Joseph Reeves is the sole advisor at TRJ Wealth Management, Inc., an independent firm based in Lincoln, Nebraska. He holds Series 63 and Series 65 licenses and has 37 years of experience in the industry. Since founding TRJ Wealth Management in 2001, he has focused on providing investment advisory services. Outside of advisory work, he assists with a family-owned relaxation therapy wellness facility, Q-Wellness LLC, contributing around 25 hours per month. TRJ Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, and corporate clients, emphasizing customized investment policy development, strategic asset allocation, and oversight of third-party money managers through managed account programs. The firm manages a small client base and primarily acts as an overseer rather than a primary discretionary manager.

Most people don't need another investment salesperson—they need a trusted guide to help them make smart financial decisions. Many of the families I work with are doing a lot of things right. They're earning a good income, saving for retirement, investing consistently, and building a life they love. Yet they still wonder: Am I paying more in taxes than necessary? Are we making the most of our opportunities? Are we actually on track for retirement? That's where comprehensive financial planning can make a difference. As a CFP® professional and fee-only fiduciary, I help individuals and families create a coordinated strategy around taxes, retirement, investments, insurance, estate planning, and cash flow. While many advisors focus primarily on investments, I believe some of the biggest opportunities often come from proactive tax planning and making sure every financial decision works together toward your goals. My goal isn't simply to help you build wealth. It's to help you keep more of what you've worked hard to earn and use it intentionally to support the life you want to live. Outside of financial planning, I'm a husband, father of three, and youth baseball coach. Like many of my clients, my family spends plenty of evenings and weekends at practices, games, tournaments, and other activities. Because of that, I have a special appreciation for the financial decisions parents face as they balance retirement goals, family priorities, and opportunities for their children. Whether you're raising competitive athletes, preparing for retirement, navigating a career transition, or simply looking for a trusted partner to help you make sense of it all, my goal is to provide clear advice, thoughtful planning, and ongoing guidance every step of the way.

Peter Carril is the managing member of Patton Hall, LLC, an independent advisory firm based in Princeton, NJ. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. Carril has been with Patton Hall since its founding in 2013. Patton Hall provides discretionary management through separately managed accounts to individuals and various institutional clients, focusing on credit‑focused strategies that invest across a broad range of domestic and international debt. The firm emphasizes downside protection and diversification while managing a small number of client accounts with a boutique approach.

James Black is the sole advisor at Keystone Capital Advisors LLC in Auburn, MA. He holds Series 63 and Series 65 licenses and has experience in real estate consulting and property management through his concurrent roles at Long Run Property Solutions, Inc. and A&M Real Estate Consultants. Keystone Capital Advisors LLC is an independent registered investment adviser serving individuals, high-net-worth clients, trusts, and estates. The firm focuses on discretionary portfolio management with a long-term, equity-focused approach, supplemented by ETFs and mutual funds, and offers comprehensive financial planning including fixed-fee standalone services.

Mark Samel is a CFP® professional with 19 years of industry experience. He is the sole advisor at Choice Asset Management LLC, an independent registered investment adviser based in Lakewood, NJ. In addition to his advisory role, he has taught at Yeshivat Keter Torah since 2012. Choice Asset Management provides ongoing portfolio management and advisory services to individuals, high-net-worth clients, foundations, trusts, and corporate pension and profit-sharing plans. The firm emphasizes a systematic asset-allocation approach using primarily mutual funds and ETFs, tailoring portfolios to client objectives and risk parameters.

Joshua Moraski is a financial advisor at Nightgale Wealth Management LLC in Schenectady, NY, holding Series 65 and Series 66 designations with one year of industry experience. Prior to his current role, he worked as an independent insurance agent for RIA Insurance Solutions, a division of Financial Independence Group (FIG). Nightingale Wealth Management LLC provides discretionary asset management and financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm customizes investment programs based on clients’ goals, time horizons, and risk tolerances, utilizing fundamental and technical analysis along with Modern Portfolio Theory.

Stacie Skryz is a CFP® professional with nine years of industry experience, currently serving as the sole advisor at Lechner Associates since 2014. She is based in North Attleboro, MA, and focuses on comprehensive financial planning and wealth management. Lechner Associates is an independent, fee-only firm that serves approximately 125 clients with $94 million in assets under management. The firm provides non-discretionary portfolio management tailored through fundamental analysis and retirement modeling, offering both ongoing wealth management and hourly financial consultation services.

Byron Spain is a CFA® charterholder and the sole advisor at Savi Finance, an independent firm based in San Francisco, CA. He has no prior industry experience before founding Savi Finance in 2025 but held various roles in organizations including Claritas Rx, Bravado Network, and ProductPlan. Outside of his advisory role, he was involved with UC Irvine Recreation from 2016 to 2019. Savi Finance provides discretionary investment management, retirement planning, and financial planning services primarily to individuals and high-net-worth clients. The firm employs a passive, evidence-based investment approach mainly using ETFs and model portfolios, with a subscription and hourly fee structure instead of asset-based fees.

Alan Anderson is a CFP® professional with 18 years of industry experience. He has led Yavapai Financial Planning, L.L.C. in Prescott, AZ since 2012. Yavapai Financial Planning, L.L.C. is an independent, fee-only firm serving individuals, trusts, estates, businesses, and charitable organizations. The firm emphasizes non-discretionary asset management using institutional mutual funds and ETFs, incorporates scenario analysis and stress testing in its investment approach, and offers financial planning and consultation through hourly or fixed-fee engagements.

Minh Tran is a financial advisor at Lone Wolf Wealth Management in Ontario, CA. He holds Series 63 and 66 licenses and has experience working with Northwestern Mutual and International Tran Corp. His current role at Lone Wolf Wealth Management started in 2026. Lone Wolf Wealth Management serves individuals, families, small business owners, and employer retirement plan sponsors by providing investment management, comprehensive financial planning, and consulting. The firm focuses on customized portfolio construction, pension consulting, and includes charitable giving strategies within estate planning.

Robert Maher is a CFA® charterholder and financial advisor at Virgil Wealth Advisory with seven years of industry experience. He has previously worked at J.P. Morgan and First Data. Outside of his advisory role, he serves as Head of Ventures at National Veterinary Associates, where he focuses on developing innovative partnerships. Virgil Wealth Advisory provides investment management and financial planning services to individuals, high-net-worth clients, and small businesses. The firm employs a primarily passive investment approach using index mutual funds and ETFs, supplemented by fundamental analysis, and offers tailored portfolio management along with comprehensive financial planning and estate-planning assistance.

Mark Wilson is a financial advisor based in Pebble Beach, CA, with 11 years of industry experience. He holds a Series 65 designation and operates his own firm, Wilson, Mark Henry. In addition to his advisory work, Wilson maintains a full-time CPA accounting practice and is a part-time California real estate broker. He has served on the Monterey Peninsula Airport District since 2022. Wilson, Mark Henry provides comprehensive financial planning and related services to individual clients, including retirement and education planning, tax preparation, and estate-document review. The firm combines financial planning with an active accounting practice and affiliated real estate brokerage, using fundamental analysis for investment advice and billing on an hourly or fixed-fee basis without managing client assets or recommending specific securities.

Stephen Schulmerich is a CFP® professional with 37 years of experience in the financial industry. He is the principal of Schulmerich & Associates Asset Management, LLC, where he has worked since 1993. Schulmerich also holds Series 63 registration and is active as an insurance agent. Schulmerich & Associates Asset Management provides discretionary asset management and fiduciary services to individuals, high-net-worth clients, trusts, estates, charitable organizations, corporate entities, and qualified retirement plans. The firm emphasizes Modern Portfolio Theory, strategic asset allocation, diversification, and uses passive/index funds alongside fundamental analysis for security selection.

Thomas Cooper is a financial advisor at ZUNA, LLC in Bend, OR, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at Northwest Fiduciary Consultants, LLC and Pension Planners Northwest. ZUNA serves defined contribution and defined benefit retirement plans, corporations, and charitable organizations by providing fiduciary and non-fiduciary retirement plan services, including investment menu selection, model portfolio construction, and vendor oversight. The firm’s investment approach combines fundamental, interest-rate, and economic analysis to create diversified portfolios using active and passive funds, ETFs, and mutual funds, supported by ongoing investment committee oversight.

Jeff Mitchell is the principal of JRM Capital Management Inc., an independent advisory firm based in Mitchellville, MD. He holds Series 63 and Series 65 licenses and has 27 years of industry experience. Prior to founding JRM Capital Management in 2003, he has been associated with Lifemark Securities Corp. since 2009. JRM Capital Management provides investment advisory and financial planning services to individual and institutional clients, including pension plans, trusts, and charitable organizations. The firm employs both fundamental and quantitative analysis to manage portfolios across various asset classes and offers specialized pension consulting services alongside unique engagement models such as performance-based fees and subscription publications.

Jeffrey Yoffe is the principal of Yoffe Investment Management, LLC, an independent firm based in Lemoyne, PA. He holds legal credentials and has 11 years of experience in investment management, alongside over three decades as an attorney operating his own law firm, Yoffe & Yoffe, P.C. His legal practice is a notable aspect of his professional background. Yoffe Investment Management, LLC provides investment management and financial planning services to individuals, trusts, estates, and charitable organizations. The firm employs a long-term investment approach based on Modern Portfolio Theory and offers integrated tax and financial planning, estate planning, and family philanthropy services.

Bentley Makkar is a ChFC® credentialed financial advisor with two years of experience, currently serving as the sole advisor at Get Rich Slowly LLC in Bellevue, WA. His professional background includes roles at Washington Permanente P.C. and Presbyterian Healthcare Services, along with involvement in The Makkar Group of Companies. Get Rich Slowly LLC provides portfolio management and investment advisory services, combining personal financial planning with U.S. federal tax planning for a diverse clientele, including individuals, professionals, business owners, charitable organizations, and trusts. The firm employs a long-term, passive investment approach focused on low turnover and tax efficiency, offering discretionary managed accounts with an emphasis on tailored advisory subscriptions.

Richard Komarek is a Certified Financial Planner® with 18 years of experience, operating his independent firm, Ric Komarek, CFP, in Redding, California. He has served as a class instructor at Shasta College since 2015 and is also licensed as a life and health insurance agent. His career includes managing his own advisory practices since 2007. Ric Komarek, CFP provides financial planning, consulting, and investment advice to individuals, families, and business owners. The firm manages approximately $26 million in assets and offers tailored portfolio management focused on diversified investments, operating on a fiduciary, non-discretionary basis with an emphasis on risk management and client approval.

Richard Newman is a financial advisor at Lava Wealth Management, LLC in New York, NY, holding a Series 65 designation with five years of industry experience. He has been with Lava Wealth Management since 2013 and also maintains a long-term affiliation with Atlantis Associates. Outside of his advisory work, Mr. Newman serves on the boards of two early-stage companies, Overgrad.com and Zive Inc., and is an investor in both. Lava Wealth Management provides discretionary investment management, comprehensive wealth management, and consulting services to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs fundamental and strategic analysis to construct diversified, tax-aware portfolios and offers services to corporate clients and private placement advice, distinguishing it among independent advisors.

Chad Butler is a financial advisor with Harvest Lane Investment Partners, LLC, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Global Retirement Partners, Transamerica Capital, Voya Investment Management, and John Hancock Advisers. Outside of advising, he serves as a Notary Public in Sandy, Utah. Harvest Lane is an independent advisory firm offering discretionary portfolio management and integrated financial planning to individuals, families, trusts, charitable organizations, and small businesses. The firm’s investment approach features a diversified core allocation combined with a value-oriented equity sleeve, incorporating managed-futures funds, stressed/distressed debt, and the use of AI tools to support research and operations.