.

Nicholas Dawit is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank since 2016, following four years at Merrill and four years at Signator Investors, Inc. He is also the sole proprietor of a private investment pass-through company. Morgan Stanley Wealth Management serves individuals and institutional clients with comprehensive advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm‑approved tools and market modeling techniques.

Alfonso Tangherlini is a financial advisor with LPL Financial based in Miami, FL, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His prior experience includes roles at Citigroup, Cetera Investment Services, Regions Bank, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a network of more than 22,800 advisors.

Tomas Vasquez is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 registrations and eight years of industry experience. He has worked with JPMorgan Chase and J.P. Morgan Securities since 2017 and spent time at Wells Fargo and Florida International University earlier in his career. Outside of his advisory role, he is involved in purchasing rental properties under an LLC. J.P. Morgan Securities provides institutional consulting services focused on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process incorporates centralized due diligence with both quantitative and qualitative research, including ESG considerations, supported by affiliated implementation and portfolio services.