Jason Beck is a financial advisor at Morgan Stanley with 15 years of industry experience. His prior roles include positions at Credit Suisse Securities, Jefferies LLC, and Cboe Global Markets. He holds Series 66 and Series 63 licenses and is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management provides a broad range of advisory and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and proprietary tools but does not include individual security recommendations as part of standalone planning.

Erik Armstrong is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding a Series 66 designation and nine years of industry experience. He has been with UBS-affiliated firms since 2016. Outside of his advisory work, he is a partner in a pediatric occupational services practice, where he manages payroll and tax preparation responsibilities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to customize client plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets solutions.

Robert Ripka is a financial advisor with Merrill in Palm Beach, FL, holding a Series 66 designation and four years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2016, with some brief periods of unemployment in between. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rachel Stockton is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses with seven years of industry experience. She has been with JPMorgan Securities and JPMorgan Chase Bank since 2019. Outside of her advisory role, she is involved in fashion-related activities including selling items on Poshmark, participating as a brand ambassador for Revolve, and engaging with the Mys Tyler fashion app. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through written asset allocation advice, investment manager searches, and customized performance reporting, emphasizing a non-discretionary program with centralized due diligence and an ESG eligibility framework.

Thomas Lloyd is a financial advisor with Charles Schwab in West Palm Beach, FL. He holds a Series 66 designation and has nine years of industry experience. His prior work includes roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary financial planning and discretionary separately managed accounts with a multi-asset investment approach.

Stephanie Sherman is a financial advisor at LPL Enterprise with 28 years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and UBS Financial Services. Outside of her advisory role, she coaches a small business owner on sales and business organization. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm typically uses model-driven investment strategies and offers financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Eugene Leyden is a CFP® with over 50 years of industry experience, currently serving at OSAIC since 2023. He previously worked at FSC Securities Corporation for 14 years and has been affiliated with Multivest Planning Corp. for over four decades. Leyden serves on the board of the Brooklyn Prep Alumni Association, organizing annual golf outings and participating on its investment committee. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting discretionary and advisor-managed strategies alongside third-party manager selection.

Benjamin Carbonella is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL. He holds a Series 66 designation and has seven years of experience at Wells Fargo Advisors, following five years at St. Joseph by the Sea High School. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad planning menu and develops tailored recommendations using proprietary research and tools, with a range of specialized financial planning services available to clients who meet certain net-worth criteria.

Mason Boudreaux is a financial advisor at UBS Financial Services with two years of industry experience and holds a Series 66 designation. His prior experience includes roles at JP Morgan & Chase, First Republic Bank, and Voloridge Investment Management. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities and securities-backed lending programs.

Howard Smith is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at RBC Capital Markets since 2009 and is currently based in Palm Beach Gardens, FL. He also has experience with City National Bank since 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles and utilizing both in-house and third-party investment managers.

Amanda Burnett is a financial advisor at Morgan Stanley with 14 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2012, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory work, she owns and manages rental property in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools.

Stephen Hoch is a financial advisor with Robert Baird & Co. in Wellington, FL, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he is the owner and member of WOFTAM LLC, a non-investment related business. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies including separately managed accounts and overlay services.

Brian Cohn is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., Unum Group, Townebank, American Eagle Outfitters Inc., Topgolf, and Your Pie Franchising, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research and incorporates broader derivatives and commodities capabilities.

Marlin McNair is a Planning Consultant at Fidelity Investments, a role he has held since 2022. He employs client-centered planning strategies to take a holistic approach in understanding families' needs and financial goals. Prior to his current position, Marlin accumulated experience at several financial institutions, including serving as a Premier Banker at Truist from 2018 to 2022, a Financial Solutions Advisor at Merrill Edge from 2011 to 2018, and a Licensed Banker-Financial Advisor Associate at Chase from 2005 to 2011. Outside of his professional work, Marlin enjoys baseball, golf, and movies.

Thomas Fragale II is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at JPMorgan Securities, JPMorgan Chase Bank, and Morgan Stanley. He serves as a Finance and Investment Committee Member and Deacon at Family Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

William Beale is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior work includes roles at Global Retirement Partners, LLC and LPL Financial. He is also the president and owner of Beale Financial Group. Cambridge Investment Research Advisors serves a wide range of individual and institutional clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to proprietary model strategies as well as unaffiliated third-party advisers.

Torren Szuluk is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and having 31 years of industry experience. His prior experience includes roles at Morgan Stanley, UBS Financial Services, Wells Fargo Clearing, and Citigroup Global Markets. Outside of advising, Szuluk is involved in technology and medical technology companies, including roles with Emboline and Ventiva, and has investments in real estate entities and a robotics company as a passive investor. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Mauricio Moreira is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2014 to 2025 before joining Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC in 2025. He holds the Series 63 and Series 65 licenses and is based in Palm Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques as part of its advisory approach.

Michael Payne is a financial advisor at Osaic Wealth with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with firms including Cetera and BARR Financial. Payne also operates an independent insurance practice offering life, health, disability, and long-term care products. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and access to discretionary strategies and third-party money managers.

Seraphim Rine is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.