James Marroquin is a CFP® with 42 years of experience in the financial services industry. He has worked at Royal Alliance Associates, Inc. since 1989 and owns Marroquin Associates Insurance, where he has been involved with insurance products for over 50 years. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supporting both discretionary and advisor-managed strategies.

Jason Capps is a Series 66-licensed financial advisor with Morgan Stanley in Austin, TX, bringing 15 years of industry experience. He has worked at Morgan Stanley and its Private Bank division since 2014. Outside of his advisory role, he serves as a trustee and executor for several trusts and estates. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs including financial and estate planning. The firm employs a structured planning process supported by firm-approved tools and investment committee resources.

Shoba Sriaiyer is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds a Series 66 designation and has been with UBS since 2013. Sriaiyer serves as Programs Committee Chair for the Women's Business Exchange of Puget Sound and is on the board of directors for The Youth Development Project Inc., a nonprofit supporting disadvantaged children in India. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment plans based on proprietary research and capital market assumptions.

Peter Prophit is a financial advisor with UBS Financial Services in Austin, TX, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he manages private wealth transfer trusts that hold and plan to diversify a private company stock position. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources to tailor client solutions.

Jan Frey is a Series 66 licensed advisor with Charles Schwab in Pflugerville, TX, and has 12 years of industry experience. She has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, order-routing, and a formal alternative-investment process.

Mallory Gibson Gumm is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has worked at Merrill since 2023, with previous roles at MC Investment Services, LLC, CVG Group, LLC, and Harte Hanks, Inc. before entering the financial sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Maria Politti is a financial advisor with Equitable Advisors in Austin, TX, holding Series 63, 65, and 66 licenses and bringing 20 years of industry experience. She has worked at Equitable Advisors since 2011 and previously held positions at Axa Advisors and Ameriprise Advisor Services. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers. The firm focuses on personalized client assessment and employs a variety of investment solutions, including mutual funds, ETFs, separately managed accounts, and select alternative investments.

Elvira Ramirez Mendoza is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. She has been with Wells Fargo since 2022 and has prior experience operating a convenience store business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Garry Whitfield is a financial advisor at Raymond James Financial with 20 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Morgan Stanley, J.P. Morgan Securities, and Neuberger Berman. Whitfield is involved in several entrepreneurial ventures and serves as CEO and founder of the nonprofit Second Man Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutions. The firm uses tailored, non-discretionary planning supported by analytical tools and offers specialized services such as municipal advisory and SIMPLE IRA employer consulting.

Kody Allen is a Planning Consultant at Fidelity Investments, a role he has held since 2024. In this capacity, he partners with clients to ensure they maximize the benefits of their relationship with Fidelity and that their financial plans are implemented in alignment with their goals and needs. Prior to this, Kody served as a Relationship Manager at Fidelity Investments from 2022 to 2024 and briefly worked as a Financial Representative at Fidelity Investments in 2022. He also gained experience as an Investor Services Broker at TD Ameritrade in 2021. Kody's professional background centers on client relationship management and financial planning within the investment services industry. Outside of his professional responsibilities, he enjoys camping, fishing, football, hiking, music, and spending time with his pets.

German Betancourt is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Charles Schwab, he was employed at American Campus Communities and has an educational background spanning several years. Based in Austin, TX, his career includes varied roles outside financial services. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by a large, integrated operational structure.

Stephanie Hemenway is a financial advisor with Wells Fargo Clearing in Austin, TX, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing since 2019 and has a total of 11 years at Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics based on diversification principles and modern portfolio theory.

Walter Reep is a financial advisor with Ameriprise in Austin, TX, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on a board of directors and is involved in multiple business ventures unrelated to investment management. Ameriprise offers retirement-income planning services focused on individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Sirisha Rayavarapu is a financial advisor with Charles Schwab in Austin, TX, holding Series 66 and Series 63 licenses and having four years of industry experience. She has been with Charles Schwab since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and centralized brokerage and custody services.

Donna Conkle is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Merrill and Charles Schwab. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Marshall Wiley is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2009 in various roles. His current position involves working closely with clients to develop, execute, and maintain comprehensive financial plans tailored to their long-term goals. Over his tenure at Fidelity Investments, Marshall has held positions including Financial Consultant, Investment Consultant, Retirement Relationship Manager, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. This progression reflects his extensive experience in financial consulting and client relationship management. Marshall's professional approach centers on building life-long relationships with clients and their families to achieve their financial objectives through personalized planning and execution.

Carol Sandlin is a Senior Financial Advisor with Merrill Lynch Wealth Management. She works with small business owners, professionals, and select families to develop comprehensive financial strategies that align with both short- and long-term goals. Carol applies a goals-based approach to help clients prioritize and navigate complex financial decisions, focusing on delivering personalized guidance to support what matters most to them. Before joining Merrill Lynch in 2014, Carol spent over twenty-one years in a family-owned business, gaining experience in business management, finance, and succession planning. This background enables her to understand the unique challenges faced by families and business owners. Carol holds the Personal Investment Advisor (PIA) designation and earned her high school diploma from Belton High School. Carol is actively involved in her community through organizations such as the Georgetown Project, Leadership Georgetown, R.O.C.K. Ride On Center for Kids, and the Williamson County Museum. She and her family reside in Georgetown, Texas.

Zachary Sinsabaugh is a financial advisor with LPL Financial in Austin, TX, holding a Series 66 designation. He joined LPL Financial in 2026 and has diverse prior work experience in various industries, including automotive, retail, and education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Rosalyn Respecia is a financial advisor with Ameriprise in Austin, TX, holding a Series 66 designation and 10 years of industry experience. She has worked with Ameriprise and its affiliate since 2016. In addition to her advisory role, she is associated with Pathsage LLC and Hearthstone Wealth Management, a private wealth advisory practice within Ameriprise Financial Services. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing annual retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Elisabeth Uhl is a financial advisor with Ameriprise in Austin, TX, holding a Series 66 designation and 12 years of industry experience. She has been with Ameriprise and its affiliated entities since 2015. Outside of her advisory role, she has reported ownership of a single-family property unrelated to her investment activities. Ameriprise offers retirement-income planning services targeted at clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. As a large institutional firm, Ameriprise also provides a broad array of advisory, brokerage, and insurance solutions through affiliated companies.