Sandra Perkin is a financial advisor at Schwab Wealth Advisory with 31 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Charles Schwab and its affiliates since 1996. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance.

Madeline Van Alstine is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Investment Center Advisor Group, LPL Financial, and Thrivent Financial. Outside of finance, she has experience with Dottys Dumpling Dowry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab’s asset-allocation models and internal research tools to offer tailored recommendations without exercising discretionary trading authority.

Brandon Frank is a financial advisor at Empower Advisory Group with 9 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Bank, NA prior to joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering services integrated with Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing through point-in-time plans and optional managed account solutions.

Robert Single is a financial advisor with Integrated Wealth Concepts LLC in Denver, CO, holding a Series 66 designation and nine years of industry experience. He has previously worked at Edward Jones and concurrently operates at PRISM Financial Strategies, LLC. Outside of his advisory roles, Mr. Single has experience as a petroleum geologist involved in royalty and working interests. Integrated Wealth Concepts LLC serves individual and high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios primarily composed of mutual funds, ETFs, equities, and fixed income, with a long-term investment approach complemented by shorter-term rebalancing trades.

Jeffery Favati is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63, 65, and 66 licenses and having six years of industry experience. His prior work includes roles at Empower Retirement, AV8 Group, Astrodyne International, CT Aerospace, and C&L Aerospace. Outside of advisory work, he also works occasionally as a bartender for catering events. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s approach emphasizes long-term portfolio returns and is closely integrated with Empower’s recordkeeping and administrative platforms.

Tyler Schall is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 65 licenses and also works as a licensed insurance agent in Tennessee. His prior experience includes roles at Star Wealth Advisors, UWC Wealth Management, and CoreCap Advisors, among others. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Liliana Zwart is a financial advisor at TIAA-CREF with four years of industry experience. She holds a Series 66 credential and has worked at TIAA-CREF since 2021, with prior roles at Wells Fargo Clearing and Wells Fargo Bank. Outside of her advisory role, she volunteers on the finance committee of the Montessori Academy of Colorado, a nonprofit educational institution. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA retirement plan relationships. The firm provides customized portfolio management alongside model portfolio options and serves as adviser to donor-advised funds within a vertically integrated structure.

John Ranieri III is a financial advisor at Key Investment Services LLC with one year of industry experience. He holds the Series 66 designation and previously worked at UBS and MVision Private Equity Advisers. His background includes work and study at the University of Colorado Boulder. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions supported by non-binding recommendations and ongoing monitoring, and it operates within the KeyCorp group with close connections to affiliated banking and capital markets entities.

Christopher Grimes is a financial advisor with Eagle Strategies (NY Life) based in Denver, CO, holding the CFP® designation and Series 63 license, and bringing 20 years of industry experience. He has worked with Eagle Strategies since 2013 and previously spent nine years at Five Peaks Capital Group LLC. Outside of his advisory work, he is involved in insurance brokering with various carriers. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and corporate clients, offering financial planning, investment management, and retirement-plan advisory services primarily through a large network of affiliated advisors. The firm emphasizes customized solutions across multiple program types and manages the majority of its assets on a non-discretionary basis.

Kate Cihon is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 credential and 17 years of industry experience. She is also Vice President of Randy R. Kilgore & Company, a partnership formed with her father focused on employee benefit packages, personal life insurance, retirement planning, and investment strategies. Additionally, she serves as Vice President of the Kilgore Cihon Advisor Group and is President Elect of the Colorado chapter of the National Association of Insurance and Financial Advisors (NAIFA). Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a range of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, supported by an Investment Committee and third-party partners to assist in portfolio construction and monitoring.

John Dalton is a CFP® and CFA® professional with 22 years of experience in financial advising. He has worked at Provident Capital Management, Inc. since 1993 and held positions at Aveo Capital Partners and Carson Wealth before joining CWM, LLC. Outside of his advisory work, he provides tax return preparation services as a CPA for 5 to 10 hours monthly, separate from trading hours. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan services, managing accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee.

Mercedez Duong is a CFP® with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her prior experience includes roles at Charles Schwab & Co., Inc., Evensky & Katz / Foldes Wealth Management, and various educational institutions. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset-allocation models and research tools to offer tailored recommendations without discretionary trading authority.

Wayne Watts is a CFP®-certified financial advisor at Schwab Wealth Advisory with 23 years of industry experience. His prior roles include positions at Fidelity Investments, USAA Financial Planning Services, and Merrill. Outside of his advisory work, he is a partner in an antique restoration business in Parker, Colorado. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and wealth management services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm emphasizes guidance based on Charles Schwab & Co.’s asset allocation models and internal research, offering tailored recommendations without discretionary trading authority.

Abhiram Killamsetty is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 designations. He has less than one year of industry experience and previously worked at several firms including Costa Norte & Co and Florida Financial Advisors. Outside of advisory roles, he has experience with Salus Digital LLC and has held academic positions at the University of Colorado Boulder. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm delivers integrated planning and managed account solutions aligned with Empower’s recordkeeping and administrative platforms.

Thomas Stefaniak is a CFP®-designated financial advisor with 38 years of industry experience. He is currently with Beacon Pointe Advisors, LLC in Denver, CO, and has previously worked at Pinnacle Wealth Management and LPL Financial. In addition to his advisory role, he is an agent at Beacon Pointe Insurance Services, LLC, where he sells life, health, and accident insurance products. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs a manager-driven investment approach using third-party platforms and sponsors proprietary investment vehicles, serving as an operating general partner for multiple private funds.

Robert Einspahr is a financial advisor at Empower Advisory Group with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at GWFS Equities, Inc. since 2018. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and select retail brokerage clients. The firm’s integrated approach emphasizes long-term portfolio returns and annual rebalancing, delivering services that align closely with Empower’s recordkeeping and administrative platforms.

Sergey Kouprievitch is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and three years of industry experience. His prior experience includes roles at Robinhood Markets, Inc., Charles Schwab & Co., Inc., and Westerra Credit Union. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients, delivering services through an integrated platform aligned with Empower’s recordkeeping and administrative systems.

Danielle Kennett is a Series 65 licensed financial advisor with 13 years of industry experience. She is currently with Empower Advisory Group and Empower Financial Services, where she has worked since 2020. Her prior experience includes roles at Personal Capital and Fisher Investments. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as for Empower Premier IRA and retail brokerage clients. The firm offers integrated services that combine financial planning with recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan sponsor-selected investment options.

Cashel Giordano is a financial advisor at Cerity Partners LLC with the CFP® designation and a Series 65 license, bringing four years of industry experience. Prior to joining Cerity Partners in 2024, he worked at Wealth Legacy Institute for five years, and has held positions at Mutual Mobile and Outfront Media. Cerity Partners provides customized wealth management and related services to a diverse national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm uses tailored asset allocation and manager selection supported by proprietary quantitative screens and offers services ranging from portfolio management to tax planning and private-market investments.

Mckenna Wieser is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She previously worked at Charles Schwab and Fruitful Inc. Outside of finance, she has experience in the hospitality industry, having worked at Better Than Sex Dessert Restaurant. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory and emphasizes globally diversified, risk-appropriate portfolios using low-cost index vehicles, multi-factor tilts, and tax management where appropriate.