Joseph Averett is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Cetera in Fort Worth, TX. He has held roles at Avantax and operates Averett Financial, LLC, a firm focused on tax preparation and accounting, where he is a partner. Averett is also a partner in Canopy Wealth Strategies, providing financial and tax planning services. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and access to third-party money managers.

Ho Lee is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for four years before joining Financial Engines Advisors L.L.C. in 2020. Edelman Financial Engines delivers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions across a broad range of account types.

Martin Britton is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 credential and 19 years of industry experience. He has worked at Charles Schwab since 2010 and Charles Schwab Bank since 2014. Outside of his advisory role, he owns and rents residential properties in Texas and Arizona. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models and discretionary separately managed accounts, supported by centralized custody and extensive operational infrastructure.

Michael Teed is a CFP® professional with 29 years of experience in the financial services industry. He is currently with Charles Schwab, having previously worked at Vanguard Advisers, Inc. and Fidelity Brokerage Services, Inc. His background includes roles across major investment firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Mary Grace Pidgeon is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation. Her prior experience includes roles at Deloitte & Touche LLP, Opportune LLP, and 3E Management LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates an ESG eligibility framework within a non-discretionary program structure.

Trevor Harrell is a CFP® professional at Charles Schwab with four years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2019, with prior roles in client service and retail. Harrell is based in Westlake, TX. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and a centralized operational structure.

Michael Rollins is a financial advisor at Fidelity with 30 years of industry experience. He holds Series 63 and Series 66 credentials and has worked in various Fidelity divisions since 1998, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Brooke Reeb is a financial advisor with J.P. Morgan Securities in Fort Worth, TX, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. Prior to joining J.P. Morgan in 2017, she worked at Crestline Investors, Inc. from 2015 to 2017. Outside of her advisory role, she is a partner in Trinity River Distillery and serves on the Board of Governors for the Texas Ballet Theater. She also has a minimal role in a family law practice, Reeb Law PLLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities through its regulatory registrations and affiliations.

Catherine Coleman is a CFP® and holds a Series 66 license with 21 years of industry experience. She has worked at Robert W. Baird & Co., Incorporated since 2018, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of her advisory work, she serves as Treasurer and Board Member for the Moms of Minerva chapter of Sigma Alpha Epsilon in Fort Worth, TX. She is part of The DDK Group at Robert W. Baird & Co., a team within the Private Wealth Management department that serves individuals, corporate and business clients, pension plans, and charitable organizations. Baird offers a range of financial planning, portfolio management, and brokerage services, supported by manager selection, internal research, and the use of advanced tools including artificial intelligence.

Christina Cloud is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and eight years of industry experience. She has worked with Charles Schwab since 2018 and previously held positions at First Command Financial Planning and Northwest ISD V.R. Eaton High School. Outside of her advisory role, she assists with bookkeeping and website design for her spouse’s metal fabrication business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized operational structures.

Gregory Price is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 66 licenses and with 13 years of industry experience. He has been with Wells Fargo Bank, N.A. since 2013 and with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Austin Seelye is a financial advisor at Charles Schwab with five years of industry experience. His background includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Robinhood Financial, LLC. Prior to his advisory career, he had positions at the University of Mississippi and other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory solutions supported by multi-asset model portfolios and thorough due diligence processes.

Delia Aderoju is a financial advisor with Thrivent Investment Management in Fort Worth, TX, holding a Series 66 designation and six years of industry experience. She has been with Thrivent Financial and Thrivent Investment Management for three years and has a background at DXC Technology. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based planning covering a range of financial topics, delivered as either one-time or ongoing engagements without portfolio management for institutional clients.

Juan Garcia is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 designations and has previously worked at TD Ameritrade, Wells Fargo, Amazon, TTI, Inc., and Walmart. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through Schwab Wealth Advisory and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and offers a range of integrated brokerage, custody, and advisory services.

Kristin Stanley is a financial advisor at Raymond James & Associates with 19 years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, Merrill, and UBS Financial Services. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning and investment consulting through various specialized programs.

Daniel Koech is a Series 66 licensed financial advisor with Equitable Advisors in Fort Worth, TX, and has five years of industry experience. His prior work experience includes roles at Quest Diagnostics, Toyota of Dallas, Uber, and University Hospital. He was also a member of the University of Kansas Men's Track & Field Team during his college years. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients, providing financial planning, retirement plan consulting, and various asset-management programs through a large network of Investment Adviser Representatives. The firm uses a combination of firm-offered programs and third-party advisory solutions to deliver personalized investment strategies.

Elisabeth Dahlstrom is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. She has been with Fidelity since 2021, initially serving as a Workplace Planning Consultant before advancing to her current role in 2024. Elisabeth focuses on providing clients with the tools, knowledge, and support necessary for effective financial planning. Her professional experience centers on empowering clients to make informed decisions and work towards their financial goals. Elisabeth is dedicated to partnering with clients to help them realize their vision for both the present and the future. Outside of her professional work, Elisabeth has personal interests that include food, social events with friends, and traveling.

Tanya Muldrow is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She worked at TD Waterhouse Investor Services Inc. for 16 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA options and uses multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Gregory Cella is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Charles Schwab and Charles Schwab Bank, SSB since 2012. Outside of his advisory role, he owns a food and beverage production business focused on baking and selling bread, and he is also engaged in freelance photography. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by comprehensive research and centralized operational infrastructure.

Scott Oneal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at Wells Fargo since 2016 and previously was with Morgan Stanley and Morgan Stanley DW Inc. from 1985 to 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and integrates research and analytics from Wells Fargo Investment Institute and third-party sources to support its investment solutions.