Robert Wagner is a financial advisor at OSAIC with 24 years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services Inc. and Ameriprise Financial Services, Inc. Wagner is also president of RMW Interests, an LLC responsible for bookkeeping activities unrelated to securities trading. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing proprietary asset-allocation tools and access to third-party money managers to manage portfolios across various asset classes.

Nicholas Konecny is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has previously worked at firms including CitiGroup, PNC Investments, BBVA Securities, and Edward Jones. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Moss is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Merrill and Bank of America, with tenures spanning 25 and 11 years respectively. Outside of his advisory role, Moss serves on the Board of Directors for the Texas City Independent School District. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement who meet certain asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Stephen Greene is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2016. Outside of his advisory role, he serves as an adjunct professor at Molloy College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Maria Hendershott is a financial advisor at Raymond James & Associates with 50 years of industry experience. She holds Series 63 and Series 65 designations and has been with Raymond James since 2006. Outside of her advisory role, she serves on the Board of Trustees for The Council on Alcohol and Drugs in Houston. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary services.

Bryan Gaskamp is a financial advisor with Cambridge Investment Research Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Cambridge since 2011. Outside of his advisory work, he serves as an independent insurance agent and provides office support for Public Safety Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and employs a range of investment strategies, including proprietary models and access to third-party managers.

Vilani Perera is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 65 and Series 63 licenses and has been with J.P. Morgan entities since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Anthony Makransky is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Ameriprise Financial Services, Banc of America Investment Services, and Stanford Group Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jessica Martorelli is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and two years of industry experience. Her prior roles include positions with JPMorgan Chase Bank, UsI Insurance Services, and ClubCorp Financial Management Company. She has also worked at Texas A&M University and was involved with PPAN LLC/Aji Robata & Ramen. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jesse Pryor is a financial advisor with Fidelity Investments in Houston, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Fidelity, he worked at Purshe Kaplan Sterling Investments and Thrivent Advisor Network. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a proprietary blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its role in managing multiple registered investment companies and delivering model portfolios that incorporate systematic methodologies and long-term asset allocation benchmarks.

Laura Fulbright is a financial advisor at Merrill with 30 years of industry experience. She has held her current position at Merrill since 1990. Fulbright holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Manal Faour is a financial advisor with J.P. Morgan Securities in Webster, TX, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities in 2026, she worked at Bank of America/Merrill Lynch for four years and held various roles at other financial institutions and companies. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a structured Institutional Consulting Services program that emphasizes quantitative asset-allocation modeling and centralized due diligence.

Carleen Osina is a financial advisor at Merrill with 24 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Wagner is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has two years of industry experience and previously served in the US Army for over 32 years, most recently as Deputy G2 - Intelligence for the US Army Training and Doctrine Command. He is currently transitioning from active duty military service to retirement. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jeffrey Jacobe is a CFA® charterholder with 23 years of industry experience. He is currently a financial advisor at J.P. Morgan Securities in Houston, TX, where he has worked since 2021. His prior experience includes roles at Avalon Advisors, LLC, HJR Capital LLC, and Hawkins Capital L.P. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Daniel Elorduy is a Financial Solutions Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities and helping them develop strategies to pursue their financial goals. With expertise spanning general investing, retirement planning, and saving for unexpected events, Daniel takes the time to build relationships and provide ongoing advice and guidance tailored to clients' evolving needs. He holds the Chartered Retirement Planning Counselor (CRPC) designation and earned a bachelor's degree from Southern Methodist University. Daniel communicates fluently in both Spanish and English.

Jintal Patel is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Merrill for nine years before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Michelle Mcphie is a financial advisor with Wells Fargo Clearing in Houston, TX, holding a Series 66 designation and 19 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Outside of her advisory work, she owns and operates a small business specializing in baking and decorating cookies. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs a large network of advisors and utilizes research from Wells Fargo Investment Institute to inform its diversified investment approach.

Diego Zamora is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and seven years of industry experience. His career includes roles at Wells Fargo Bank, Powell Watson Insurance, and teaching at Texas A&M International University’s Sanchez School of Business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by extensive research and analytics.

Stephanie Hartman is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She previously worked at Merrill from 1996 to 2018 and has been with Ameriprise since 2018. Outside of her advisory role, she is the sole member and manager of Hart Creations LLC, a small retail business, and serves as secretary for the Clear Lake High School Baseball Booster Club. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.