Maria Dimercurio is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. She has worked at J.P. Morgan Securities since 2015 and has also been affiliated with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in its investment recommendations.

Amanda Allie is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Jack Hosmer Jr. is a financial advisor at OSAIC with 17 years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors Corporation for 10 years. He is also president of Junior Mills Corp, a CPA and tax preparation firm, and has worked with Robinson, Pietras, Kalisky, PC as a staff accountant since 1993. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools and supports a variety of investment vehicles, managing portfolios on both discretionary and non-discretionary bases.

Corey Staub is a Certified Financial Planner® (CFP®) with 24 years of industry experience. He is currently with Raymond James & Associates, where he has been since 2026. Prior to this, he worked at LPL Financial LLC for five years and Sigma Financial Corporation for 19 years. Staub is also a licensed agent selling fixed annuities and various types of insurance. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Thomas Klamo is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016, with prior experience at MetLife Securities Inc. Additionally, he has been affiliated with Wayne State University since 1988. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved analytical tools to develop written recommendations tailored to clients’ goals.

Darin Mcbride is a financial advisor at UBS Financial Services with 22 years of industry experience. He has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Thomas Brehm is a financial advisor at Stifel with 36 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Stifel Nicolaus & Co Inc since 2019, following a decade at Ameriprise Financial Services, Inc. Outside of his advisory role, he is a treasurer, director, and 25% owner of Central Michigan Inns, a limited service hotel, and is involved with its holding company, Meridian Hospitality LLC. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that supports client decision-making through asset allocation, retirement, insurance, and estate planning analyses.

Kareem Chehab is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial strategies to clients. He works closely with individuals to identify their financial goals and develop tailored portfolio strategies aimed at addressing a range of priorities, including home buying, education funding, elder care, and healthcare planning. Kareem holds a Bachelor's Degree from the University of Michigan System and has earned the Personal Investment Advisor (PIA) designation. He offers ongoing advice and guidance to adapt clients' portfolios in response to changing needs, serving as a resource for investing, retirement planning, and other financial matters. Additionally, he can connect clients with Bank of America specialists for banking, credit, home financing, and small business solutions. Committed to understanding what matters most to his clients and their families, Kareem emphasizes a collaborative approach to help pursue their short-, mid-, and long-term financial goals.

Tia Wallington is a financial advisor at Ameriprise with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise since 2015. Outside of her advisory role, she manages a rental property business. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendation reports.

James Rivard is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley since 2009 and currently serves at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he is a board member and part of the finance committee at Pine Lake Country Club in West Bloomfield, Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm employs structured discovery conversations and firm-approved planning tools to develop plans, managing approximately $2.74 trillion in client assets.

Elena Ajluni is an Investment Consultant at Fidelity Investments, where she supports clients and their families throughout their financial planning journey. She collaborates with clients to establish and evaluate long-term personal and investment goals, ensuring alignment with their specific needs and retirement aspirations. Elena began her role at Fidelity Investments in 2024. Her professional focus includes providing personalized guidance to help clients feel confident with their investment planning. Outside of her professional work, Elena enjoys cooking and baking, participating in family activities, fitness, exploring food as a foodie, attending social events with friends, and reading.

Matthew Oliver is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. He has been with Raymond James & Associates since 2005. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets with a nationwide adviser force. The firm serves individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a range of portfolio management styles and affiliated research.

Cameron Peel is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and has worked at Baird since 2024. Outside of his advisory role, he is the owner of Dog Gear Co., an e-commerce business. Robert Baird & Co. is an institutional firm whose Private Wealth Management practice advises individuals, families, pensions, corporations, and charitable organizations. The firm offers a range of portfolio and consulting services, including discretionary and non-discretionary management, separately managed accounts, and municipal advisory services.

Kevin Barragan is a financial advisor with Fidelity Investments in East Lansing, MI, holding Series 63 and Series 66 credentials and three years of industry experience. His career includes roles at Fidelity, Charles Schwab, Deloitte & Touche LLP, and various construction-related businesses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Ronald Cramer is a financial advisor at LPL Financial in Troy, MI, holding the CFP® and Series 63 designations with 24 years of industry experience. His prior roles include positions at Financial Services Group of Michigan, Inc. and LPL Financial LLC, where he has worked since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, employing both discretionary and non-discretionary management supported by research from various sources.

Sherwyn Labovitz is a financial advisor with Wells Fargo Clearing in Birmingham, MI, holding Series 63 and Series 65 credentials and over 56 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Labovitz has a minor ownership role in JZL Enterprises, LLC, a non-investment-related business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice based on an IPS-driven process grounded in modern portfolio theory. The firm includes insurance-related and bank deposit sweep options among its investment offerings, serving institutional clients with tailored plan solutions.

Keith Dean is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having worked at Jpmorgan Chase NA since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering its program on a non-discretionary basis.

Lisa Long Margolis is a financial advisor at UBS Financial Services with 30 years of industry experience. She held a position at Morgan Stanley Smith Barney LLC from 2009 to 2022 before joining UBS in 2022. She holds Series 63 and Series 65 credentials. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Michael Burgher is a Planning Consultant at Fidelity Investments, where he collaborates with clients to create and maintain comprehensive financial plans tailored to their individual needs and preferences. He aims to provide value during each engagement and serves as a reliable member of the advisory team with clear communication standards. Michael's professional experience includes roles as a Relationship Manager and Financial Representative at Fidelity Investments, as well as a Field Underwriter at Symmetry Financial Group. Earlier in his career, he worked as a Mortgage Loan Originator at Quicken Loans (now Rocket Mortgage). Outside of his professional work, Michael has interests in baseball, concerts, playing musical instruments, music, parenthood, and reading.

Robt Lineberger is a financial advisor with Equitable Advisors, holding a Series 66 credential and six years of industry experience. His prior experience includes roles at Jackson National, Penske Automotive, and Michigan State University. He also serves as an assistant baseball coach for South Oakland A's Baseball, working with 9-year-olds on a volunteer basis. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.