Gavin Porter is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in financial planning and investment management strategies, focusing on understanding clients' personal perspectives and priorities to develop tailored short-, mid-, and long-term goals. Gavin provides guidance in areas such as family wealth management strategies, legacy planning, liquidity management, retirement income, portfolio management, and tax minimization. He holds a degree in Economics from Eastern Washington University and is designated as a Personal Investment Advisor (PIA). Gavin serves as a resource for a wide range of financial needs, including retirement planning, saving for unexpected expenses, and investment strategies. He also offers clients access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of his professional work, Gavin enjoys basketball, football, pickleball, cooking, spending time with his family, traveling, and watching movies. His approach emphasizes creating personalized strategies based on what matters most to each client and their family.

Nancy Walker is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investment process, supported by a large integrated structure and centralized operational services.

Scott Dewhurst is a ChFC® credentialed financial advisor with 39 years of industry experience. He is currently with LPL Financial and has prior experience at FSC Securities Corporation and Mass Mutual Investors Services. Dewhurst is also involved with Dewhurst Wealth Management, a business related to his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by proprietary research and technology tools.

John Wentworth is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at Rw Baird Investments for 10 years. Outside of his advisory role, he is involved with Wentworth Property Company, which acquires and develops commercial real estate properties. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sang Gao is a financial advisor at Mass Mutual Investors Services with 14 years of industry experience. She has held roles at Edward Jones and Massachusetts Mutual Life Insurance Company prior to her current position. Outside of her advisory work, she is the owner of several business ventures including an importing company and a farming solar energy enterprise. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations with financial planning, asset management, and educational programs.

Nicholas Kolb is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His career includes over a decade at Charles Schwab in various roles before joining Cambridge Investment Research Advisors in 2025. Outside of his advisory work, he serves as managing member and agent in real estate ventures. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm provides both discretionary and non-discretionary investment solutions across multiple platforms and maintains proprietary model strategies alongside access to third-party managers.

Robert Smith is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 15 years of industry experience. He has worked at various Charles Schwab entities since 2016, including Schwab Private Client Investment Advisory, Inc., and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary client relationships with access to discretionary separately managed accounts and alternative investments.

Frank Mancuso is a financial advisor with Merrill in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. His background includes roles at Merrill Lynch Wealth Management and involvement with multiple educational institutions such as Pittsburg State University and Kansas State University. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Kevin Loy is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Vanguard Advisers, Inc., Vanguard Marketing Corporation, The Vanguard Group, Inc., and Northwestern Mutual. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary guidance and access to discretionary separately managed accounts. The firm is notable for its large client base, integrated operational structure, and multi-asset model portfolio approach.

Michael Theis is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and with 31 years of industry experience. He has been with Charles Schwab since 1995. Outside of his advisory role, he owns a small online merchandise business using print-on-demand services. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and offers a multi-asset, model portfolio investment approach supported by centralized custody and operational infrastructure.

Brian Hershey is a financial advisor with Cetera, holding a Series 66 credential and 18 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank for a combined 13 years before joining Cetera in 2025. In addition to his role at Cetera, he is involved with Wilde Wealth Management Group as a financial advisor and a member of Hershey Wealth Management LLC, which manages business-related expenses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Amanda Morrell is a financial advisor at Ameriprise in Phoenix, AZ, holding a Series 66 designation with 18 years of industry experience. She worked at UBS Financial Services for 15 years before joining Ameriprise in 2022. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic automation in its recommendations.

Elliot Nektalov is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 credentials and over 25 years of industry experience. He has worked at Charles Schwab since 1999 and is also involved in personal attendant work in Maricopa County, as well as operating a barber shop and a video and photo production business. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services supported by multi-asset model portfolios and integrated custody and brokerage solutions.

Mark Luna is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Charles Schwab since 2015. Outside of advising, he owns a rental property through an LLC for liability protection. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment onboarding process.

Mingya Chan is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining Charles Schwab, Chan worked at Cox Communications and Vidya Concepts. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Aaron Howard is a financial advisor with LPL Enterprise in Phoenix, AZ, holding Series 65 and Series 63 credentials and four years of industry experience. His prior roles include positions at Delphi Wealth Partners and several insurance and securities firms. Howard operates Howard Wealth Advisors, a DBA focused on asset management, insurance, tax planning, and estate planning. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various insurance and trust services.

Leah Vanpoelvoorde is a financial advisor with Cetera in Phoenix, AZ, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at Voya Financial Advisors, SilverTree Financial LLC, and various real estate-related activities. Outside of advising, she is president of Synergy Works, Inc., a life coaching business. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and advisory services through a large network of independent advisors and operates a multi-manager platform with access to various investment strategies and third-party managers.

Jace Hale is a financial advisor with RBC Capital Markets in Phoenix, AZ, holding Series 63 and Series 66 credentials and three years of industry experience. His work history includes roles at Morgan Stanley, Charles Schwab & Co., Inc., and prior to entering financial services, he worked at American Way Smokehouse and the Bureau of Landscape Management. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients' risk profiles through a combination of in-house and third-party investment managers.

Lauren Berlean is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. She has worked at Cambridge Investment Research and currently serves as a portfolio specialist at Renaissance Financial, where she constructs and monitors client portfolios. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Elizabeth Reilly is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, following previous roles at Wells Fargo Advisors and Wells Fargo Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts.