Alex Westerbeck is an Investment Consultant at Fidelity Investments, where he has been serving clients since 2025. In this role, he works closely with individuals and families to organize their financial priorities and develop personalized financial plans aimed at achieving their goals. Prior to this position, Alex was a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. Alex's approach focuses on providing clear and thoughtful guidance to help clients navigate complex financial decisions and move forward with confidence. Outside of his professional work, he enjoys spending time with family, participating in fitness activities, playing golf, and traveling.

Elizabeth Fitzwater is a financial advisor at UBS Financial Services with 30 years of industry experience. She holds Series 63 and Series 65 designations and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Timothy Foster is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and six years of industry experience. He previously worked at Fifth Third Bank for five years before joining MML Investors Services and Mass Mutual Life Insurance Company in 2020. Outside of his advisory work, he co-owns and co-hosts a sports review podcast called Average Joes Football with Mike & Tim. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm structures planning engagements as annual, collaborative relationships and utilizes firm-approved software tools to analyze client goals and deliver written recommendations.

Grant Lanham is a financial advisor at Charles Schwab in Cincinnati, OH, holding a Series 66 credential with one year of industry experience. His prior work includes roles at Prudential Financial, LPL Enterprise, and Charles Schwab Bank, SSB, as well as self-employment and positions in education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a large-scale, integrated operational structure.

John Casey is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2026, he worked at The Huntington Investment Company and Huntington National Bank from 2018 to 2025, and spent six years at Salient Capital Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Stephen Dilbone is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and institutional trading capabilities with wealth management services.

Donald Kunkel is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 65 and Series 66 credentials and 25 years of industry experience. He previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 17 years before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates proprietary research and capital market assumptions into its advisory approach and offers institutional trading capabilities alongside wealth management services.

Thomas Nemec is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked with Financial Engines Advisors L.L.C. since 2016 and previously held roles at Financial Engines Advisor Center, LLC and The Mutual Fund Store. He is based in Cincinnati, OH. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, providing diversified portfolios and a range of discretionary and non-discretionary management options.

Jarred Hoctor is a financial advisor at Primerica Advisors with Series 65 and Series 63 licenses and one year of industry experience. Prior to his current role, he worked in the automotive and retail sectors, including positions at Mercedes Benz of Cincinnati and Autozone. He also engages in sales of investment-related and home-related products through affiliated companies. Primerica Advisors provides a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-based investment strategies managed by unaffiliated asset managers and supports accounts through custodial and trade execution services from BNY Mellon Advisors and Pershing.

Kristen Mangus is a Series 66–licensed financial advisor at Equitable Advisors with one year of industry experience. She previously worked at WM for ten years and has held roles outside of finance, including positions at California Golf Course and Body Alive. She is also a power of attorney for her mother. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party managers.

Robert Baker is a CFP® professional with 12 years of experience in the financial services industry. He is currently with J.P. Morgan Securities and has held prior roles at Western & Southern Financial, PNC Bank, TD Ameritrade, and Fidelity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes an ESG eligibility framework.

Maximillian Ripperger is a CFP® and Series 66 licensed advisor at Cetera with three years of industry experience. He has previously worked as a busser at Augusta National Golf Club and serves as chairman and CEO of Alumni Link, LLC, a networking organization focused on connecting alumni and generating revenue for associated groups. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both discretionary and non-discretionary program options.

Matthew Daniels is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Brokerage Services LLC. Outside of his advisory role, Daniels was involved with 117 Boxing LLC operating as Rock Steady Boxing NKY from 2017 to 2020. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and financial planning services, supported by a large network of advisors and extensive assets under management.

Mackenzie Hill is a financial advisor affiliated with LPL Financial in Cincinnati, OH. She holds Series 65 and Series 63 licenses and has been with LPL Financial since 2025. Her prior experience includes roles in legal advocacy and teaching, notably at the WVU Veterans Advocacy Law Clinic and West Virginia University College of Law. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Megan Watts is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Mikelonis is a CFP® professional with 17 years of industry experience, currently serving at J.P. Morgan Securities in Cincinnati, OH. His work history includes roles at JPMorgan Chase Bank, N.A., PNC Bank and Investments, and USAA Financial Planning Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary framework.

Thomas Maney is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP® designation and Series 63 license, and has been with Edward Jones since 2006. Outside of his advisory role, Maney is the owner of Maney Holdings LLC, managing commercial real estate in Mason, OH. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

James Ortman is a CFP® and CFA® with 15 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities in Cincinnati, OH. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research, employs a forward-looking capital market framework, and includes unique regulatory registrations reflecting its derivatives and commodities capabilities.

Adam Flanagan is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 designations. His work history includes roles at Fidelity Investments and FIDELITY Brokerage Services LLC. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and uses algorithmic portfolio construction, incorporating AI techniques and formal governance procedures.

Neil Bailey is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services, Franklin Wealth Advisors, and his own firm, Bailey Financial. Outside of his advisory work, he is involved in independent insurance brokering and consulting through Franklin Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.