Jeremy Celentano is a financial advisor with Primerica Advisors in Huntington Beach, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Primerica Financial Services since 1999 and PFS Investments Inc. since 2001. Outside of investment advisory, he is involved in the sales of loan products and home security services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm offers advisory services through a large network of advisors using model-driven strategies managed by unaffiliated asset managers, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Cindy Mo is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 66 designation and has worked at Cetera since 2017. Her prior experience includes roles at LPL Financial, Merrill, Bank of America, and Cathay Bank. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options and services, supported by a large network of over 10,000 advisors and more than $256 billion in assets under management.

Anthony Harnett is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in providing personalized investment guidance. Anthony earned a Bachelor's Degree from Bryant University. His role at Merrill Lynch involves working closely with clients to develop and manage tailored financial strategies.

Chinh Vuong is a financial advisor with Merrill, holding a Series 66 designation and 11 years of industry experience. He has been affiliated with Merrill and Bank of America, N.A. since 2006. Outside of his advisory role, Vuong owns a sole proprietorship unrelated to investment activities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Jose Carrillo is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in guiding individuals and businesses through comprehensive financial planning, including college education planning, legacy planning, personal retirement planning, portfolio management services, and tax minimization. Jose’s approach centers on creating personalized strategies that align with his clients’ unique goals and priorities, helping them navigate the complexities of wealth management with clarity. Jose holds an Associate's Degree from Santa Ana College and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is fluent in English and Spanish. Outside of his professional work, Jose enjoys antiquing, basketball, biking, billiards, cooking, hiking, traveling, watching movies, and spending time with his family.

Marissa Roncancio is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Based in Long Beach, CA, she has been with Morgan Stanley since 2021. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Patrick Dicorato is a financial advisor at Merrill with Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at Bank of America, JPMorgan Chase Bank, J.P. Morgan Securities, and Northwestern Mutual. He also served seven years in the US Coast Guard. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brian Dao is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked exclusively within the J.P. Morgan organization since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Caprice Collins is a financial advisor at Cetera with 17 years of industry experience and holds a Series 66 designation. She has worked with firms including Avantax Investment Services, 1st Global Advisors, and currently serves as an attorney at Collins Law Group. Collins is also the owner of Collins Financial Group and holds a real estate broker license in California, though she has not actively used it since 2006. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, institutional, and retirement plan clients through discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports a range of investment strategies and maintains significant assets under management with a large network of independent advisors.

Marianela Silva is a CFP® professional with 19 years of industry experience, currently serving at LPL Financial since 2022. She previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Silva owns Marigold Tax & Bookkeeping Solutions, a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by in-house and third-party research and portfolio management solutions.

Mason Preston is a Series 66-credentialed advisor with Morgan Stanley in Long Beach, CA. He has been with Morgan Stanley since 2025 and has work experience in various service and hospitality roles. Outside of his advisory work, he is involved with Panama Joes. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Jonathan Glant is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Kelly Perry is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2008. In addition to his advisory work, Perry provides tax preparation services and serves as a notary to assist clients with death claims and IRA rollover documentation. LPL Financial is an SEC-registered investment adviser and broker-dealer offering financial planning, advisory programs, retirement plan consulting, and brokerage services to individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management with access to model portfolios, third-party subadvisors, and research from LPL Research.

Ashley Model is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. She holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and tailored financial planning services that utilize structured discovery processes and firm-approved planning tools.

Hadley Nielson is a CFP® and holds a Series 66 license, with six years of industry experience. He is currently affiliated with OSAIC and Legacy Financial Group, and previously worked at Sagepoint Financial, Inc. Outside of financial advising, he has experience in catering through The Shady Kitchen and other entrepreneurial ventures. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and nonprofits, offering integrated brokerage and advisory services across multiple platforms. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management, with access to third-party money managers and various investment options.

Lincoln Lai is a financial advisor at LPL Enterprise with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Prudential Insurance Company of America, Pruco Securities, LLC, and Foresters Advisory Services LLC. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services supported by research, model portfolios, and third-party portfolio strategists.

Darci Kelley is a financial advisor with LPL Financial in Tustin, CA, holding a Series 66 designation and 27 years of industry experience. Her career includes long-term roles at Waddell & Reed, Inc. and various insurance carriers for W&R Insurance Agencies, Inc. She also operated Darci Kelley Inc. for two years. LPL Financial is a national investment adviser and broker-dealer serving individual and institutional clients through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, with access to model portfolios and research from multiple sources, including LPL Research and third-party subadvisors.

Brent Dennard is a Series 66-licensed financial advisor with three years of industry experience, currently with Osaic Wealth, Inc. He previously worked at Commonwealth Financial Network, Diversified Investment Services, TriNet, and Capital Group - American Funds. In addition to advising, he supports senior and associate advisors as a paraplanner, assisting with client financial planning and investment research. Osaic Wealth, Inc. serves a broad client base including individual and high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services with a focus on diversified portfolios constructed using firm-provided asset-allocation tools and third-party managed-account solutions.

Camille Gaffney is a financial advisor at Morgan Stanley with 29 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Carlos Bernabe is a financial advisor at Fidelity with four years of industry experience. He holds the Series 66 designation and has previously worked at firms including LPL Financial LLC and Orange County’s Credit Union. Outside of his advisory role, he has worked as a caregiver providing support to family members. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a broad spectrum of clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios consisting of mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and provides advisory services to registered investment companies and fund-of-funds.