Santiago Diaz is a financial advisor at J.P. Morgan Securities in Houston, TX, holding a Series 66 designation with one year of industry experience. His prior roles include positions at THRIVENT Financial and JPMorgan Chase Bank, N.A., as well as experience outside finance at First Choice Remodeling LLC and Oral Roberts University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations incorporating forward-looking capital market assumptions and ESG criteria.

Kristopher Partridge is a financial advisor with Wells Fargo Clearing, holding the Series 63 and Series 65 designations and bringing eight years of industry experience. He has worked at Wells Fargo Clearing since 2016, with a two-year period at Wells Fargo Bank from 2020 to 2022. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, including retirement plan consulting that combines discretionary and non-discretionary services supported by research and analytics.

Teresa Morris is a financial advisor at Cetera with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Cetera and its affiliates since 2013. In addition to her advisory role, she has owned TDM Wealth Management, a financial services firm, since 2015 and has experience selling health and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporations, and institutional accounts, offering a variety of portfolio management and financial planning services. The firm operates a multi-manager platform with access to both affiliated and third-party managers, managing over $256 billion in assets across more than 10,000 advisors.

Leonid Onyiego is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 credentials and 21 years of industry experience. He previously worked at Chase Investment Services Corp. from 2009 to 2012. Outside of his advisory role, he is a co-owner of MAJI 4 LIFE Inc., a nonprofit focused on clean drinking water and water education in Kenya. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory in its investment approach.

Deborah Petansky is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 65 and Series 63 licenses and 13 years of industry experience. Her prior roles include positions at J.P. Morgan Securities, LLC and JPMorgan Chase Bank, N.A. She is associated with a family-owned business, MYQUALITYMFG.COM LLC, where she assists with administrative tasks. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

John Turner is a Certified Financial Planner (CFP®) with over 22 years of industry experience. He is currently an advisor at Cetera and has held roles at Turner Wealth Management and Avantax Advisory Services. He serves as chairman on the board of Sweet Success ATX, a nonprofit organization. Cetera Investment Advisers LLC supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Erika Perez Castillo is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and two years of industry experience. She is also involved in a family business, Primo W and F Custom Trucks LLC, where she has ownership and participates in financial oversight. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by extensive research and analytics.

Jared Crawford is a financial advisor at Wells Fargo Advisors in Sugar Land, TX, with 22 years of industry experience. He holds the Series 66 designation and has worked at various Wells Fargo-affiliated firms since 2004. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

David Mills is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Wells Fargo Investments, LLC and Cuna Brokerage Services, Inc. He serves as a director for Galveston Municipal Utility District #14. Wells Fargo Advisors is a national securities firm providing a wide range of investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, supported by extensive research and analytics from Wells Fargo Investment Institute.

Alsharari Rawahneh is a financial advisor at Wells Fargo Clearing based in Houston, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Bank of America, Merrill, Bank OZK, US Bank, and Huntington National Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Rosibel Bravo is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, following prior roles at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2014 to 2018. Morgan Stanley Wealth Management serves individual and institutional clients, offering a broad range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm-approved tools and modeling techniques.

Robert Donnell IV is a Series 66-credentialed financial advisor at J.P. Morgan Securities with four years of industry experience. His career includes roles at JPMorgan Chase Bank, Q Investments, and Donnell Asset Management Corporation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and combines quantitative and qualitative research to build model asset allocations.

Nicholas Moragne is a CFP® with 14 years of industry experience, currently serving at J.P. Morgan Securities in Houston, TX. His work history includes roles at JP Morgan Chase Bank and Regions Bank, among others. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research, supported by centralized due diligence and an ESG eligibility framework.

Benjamin Callahan is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Investments, Morgan Stanley DW Inc., and Wells Fargo Clearing since 2016. Outside of his advisory role, he owns a home builder business and co-owns a fitness studio. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Christopher Ladas is a Series 66 credentialed advisor with J.P. Morgan Securities in Houston, TX. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. Prior to his current role, he held positions at United Talent Agency, Caitlyn Jenner Productions, and Pepperdine University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Justin Ponchak is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate since 2011. Outside of his advisory role, he owns and operates Ponchak Management, LLC, a construction business. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. As a large institutional firm, Ameriprise also offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sarah Spivey is a financial advisor at Merrill based in Houston, TX, holding a Series 66 designation with nine years of industry experience. She has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Garza is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has prior experience at Pruco Securities LLC and Modern Brokers of America. Garza is also employed at Shell Federal Credit Union as part of the Ameriprise Financial Team. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm delivers structured recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team.

Jonathon Stark is a CFA® charterholder with 19 years of industry experience, currently serving at J.P. Morgan Securities since 2009 and JPMorgan Chase Bank, N.A. since 2016. He previously worked at Pin Oak Investment Advisors Inc. for three years. Stark serves as a trustee for The Center for Hearing and Speech Foundation, overseeing its endowment investment strategy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research supported by a centralized due diligence team.

John Wingate is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Investments, LLC from 2006 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.