Eugina Rodriguez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Her prior roles include positions at TIAA-CREF, Fidelity, and Charles Schwab. Outside of her advisory work, she serves as treasurer for a youth girls’ soccer team affiliated with the Phoenix Rising Football Club, managing budgeting and team expenses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager research, and customized performance reporting.

Carol Trueg is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and six years of industry experience. She has been with Edward Jones since 2020 and previously worked for Holy Family Catholic Schools for eight years. Trueg serves on the executive and investment committees of Catholic Education Arizona, where she evaluates the CEO and reviews reports on the organization’s outside investments. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and operates under a fiduciary standard with a nationwide network of more than 23,700 financial advisors.

Jason Edwards is a financial advisor with Fidelity, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Thrivent Financial, Fidelity Brokerage Services LLC, and Public Square LLC. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, delegation to sub-advisers, and advisory roles to multiple registered investment companies.

Joshua Latimer is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 license and 13 years of industry experience. He has been with Charles Schwab since 2012 and also works with Charles Schwab Bank since 2025. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios, formal alternative-investment due diligence, and integrated custody and order-routing services.

Amelia Garcia is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and eight years of industry experience. She has worked with Charles Schwab and Charles Schwab Bank since 2018 and 2019, respectively, following her time at Indiana University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside alternative investment options.

Spencer Regis is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has developed his expertise through progressive positions at Fidelity, beginning as a Customer Relationship Advocate in 2021 and advancing through roles including High Net Worth Associate, Investment Solutions Representative at multiple levels, and Planning Consultant. Throughout his career at Fidelity Investments, Spencer has focused on understanding the unique financial goals of individuals and families. He collaborates closely with clients to develop personalized financial plans that reflect their specific situations and aspirations. Spencer holds insurance licenses in Arkansas and California. Outside of his professional work, he has interests in cars, movies, outdoor adventures, skiing, and traveling.

Max Dembow is a CFP® professional with 13 years of industry experience, currently serving at MassMutual Investors Services. He has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Outside of his advisory role, Dembow is involved in business coaching focused on continuity, succession, and exit planning, and he hosts webinars to coach financial advisors on comprehensive financial planning. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach involves collaborative annual financial planning engagements using firm-approved software and tools to analyze client goals and recommend investment strategies.

Caitlin Pollard is a financial advisor at Merrill with 15 years of experience, including 10 years in the industry. She holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.

Monika Agarwal is a Financial Advisor at Merrill Lynch Wealth Management in Phoenix, Arizona. She provides customized advice across nine critical pillars of wealth, including tax minimization strategies, executive compensation, estate disposition, family governance, philanthropy, behavioral science, cyber, and personal passions and pursuits. Monika guides highly successful individuals, entrepreneurs, business owners, and senior executives in creating comprehensive wealth management plans aimed at optimizing and preserving wealth across generations. With 18 years of experience in commercial banking combined with investment management expertise, Monika focuses on areas such as pre-transaction advisory, liquidity management, asset acquisition lending, trust and estate planning, customized investment portfolios, and banking services through Bank of America. She holds the Series 7 and Series 66 FINRA registrations and the Personal Investment Advisor (PIA) designation. Monika's educational background includes a Bachelor's degree from the University of Minnesota, a Master's degree from San Francisco State University, and a High School Diploma from North High School. Monika is fluent in Hindi and English and participates in professional and community organizations including the Astia Committee, Private Directors Association, and Valley of the Sun United Way. Raised in India, she enjoys international travel, supports the arts, and values spending time with family and friends.

Melissa Rosa Rodriguez is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Bank of America, N.A. Outside of her advisory role, she is involved with Sol Y Sazon Seasonal Kitchen LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies developed by internal and third-party investment teams. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, offering portfolio implementation that includes strategic asset allocation and tax-aware options.

Chelsea Faiva is a financial advisor with Ameriprise in Mesa, AZ, holding a Series 66 designation and three years of industry experience. She has worked at Ameriprise and its related entities since 2016, and previously was with Wren & Ivory from 2015 to 2021. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, delivering detailed, algorithm-assisted recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Anthony Botley Jr. is a financial advisor with Charles Schwab & Co., Inc. in Phoenix, Arizona. He holds Series 66 and Series 63 licenses and has five years of industry experience. Prior to joining Schwab, he worked at B2GNOW for one year. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals. The firm offers a combination of non-discretionary advisory services and discretionary separately managed accounts through its Schwab Wealth Advisory wrap fee program and affiliated portfolio management.

Barry Harrison is a financial advisor with Wells Fargo Clearing in Phoenix, AZ. He holds Series 63 and Series 65 credentials and has 33 years of industry experience. Harrison has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Timothy Divito is a financial advisor with Raymond James Financial in Goodyear, Arizona, holding a Series 66 designation and 15 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2017 and previously at Edward Jones from 2011 to 2017. Outside of his advisory role, he is an officer and CEO of Providence Financial Services and a part owner of TLT Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical modeling and maintains specialized services such as municipal finance advisory and SIMPLE IRA employer consulting programs.

Rebecca Greenwood is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 13 years of industry experience. Her work history includes positions at Cetera, Cetera Investment Services LLC, and First National Bank of PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Michael Molloy is a CFP®-certified financial advisor with 23 years of industry experience. He has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2017, and previously at USAA financial planning services and Vanguard Advisers. He is based in Phoenix, AZ. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and has a distinctive operational structure that integrates advisory, brokerage, custody, and cash-sweep services.

Raul Enriquez is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His work history includes roles at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and delivery of model portfolios. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as a registered commodity pool operator with a formal advisory role to multiple registered investment companies.

Garrett Smith is a Series 66-licensed financial advisor with Ameriprise in Tucson, AZ, and has 13 years of industry experience. He has been with Ameriprise and its affiliates since 2015. Outside of his advisory role, he serves on multiple nonprofit boards, including CEDO, BBB, and Interfaith Community Services. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement, utilizing a combination of research, modeling, and tax-efficiency analysis to provide tailored recommendations primarily for individuals with significant investable assets. The firm delivers a wide range of advisory, brokerage, and insurance solutions through its large institutional platform.

Zachary Devine is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in advisory roles at Edelman Financial Engines and Mercer Global Advisors. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions with a focus on diversified portfolios and long-term strategies.

Shawnie Desmond is a Senior Financial Advisor at Merrill Lynch Wealth Management. She assists individuals, families, and businesses in reaching their financial goals by leveraging Merrill Lynch Wealth Management's services along with the banking convenience of Bank of America and Bank of America Private Bank services. Shawnie works closely with her clients to create personalized financial strategies aimed at establishing, growing, or transitioning their wealth. Her areas of expertise include college education planning, family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible investing, values-based and ESG investing, as well as women and wealth. Shawnie and her team develop tailored strategies that consider specific objectives, risk tolerance, and time horizons focused on wealth accumulation, preservation, and transfer. Shawnie holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University of Phoenix. She has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Beyond her professional work, she participates in various community organizations such as the Hispanic Latino Advisory Council at Merrill Lynch Wealth Management, the Hispanic Latino Business Council Bank of America/Merrill, the Junior League of Phoenix, the Native American Professional Network, and the Regional A-Team Diversity and Inclusion Team. Outside of work, Shawnie enjoys dancing, travelling, and spending time with her family, which includes her husband John and their two adult children.