John Heyman is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC from 1999 to 2020. Heyman operates a business under the name Private Wealth Strategies Group. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, providing both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.

Keith Fernandez is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.

Dennis Lomax is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 37 years of industry experience. He has worked at Cetera since 2019 and previously spent 16 years with Summit Financial Group Inc. Lomax is also president of D.L. Enterprises of Palm Beach, Inc., a corporation used to manage business expenses related to his advisory work. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Jessica Sabath is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. She holds the Series 66 and Series 63 licenses and previously worked at Wells Fargo Clearing for eight years. Outside of her advisory role, she has a minority ownership interest in a small eyebrow tint sales business, where she serves as treasury secretary. Wells Fargo Advisors Financial Network provides a range of investment and fee-based financial planning services to individuals, trusts, and institutional clients, using proprietary research and planning tools. The firm offers tailored recommendations across various planning areas and integrates advisory services with other financial products and referral channels.

Jean Pierre is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience and a Series 66 designation. His prior roles include positions at Sagepoint Financial, Regal Investment Advisors, Regulus Advisors, Princor Financial Services, and Principal Life Insurance Company. Outside of his advisory work, he serves as president and CEO of Lifecraft Financial Group, where he focuses on fixed products for the civil servant market, and is vice president of the Edgard J Pierre Foundation, a nonprofit supporting an orphanage in Haiti. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolio construction using firm-provided asset-allocation tools and access to third-party money managers.

Kristen Hernandez is a CFP® and holds a Series 66 license with Ameriprise in Coral Springs, FL. She has 15 years of industry experience, including over a decade with Ameriprise Financial Services, Inc. prior to her current role at Ameriprise. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm employs a centralized consulting team that delivers tailored, non-discretionary recommendations using a combination of research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Carlos Ricardo is a financial advisor with J.P. Morgan Securities in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at JPMorgan Chase Bank, N.A., Wells Fargo, First Republic, and other financial firms. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Anthony Brodeur is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has previously worked at Paradigm Wealth and Tremont Sporting Co. Outside of his advisory roles, he was involved with Brodeur Hockey School for three years. OSAIC Wealth, Inc. serves a diverse client base including individuals, institutions, and charitable organizations through a large network of advisers. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing across various investment products.

Mellissa Linnhoff is a financial advisor with Raymond James Financial Services Advisors Inc. in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Raymond James and its affiliated entities since 2015. Outside her advisory role, she owns a Mary Kay independent beauty consulting business. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors, providing financial planning and investment consulting with a focus on customized, non-discretionary strategies. The firm supports institutional consulting and municipal finance work and offers specialized advisory programs such as SIMPLE IRA Employer Advisory & Consulting Services.

John Bartell is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 30 years of industry experience. His work history includes roles at Voya Financial Advisors and Cetera Wealth Services, LLC before joining Bartell Wealth Management, LLC in 2025. Outside of his advisory work, he is an independent insurance agent and is involved in a life settlement business. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services, employing a multi-manager platform with access to both affiliated and unaffiliated managers.

Thomas Goldstein is a financial advisor with Merrill and holds a Series 66 designation. He has three years of industry experience and concurrently works with Bank of America. His prior work includes roles at New Day Therapy Center, Florida Autism Center, and Flagler College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roberto Cucalon is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2008. He also serves as co-trustee of a family revocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Barry Schwartz is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has been with UBS since 2013. Outside of his advisory role, he serves on the board of directors for Delaire Country Club, a residential country club in Delray Beach, FL. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Maria Delgado is a financial advisor with Mass Mutual Investors Services who holds the CFP® designation and has 10 years of industry experience. Her prior roles include positions at Ellevest, Bank of America, and Merrill. She serves as a board member of Women's Fund Miami Dade, a nonprofit focused on grant making and advocacy for women and girls. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary providing financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations.

Jacob Arinus is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, pension plans, and charitable organizations, offering financial planning, advisory services, and institutional consulting with a focus on tailored, non-discretionary investment strategies.

James Platania is a CFP® with 43 years of industry experience, currently serving as a financial advisor at LPL Financial since 2018. He previously worked at Cetera Advisor Networks LLC for five years. Platania is also an adjunct faculty member at The National Judicial College. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Rayla Wusiman is a financial advisor with Charles Schwab in Boca Raton, FL, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at TD Ameritrade, Equitable Advisors, and various companies outside the financial sector such as Sisley Cosmetics USA Inc and Halston Heritage Operating Company LLC. She has also been associated with Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset portfolios and in-depth alternative investment due diligence.

Peter Manning is a financial advisor at LPL Financial with 24 years of industry experience. He holds the PFS™ and Series 63 designations. His prior roles include positions at Cambridge Investment Research Advisors, Summit Financial Strategies, and Commonwealth Financial Network. Outside of his advisory work, he is involved as a trustee for multiple irrevocable trusts and owns a tax preparation and accounting business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Richard Maurer is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Maurer is based in Boca Raton, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market simulations.

Alan Weilacher is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Weilacher is a partner in APW Holdings, a real estate-related business based in Ohio. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients, primarily acting in an advisory capacity.