Farhan Sayani is the Vice President and Financial Consultant at Fidelity Investments. In this role, he collaborates with clients to develop and implement customized financial plans tailored to their individual needs, utilizing Fidelity's resources and tools. He has been with Fidelity Investments since 2010, progressing through various roles including Financial Representative-Trader, Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant since 2020. Details about his education, credentials, personal interests, or community involvement were not provided.

Dayan Vargas Brito is a financial advisor at Merrill based in Houston, TX, holding a Series 66 designation with seven years of industry experience. Prior to joining Merrill in 2024, he worked for Banorte-Ixe Securities International, Ltd. for over seven years in various roles. Merrill provides managed account services through the Select Portfolio Solutions Program to fiduciary clients of Bank of America, offering model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Justin Hernandez is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and J.P. Morgan Bank since 2020, following six years at TIAA-CREF. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory capabilities with affiliated brokerage and investment management services.

Jeffrey Steiner is a financial advisor at LPL Financial with 32 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and Series 65. Prior to joining LPL Financial in 2017, he worked at Waddell & Reed, Merrill, Ameriprise Advisor Services, and Choreo, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services through a large network of investment adviser representatives, utilizing various portfolio strategies and operational tools.

Roman Zhitnik is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and four years of industry experience. He previously worked at Riversource Distributors, Inc. and has held positions in education at the New York Department of Education and Brooklyn College. Zhitnik is also a co-owner of NAP Partners, LLC., where he manages an advisory business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized retirement income service focused on written recommendation reports and ongoing advice for clients nearing or in retirement, incorporating tax-aware withdrawal strategies and Social Security planning within a managed account framework.

Miguel Posada is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and possessing 23 years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021, preceded by positions at Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process that incorporates firm-approved tools and outcome modeling techniques.

James Biasucci is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized manager due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis through a select group of Wealth Advisors.

Suzette De La Torre is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Wells Fargo Advisors. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through employer-sponsored financial planning agreements.

Leslea Stock Lopez is a financial advisor with LPL Financial in Houston, TX, holding a Series 66 designation and 24 years of industry experience. Her prior roles include positions at Wunderlich Securities, Merrill, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jessy Arzola is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 65 licenses and eight years of industry experience. Prior to joining Edward Jones in 2026, Jessy worked at Merrill Lynch (Bank of America), JPMorgan Chase, and The Prudential Insurance Company of America. Edward Jones is a wealth management firm serving more than four million individual and institutional clients with over $1 trillion in assets under management. The firm provides a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Krishauna Vaughn is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and with 17 years of industry experience. She has worked at PFS Investments Inc since 2009 and Primerica Financial Services since 2007. In addition to advisory work, she is involved in the sale of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors is a large-scale institution serving individual investors, corporate, and charitable clients through a wrap-fee asset management program that utilizes model-driven strategies managed by unaffiliated asset managers. The firm focuses on delivering advisory services primarily to individuals and does not provide portfolio management for institutional clients or pension plans.

Alyssa Martinez is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., she worked at Bank of America/Merrill Lynch for four years. Outside of her advisory role, she owns and operates Alyssa Briana Beauty. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Rey Sarmiento is a CFP® designated financial advisor with 25 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2009. Prior to that, he spent three years at Edward Jones. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jack Woodward is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with six years of industry experience. His work history includes roles at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley since 2019. He also worked briefly at Health2go, Inc. and was affiliated with the University of Alabama from 2015 to 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Sandra Andrade is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Outside of her advisory role, she is the majority owner of SDB Capital Investments, LLC, a non-investment related business. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options for both discretionary and non-discretionary management, and it includes a broader set of financial products than many peers.

Raymond Mastroleo Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Cantella & Co Inc. for 17 years before joining Cambridge in 2022. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing both proprietary and third-party model strategies across multiple custody platforms.

Oscar Hurtado is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2010 and with Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory work, he is involved in managing rental property. Morgan Stanley Wealth Management (MSWM) serves both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Shelbi Chapa is a CFP® certificant and Series 66 license holder affiliated with Edward Jones in Katy, TX, with four years of industry experience. She has held various roles at Edward Jones since 2019. Outside of her advisory work, she manages a rental property in Fulshear, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Darren Fenz is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management based in Houston. He has been working in financial services since 1994 and joined Merrill in 1997. Darren specializes in wealth management for individuals and families, focusing on retirement income planning, tax-sensitive distribution strategies, estate planning coordination, and multi-generational wealth transfer planning. He assists clients, particularly employees and retirees of major Houston energy companies, in transitioning from paycheck-driven lives to retirement-driven lives with confidence and clarity. Darren holds a bachelor's degree from the University of Texas at Austin and the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. He is also a Personal Investment Advisor (PIA). His approach emphasizes bringing structure, discipline, and perspective to clients' financial decisions through comprehensive planning. Outside of his professional role, Darren has been married for over 25 years and is a father of three children. He is an Eagle Scout recipient and serves as an Assistant Scoutmaster with Troop 641 of the Boy Scouts of America. These roles reflect his commitment to values such as integrity, preparation, service, and stewardship, which influence how he serves his clients and their families.

Justin Cox is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm-approved planning tools, managing approximately $2.74 trillion in client assets.