Nabeha Brown is a financial advisor at OSAIC with six years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Triad Advisors, Morgan Stanley Smith Barney LLC, Robinhood Markets, Inc., and Charles Schwab and Co., Inc. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by various tools and strategies, to cater to individual investors, retirement plans, charities, and corporate clients.

Michael Kincaid is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at OneAZ Credit Union, New York Community Bank, UBS Financial Services, and KeyBanc Capital Markets. Outside of his advisory work, he is part owner of a gymnastics and cheerleading facility with his wife. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management access, and institutional platforms, utilizing a range of customizable investment strategies and advisor support tools.

Christine Villacis is a Series 66-registered financial advisor at Merrill with four years of industry experience. She has worked at Bank of America since 2022 and has been with Merrill since 2005. Outside of her advisory role, she operates a sole proprietorship related to raising backyard chickens as a hobby with her son. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeanine Churchwell is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 21 years of industry experience. She has been with Morgan Stanley and its affiliated entities since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jesse Jimenez is a financial advisor at J.P. Morgan Securities in Scottsdale, AZ, with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities since 2014. Outside of finance, he was involved in the food and beverage industry through Oasis Bubble Tea LLC for nine years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program delivers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a framework that may include ESG considerations.

Jason Peterson is a financial advisor at Edward Jones with 12 years of industry experience. He has held his position at Edward Jones since 2013. Outside of his advisory role, he owns two consulting businesses focused on business development and energy optimization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services supported by a large network of financial advisors and branch offices nationwide.

Charles McGrath Jr. is a CFP® with 30 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at Lincoln Financial Advisors Corporation, Avantax, and 1st Global Advisors. In addition to his advisory role, he has extensive experience as a CPA and tax professional, and he also serves as a soccer referee and instructor for tax software. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management services through a large network of advisors and utilizes various investment platforms and operational tools.

Sandra Johnson is a financial advisor at Osaic Wealth based in Scottsdale, AZ, holding a Series 66 designation with 25 years of industry experience. She previously worked at SagePoint Financial for seven years and AXA Advisors, LLC for five years. Sandra also serves as financial power of attorney for her mother-in-law. Osaic Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various tools and offers access to third-party managers and proprietary investment models.

Vincent Fitzpatrick is a CFP®-designated financial advisor with Edward Jones in Surprise, AZ, bringing 25 years of industry experience. Before joining Edward Jones in 2018, he worked at Scottrade for five years. Outside of his advisory work, he serves as a golf course ranger at Granite Falls Golf Course on weekends. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated funds, operating under a fiduciary standard.

Nathan Stumberg is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at The Vanguard Group and Ruffalo Noel Loevitz. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services.

Rick Nunley is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously spent seven years at Bank of America N.A. and Merrill. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dawn Edmunds is a financial advisor at OSAIC with eight years of industry experience. She holds the Series 66 designation and previously worked at Woodbury Financial Services for nine years before joining OSAIC in 2024. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, with a range of programs including unified managed accounts and third-party manager selections.

Thomas Doody is a financial advisor at Edward Jones with 24 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions through a nationwide network of advisors and branch offices.

Melinda Nicholson is a financial advisor with Raymond James & Associates in Scottsdale, AZ. She holds a Series 66 designation and has five years of industry experience, including prior roles at RBC Capital Markets and operating Pomo Pizzeria. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management styles and affiliated research.

Seeria Kim is a financial advisor at Charles Schwab with 18 years of industry experience. She holds the Series 66 designation and has worked previously at TD Ameritrade before joining Charles Schwab in 2022. Outside of her advisory work, she is involved in real estate as a landlord. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by ongoing research and due diligence.

Maurice Moore is a Series 66-registered financial advisor with Morgan Stanley in Scottsdale, Arizona, bringing five years of industry experience. He previously worked at Wells Fargo Bank and Wells Fargo Clearing Services before joining Morgan Stanley in 2020. Outside of his advisory role, Moore serves as a track and field coach at Desert Edge High School. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and emphasizes advisory services without providing individual security recommendations as part of its standalone planning offerings.

Brian Lahrman is a financial advisor with Osaic in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior roles include positions at JLINCOLN Financial Securities and Lincoln Financial Advisors Corporation. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization with flexible implementation options.

John Regier is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Scottsdale, AZ. He has held various roles within Morgan Stanley and E*TRADE since 2016. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured planning process supported by firm-approved tools and serves a broad client base through diverse retail and institutional services.

Michael Ulrich is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since beginning his career in wealth management in 1999, Michael has focused on serving high net worth retirees, corporate executives, business owners, and philanthropists. He utilizes the Total Merrill platform as the foundation for his work with clients, creating personalized wealth management strategies aimed at pursuing long-term financial goals. Michael holds a Bachelor's Degree from Northern Arizona University and an Accredited Certificate from Ottawa University. He has earned professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He joined Merrill in 2005 and has been recognized on the Forbes Best-in-State Wealth Advisors list in 2022, 2023, 2024, 2025, and 2026. Outside of his professional role, Michael is involved in community organizations such as the Dysart Education Foundation, Der Valley Unified School District #97, St. Jude's Children Hospital, and Stars FC USL2 Soccer. His personal interests include golfing, photography, soccer, swimming, and spending time with his family.

Matthew Jones is a CFP® with four years of industry experience, currently serving as a financial advisor at Charles Schwab in Scottsdale, AZ. His prior experience includes roles at Banterra Bank and Wells Fargo Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and comprehensive investment research.