Felicia Taylor is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked with PFS Investments Inc. since 2008 and Primerica Financial Services since 2006. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies and owns FelMar & Associates, Inc., which operates primarily for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and employs a tiered wrap fee structure for its services.

Sumeet Rai is a financial advisor at Stifel with 32 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Sanders Morris Harris Inc. and Miller Green Financial. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Ronald Sanchez Lopez is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and is based in Houston, TX. Outside of his advisory role, he is a partner and investor in Cubaconstruction LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Moore is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and nine years of industry experience. He previously worked at Windlass Partners LLC for six years and currently serves as principal manager of Windlass LLC outside of business hours. Morgan Stanley Wealth Management is a major SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured discovery and advanced planning tools.

Monica Nguyen is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses. She has 25 years of industry experience, including roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley & Co., Incorporated since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

David Semga is a financial advisor with Primerica Advisors in Houston, TX. He holds Series 63 and Series 65 licenses and has been in the industry for less than one year. His prior work includes roles in education and brief employment in other sectors. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm manages advisory services through a large network of advisors using model-driven strategies developed by third-party managers, focusing primarily on individual investors rather than institutional clients.

Kapil Mathur is a financial advisor with Morgan Stanley in Sugar Land, TX, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and with Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a trustee or co-trustee for a trust based in San Diego, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee to model financial outcomes.

Carl Wiggins Jr. is a financial advisor with Merrill in Katy, TX, holding a Series 66 credential and six years of industry experience. He has worked at Merrill and Bank of America since 2019 and previously held positions at Capital One Bank. Outside of his advisory work, he serves as Executive Director and Senior Pastor of Salvation Church, a 501(c)(3) organization focused on worship and spiritual guidance. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Jeffrey Cardwell is a financial advisor at Cetera with 43 years of industry experience. He holds a Series 63 designation and has been associated with Cetera Advisors LLC since 2013. Outside of his advisory role, he is involved as an owner of Duffy Cardwell, LLP, a financial services firm, and also works as a licensed insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management, financial planning, and consulting services across discretionary and non-discretionary program structures.

Ashlee Reiszner is a financial advisor with Ameriprise based in Houston, TX, holding a Series 66 designation and eight years of industry experience. Prior to joining Ameriprise, she worked at Edward Jones for six years and has experience in construction. Outside of her advisory role, she operates an ecommerce business selling products on Amazon and works as a delivery driver. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide personalized recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Jacques Borisewitz is a financial advisor with Raymond James & Associates in Houston, TX. He holds Series 63 and Series 65 designations and has 33 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Carl Vincent is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise in Houston, TX. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team, emphasizing managed accounts and incorporating algorithmic automation in its advisory process.

Kathryn Hayden is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has worked at Raymond James since 2017 and was previously with UBS Financial Services from 2010 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning and advisory services through a variety of portfolio management styles and research resources.

Charles Richmond is a CFP®-credentialed financial advisor with Primerica Advisors in Houston, TX, and has three years of industry experience. He has worked at PFS Investments Inc. since 2023 and has been affiliated with Primerica Financial Services since 2014. Outside of finance, he serves as President and Office Manager of Washington Funeral Street in Mississippi, a role he has held since 1996. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and provides advisory services through a large network of advisors.

Philip Evans is a financial advisor with Raymond James & Associates in Houston, TX, holding a Series 63 designation and bringing 38 years of industry experience. He has been with Raymond James & Associates since 1997. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and municipal entities, providing financial planning, investment consulting, and municipal advisory services through a broad range of portfolio management styles and affiliated research.

Paul Reekie is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in personal retirement planning, sports and entertainment, and retirement income, providing clients with personalized wealth management strategies tailored to their financial goals. Paul holds a Bachelor's Degree from the University of Louisiana and has earned the Personal Investment Advisor (PIA) professional designation. He emphasizes working one-on-one with clients to develop financial strategies that align with their long-term objectives. In addition to his professional role, Paul participates in community service through volunteering with local organizations, reflecting Merrill's tradition of community involvement.

Trent Strong is a Financial Advisor with Merrill Lynch Wealth Management in Dallas. He focuses on helping individuals, families, and professionals build confidence in their financial futures through thoughtful planning, personalized advice, and lasting relationships. Trent emphasizes understanding what matters most to each client and develops customized strategies tailored to their goals and circumstances. He holds both a bachelor's degree and a Master of Science degree in finance from Southern Methodist University. Prior to his current role, Trent served as a Financial Solutions Advisor, gaining experience in assisting clients with their financial decisions. He is also a Personal Investment Advisor (PIA). Trent's background includes participation in the Southern Methodist University football program from 2020 to 2023, during which he balanced athletics with a rigorous finance education and earned recognition on the American Athletic Conference All-Academic Team for three consecutive years. Originally from Tucson, Arizona, Trent now resides in Dallas and spends his free time playing golf, fishing, watching sports, and enjoying outdoor activities.

Adam Heghinian is a financial advisor at Edward Jones with 21 years of industry experience and holds a Series 66 designation. He has worked at Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large nationwide network of financial advisors and branch offices.

Steven Head is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and has worked previously at S&P Global Platts and several real estate and energy-related companies. He maintains an inactive Texas real estate license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services through a range of portfolio management styles, supported by extensive research and affiliated resources.

Joni Abalos is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill in 1992, she has worked with individuals and families to develop customized wealth management and investment strategies. Joni assists clients with areas such as retirement planning, estate planning, wealth transfer, income management, and potential lending solutions through access to Bank of America. She holds the Certified Investment Management Analyst® (CIMA®) designation and is a member of the Investments & Wealth Institute™ and the National Association of Professional Women. Her education includes a high school diploma from East Chambers HS and studies at Lamar University and Alvin Community College. Joni's client focus areas include college education planning, family wealth management strategies, legacy planning, personal retirement planning, portfolio management, women and wealth, tax minimization, and retirement income. Outside of her professional work, Joni enjoys golfing, practicing yoga, and spending time with her family.