Thomas Pursel is a Private Wealth Advisor and partner at Locniskar Pursel Biddinger Nienberg Rochow Private Wealth Management. He collaborates closely with affluent individuals, families, and institutions to develop customized wealth management strategies. As a member of a multi-generational legacy team, he contributes to streamlining the complexities associated with significant wealth and supports client families through tailored advice and guidance that addresses their long-term priorities and legacy. With a career starting at Merrill in 1983, Mr. Pursel holds significant experience in investment management and portfolio management services. He is a qualified Portfolio Manager who provides investment consulting, retirement income planning, tax minimization, and family wealth management strategies among other client-focused services. He holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Mr. Pursel earned his Bachelor of Arts from the University of Michigan, where he served as captain of the golf team. He is actively involved in community organizations, including service on the Michigan board of the American Cancer Society, Inc. and prior roles such as Past President of Detroit Golf Club and former board member of First Tee of Michigan. In 2024, he received Bank of America’s David Brady Community Service Award for exemplary leadership and dedication to clients and communities. He resides in Bingham Farms, Michigan, with his wife and four children.

Gevork Sarkisyan is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has been with JPMorgan Securities LLC and JPMorgan Chase Bank since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Brianne Aubin is a Series 66-licensed financial advisor with 13 years of industry experience. She has worked at RBC Capital Markets since 2018 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management and tailors investment strategies to clients’ risk profiles using both in-house and third-party managers.

Dawson Carpenter is a financial advisor at Raymond James & Associates with five years of industry experience. He holds a Series 66 designation and previously worked at Pruco Securities LLC and The Prudential Insurance Company of America. Outside of his advisory role, he serves as a youth music director at The Apostolic Church of Auburn Hills. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, utilizing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Courtenay Lyons is a financial advisor at Ameriprise with 20 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Capital Analysts and Lincoln Investment. Lyons is a co-owner of Lyons Financial Group and also owns Vivco Publishing, a business focused on toys and a children's book, though it is currently inactive. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Christian Benard is a CFP® with 24 years of experience in financial services. He is currently affiliated with Cetera and has previously worked with Commonwealth Financial Network. Benard is the owner and president of Innovative Financial Inc. and also holds a role as an insurance agent, alongside being a silent investor in two hospitality businesses. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, blending affiliated and third-party managers to deliver customized investment strategies.

Travis Abro is a financial advisor with Edward Jones in Bloomfield Hills, MI, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies under a fiduciary standard.

Sherry Gira is a financial advisor with Ameriprise in Washington, MI, holding the ChFC® and Series 63 designations and bringing 36 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she serves as a trustee and participates in a shared office leasing business through GreenSpring Leasing, LLC. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency strategies to produce written Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Kenneth Demps is a financial advisor with Ameriprise in Bloomfield Hills, MI, holding Series 63 and Series 65 credentials and 42 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. In addition to his advisory work, he is involved in independent insurance brokering focused on fixed annuities. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice based on asset allocation, tax-aware withdrawal strategies, and Social Security claiming options.

Timothy Martin is a CFP® professional with 27 years of industry experience, currently affiliated with Mass Mutual Investors Services in Clarkston, MI. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2008. Outside of his financial advisory work, he competes in competitive cycling and triathlon events. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using a collaborative, annual engagement model.

Stephanie Kennedy is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2012, with prior experience at JPMorgan Chase Bank beginning in 2003. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Graham Garrison is a financial advisor with J.P. Morgan Securities in Birmingham, MI, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2021, he held roles at Planet Fitness, PNC Financial Services, and legal firm Winegarden, Haley, Lindholm, Tucker & Himelhoch PLC. He is also an investor in Tasley AI, a technology company providing an AI-powered guest messaging platform for hotels. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, offering investment consulting and advisory services through a non-discretionary, quantitative, and ESG-informed approach.

Teresa Watson is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has worked at firms including Stifel Nicolaus and Wells Fargo Advisors. In addition to her advisory role, she is a licensed notary in Michigan. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Carol Ann Wake is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 29 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for two years before joining UBS in 2018. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of capital markets services supported by proprietary research and model-based asset allocations.

Jesse Moore is a CFP® with 35 years of industry experience, currently affiliated with Cetera since 2013. His prior work includes his own CPA and tax preparation practice, and he serves on the finance leadership team of the East Michigan Conference of the Free Methodist Church. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Erin Dorland is a financial advisor at RBC Capital Markets with a Series 66 designation and less than one year of industry experience. Prior to joining RBC, Erin held roles at Coopers Hawk, J Alexanders, Comerica Bank, Bar Louie, and Citizens Bank. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored investment strategies through multiple advisory programs, combining in-house and third-party managers with options for customization such as tax management and responsible investing.

Hilary Goodman is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and previously worked at Comerica Securities/Ameriprise Financial Services LLC, Massachusetts Mutual Life Insurance Co, The Collective Financial Group, and Neiman Marcus. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

James Smith is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and has previously worked at CJSJ Strategy Advisors, McLaren Medical Group, Beaumont Health, and is currently involved with Grand Blanc Community Schools. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a range of portfolio management styles and firm research.

Michael W. Lau is a financial advisor with UBS Financial Services in Troy, MI. He holds Series 63 and Series 65 licenses and has 42 years of industry experience, including 39 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and provides a broad range of capital markets services.

Susan Reck is a Senior Vice President, Wealth Management Advisor, and Portfolio Manager with Merrill Lynch Wealth Management. In her role, she works with successful individuals, families, business owners, and non-profits to develop personalized financial strategies that address their full financial picture. Susan manages client portfolios on a discretionary basis, incorporating a range of investment options such as individual stocks and bonds, Merrill model portfolios, and third-party strategies to help clients pursue their financial objectives. With extensive experience since joining Merrill in 1972, Susan’s expertise spans wealth preservation, retirement planning, estate transfer strategies, tax minimization, and philanthropic planning. She emphasizes a disciplined, long-term investment approach tailored to each client’s risk tolerance and goals. Her client focus areas include education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, women and wealth, and corporate investment strategies. Susan holds a Bachelor’s Degree from Florida Atlantic University and the Personal Investment Advisor (PIA) designation. She describes herself as thoughtful, thorough, and patient when working with clients. Outside of her professional activities, Susan enjoys golfing, reading, tennis, traveling, and watching movies.