Ramon Chavez is a financial advisor at Merrill with Series 63 and Series 66 designations and three years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of America. Outside of his advisory work, he has longstanding involvement with Arizona State University and Estrella Mountain Community College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, and institutions. The firm uses a range of internally constructed and third-party models, with portfolio implementation tailored to client needs.

Mary Webb Banta is a financial advisor with Merrill in Gilbert, AZ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party style managers for individuals, high-net-worth clients, and institutional investors.

Steven Krane is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab since 2000, including over two decades at Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Xhulio Tuku is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 63 and Series 66 designations and two years of industry experience. His prior experience includes roles at THE Vanguard Group, Inc., Union Bank, and Randstad. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools such as Monte Carlo simulations as part of its structured financial planning process.

Perry Teplitsky is a financial advisor with OSAIC in Chandler, AZ, holding Series 63 and Series 66 designations and bringing 43 years of industry experience. He previously worked at SagePoint Financial for 15 years and has been involved with Double Eagle Enterprises since 1980. Outside of advising, he is involved in owning and marketing through his entities Grayhawk Financial Services and Grayhawk Asset Advisors. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charities, offering integrated brokerage, advisory services, financial planning, and managed portfolios. The firm employs asset-allocation tools and supports multiple advisory platforms, including third-party solutions, with a complex corporate structure that includes private-equity ownership and alternative investment distribution.

John Sanborne is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked in investment real estate and various other business roles. He is involved with Roosted.IO, a real estate-related venture based in Cave Creek, Arizona. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages trillions in client assets and employs structured planning processes without providing individual security recommendations as part of standalone planning.

Stacey Blake is a financial advisor with Merrill, holding a Series 66 credential and eight years of industry experience. She has worked at Merrill since 2017 and is also associated with Bank of America, N.A. since 2020. Outside of advising, she helps manage a family business selling minerals and shaped rocks through an online Etsy store. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Chris Heavin is a financial advisor with Fidelity Investments in Chandler, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. His career includes roles at Merrill, Bank of America, Robinhood Markets, The Vanguard Group, and Charles Schwab. He also serves as an adjunct mathematics professor at Maricopa Community College, teaching calculus courses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, advisory roles to registered investment companies, and integration of AI-driven methodologies.

Daniel Kosisky is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been associated with Raymond James Financial Services Advisors, Inc. since 2009 and is also the owner of Kosisky Financial Services, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting based on detailed risk profiling and modeling, and it maintains unique affiliations supporting municipal and public-finance work.

Russell Dyer is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley since 2009 and currently works at Morgan Stanley Private Bank, National Association. He holds the Series 66 designation and is based in Scottsdale, AZ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services that incorporate firm-approved tools and models to help clients develop tailored plans.

Alexander Archer is a Series 66-licensed financial advisor with two years of industry experience. He is currently affiliated with J.P. Morgan Securities in Tempe, AZ, where he has worked since 2025. His prior experience includes roles at Trimon Inc and Equitable Advisors, LLC. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to provide customized investment advice on a non-discretionary basis.

Marco Divito is a financial advisor with Wells Fargo Advisors in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has worked at various Wells Fargo entities since 2012 and is involved in ownership and management of two investment-related businesses, Core Wealth Strategies, LLC, and Divito Wealth Management, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm offers a wide range of planning services and integrates advisory with other financial product sales and referral channels.

Gabriel Martinez is a financial advisor with LPL Financial in Tempe, AZ, holding Series 63 and Series 66 credentials. He has three years of industry experience, including prior roles at Bank of America and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research.

Nathan Hamlin is a Series 66-registered financial advisor with Morgan Stanley, based in Gilbert, AZ, with five years of industry experience. His prior work includes roles at E*TRADE Securities LLC and various positions outside finance, including at Washington State University and Hall Wines. Morgan Stanley Wealth Management is a large SEC-registered adviser and broker-dealer serving both individuals and institutions with a range of advisory programs, including tailored financial planning services that utilize firm-approved tools and scenario modeling.

Sandra Engstrom is a financial professional with 30 years of industry experience, currently affiliated with Cetera. She holds Series 63 and Series 65 licenses and has worked with firms including Evershore Financial Group and Minnesota Life. Outside of advisory work, she is involved as an agent/broker in fixed insurance sales. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Tyler Lietz is a financial advisor at Edward Jones in Chandler, AZ, holding a Series 66 designation with seven years of industry experience. Before joining Edward Jones in 2019, he worked at Toyota Financial Services and Northern Arizona University, including a role with NAU Student Unions and Activities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory strategies and affiliated investment products through a large nationwide network of financial advisors and branch offices.

Dominic Reis is a financial advisor at Edward Jones with 14 years of industry experience. He holds the ChFC® designation and Series 66 license and has been with Edward Jones since 2011. Outside of his advisory role, he is involved in managing a vacation rental property in Forest Lakes, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients across various segments. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Pepsi Harriman is a financial advisor at Edward Jones with five years of industry experience. Harriman holds the ChFC® and Series 66 designations. Prior to joining Edward Jones, Harriman worked at Share More Smiles Orthodontics. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of investment solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 advisors.

Noah Ronning is a financial advisor at Fidelity in Chandler, AZ, holding a Series 66 designation. He has been with Fidelity and its affiliated entities since 2025. Prior to joining the firm, he attended the University of South Dakota and held various roles in the retail and food service industries. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its advisory roles to registered investment companies and use of advanced methodologies such as AI-driven research.

Ryan O'Neill is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining LPL Financial in 2021, he worked at BMO Harris Financial Advisors and BMO Harris Bank from 2014 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research.