Leonid Onyiego is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is involved with MAJI 4 LIFE INC., a nonprofit focused on clean drinking water and water education in Kenya, where he coordinates local Kenyan experts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Deborah Petansky is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked previously at J.P. Morgan Securities, Fidelity Investments, and Wells Fargo Bank. Her outside activities include assisting with administrative duties at a manufacturing business owned by her spouse. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

John Turner is a Certified Financial Planner (CFP®) with over 22 years of industry experience. He is currently an advisor at Cetera and has held roles at Turner Wealth Management and Avantax Advisory Services. He serves as chairman on the board of Sweet Success ATX, a nonprofit organization. Cetera Investment Advisers LLC supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Erika Perez Castillo is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and two years of industry experience. She is also involved in a family business, Primo W and F Custom Trucks LLC, where she has ownership and participates in financial oversight. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Jared Crawford is a financial advisor at Wells Fargo Advisors in Sugar Land, TX, holding a Series 66 designation with 22 years of industry experience. His career includes roles at Wells Fargo Clearing and Wells Fargo Bank, spanning over two decades. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu covering areas such as cash-flow, retirement, education, and specialized services like business-owner transition and special-needs planning.

David Mills is a financial advisor with Wells Fargo Clearing in Pearland, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Mills serves as a director for the Galveston Municipal Utility District #14. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, notably insurance-related vehicles and bank deposit sweep programs.

Alsharari Rawahneh is a financial advisor at Wells Fargo Clearing based in Houston, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Bank of America, Merrill, Bank OZK, US Bank, and Huntington National Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Rosibel Bravo is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, following prior roles at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2014 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients, offering a broad range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Robert Donnell IV is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior work history includes roles at JPMorgan Chase Bank, Q Investments, Donnell Asset Management Corporation, and companies in the energy sector such as Shell Oil Company and BP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Nicholas Moragne is a CFP® with 13 years of industry experience, currently affiliated with J.P. Morgan Securities in Houston, TX. His career includes roles at J.P. Morgan Chase Bank and Regions Bank, as well as Cetera Investment Services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Benjamin Callahan is a financial advisor with Wells Fargo Clearing in Pasadena, TX, holding a Series 66 designation and 26 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2011 to 2016 and has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he owns and operates a home builder business and a fitness studio in Kemah, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Christopher Ladas is a financial advisor with J.P. Morgan Securities in Houston, TX. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026, he worked at United Talent Agency and Caitlyn Jenner Productions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Justin Ponchak is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, he owns and operates Ponchak Management, LLC, a construction business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sarah Spivey is a financial advisor at Merrill based in Houston, TX, holding a Series 66 designation with nine years of industry experience. She has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Garza is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has prior experience at Pruco Securities LLC and Modern Brokers of America. Garza is also employed at Shell Federal Credit Union as part of the Ameriprise Financial Team. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm delivers structured recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team.

Jonathon Stark is a CFA® charterholder with 19 years of industry experience, currently serving at J.P. Morgan Securities in Houston, TX. He has been with J.P. Morgan Securities since 2009 and JPMORGAN Chase Bank, N.A. since 2016. Stark is a trustee for The Center for Hearing and Speech Foundation, where he participates in investment oversight for the organization’s endowment funds. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients maintain final decision authority.

John Wingate is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kirk Lippert is a Senior Financial Advisor with Merrill Lynch Wealth Management, based in Clear Lake, Texas, where he has served clients for 18 years. He brings a comprehensive approach to wealth management, focusing on personalized strategies that align with clients’ long-term financial goals. His areas of expertise include education planning, retirement income, philanthropic planning, investment consulting for defined contribution plans, tax minimization, and portfolio management services. Kirk emphasizes collaboration with clients to develop flexible strategies responsive to evolving market conditions, leveraging the resources of Merrill and Bank of America. Kirk’s professional background spans over two decades as a Certified Public Accountant, a credential he earned in 1983 following his graduation from the University of Kansas with a Bachelor of Science degree in Accounting and Business Administration. His accounting career and global experiences—in Saudi Arabia, Lebanon, and The Netherlands—inform his advisory approach. He holds several financial designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Active in professional and community initiatives, Kirk is a member of the Texas Society of Certified Public Accountants and has contributed leadership through roles such as Chairman of the Houston Chapter of CPAs Bay Area Satellite Group and participation on the City of Friendswood Texas Community & Economic Development Committee. Outside his professional life, Kirk enjoys baseball, golfing, and spending time with his family.

Blake Fox is a Wealth Management Advisor with The Fox Group at Merrill, a wealth-management team based in Houston. He works closely with multiple generations of client families, helping individuals at various life stages take a strategic approach to their financial lives. As a third-generation advisor within the Fox Group, Blake contributes to the tradition of service and integrity that defines his team. Blake focuses on wealth-management planning, long-term strategy, technology integration, and relationship development. He leads the implementation and updating of clients’ Personal Wealth Analysis, providing a cohesive framework for evaluating financial goals. Blake has worked at Merrill since 2019. Before joining Merrill, he spent three years as a professional baseball player with the Milwaukee Brewers organization. He holds a Bachelor of Arts in Sports Management from Rice University, where he was recognized with several athletic honors. Blake holds the CERTIFIED FINANCIAL PLANNER® certification and FINRA Series 7 and 66 registrations. He serves as an assistant baseball coach at Episcopal High School. In his free time, he enjoys lifting weights, playing golf, reading, trying new coffee places, and traveling.

Tyler Morgan is a financial advisor at Merrill with five years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America N.A., Nextep Inc., SagePoint Financial, and Fuqua Financial LLC. Outside of finance, he has experience in the restaurant industry with roles at Napa Flats Wood-Fired Kitchen and Pier 36 Seafood and Oyster Bar. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.