Sean Gauss is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. His career includes prior roles at Merrill and Citigroup Global Markets. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing approximately $671 billion in assets and employing over 14,000 advisors.

Christopher Anderson is a CFP® professional with 10 years of experience in financial advising. He is currently with Cetera and has also worked at MEA Wealth Advisors and Cetera Advisors LLC. Outside of his advisory roles, he is involved in managing administrative services for MEA Wealth Advisors and owns a produce orchard business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with a wide range of investment programs and access to third-party managers, supporting advisors in constructing customized portfolio strategies.

Alice Roe Urata is a financial advisor at LPL Enterprise with 35 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Massachusetts Mutual Life Insurance Company. She is also active as a health insurance agent providing non-sponsored health insurance solutions. LPL Enterprise serves a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm offers model-driven investment strategies, financial planning, and access to third-party asset managers, while also facilitating insurance product sales through affiliated entities.

Adriane Joya is a financial advisor with Merrill, holding a Series 66 designation and 12 years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Matias is a Planning Consultant at Fidelity Investments, where he collaborates with advisors to deliver personalized financial planning services. He focuses on building trust-based client relationships through proactive engagement and consistent outreach, assisting clients in navigating complex financial needs. His experience at Fidelity Investments includes roles as a Relationship Manager since 2024 and as a Financial Representative from 2022 to 2024. Matthew regularly meets with clients to conduct in-depth reviews, helping them implement tailored strategies aligned with their goals and supporting their long-term financial confidence. Matthew holds a California Insurance License. Outside of his professional work, he has interests in cooking and baking, fitness, food, social events with friends, outdoor adventures, and reading.

Elaine Sarnoff is a financial advisor with J.P. Morgan Securities in Torrance, CA, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. Her background includes roles at Wells Fargo Clearing and Neuberger Berman BD LLC, and she worked with the In-Home Supportive Services Program for two years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence and quantitative and qualitative research.

Christopher Arnaldo is a financial advisor with Edward Jones in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2017, he worked for Enterprise Holdings Inc. for 18 years. Outside of his advisory role, he is involved in a technology and software business, DealersGear, assisting with client relationships. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of investment strategies and affiliated capabilities, supported by a large network of financial advisors and branch offices nationwide.

Tyler Horgan is a financial advisor with J.P. Morgan Securities in El Segundo, CA, holding a Series 66 designation and four years of industry experience. He previously worked at Raymond James and has been employed at JPMorgan Chase Bank, N.A. since 2022. He is also affiliated with the University of Southern California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Nareg Niazi is a financial advisor with LPL Financial in Culver City, CA, holding two years of industry experience. He has operated the NIAZI CPA Group since 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, with support tools that assist advisors but do not make investment decisions.

Sean Payne is a CFP® and ChFC® with 23 years of experience in the financial services industry. He has been with Edward Jones since 2002. Payne serves as a board member emeritus for the Los Alamitos Education Foundation and is an active board member of Precious Life Shelter in Los Alamitos, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large nationwide network of financial advisors and branch offices.

Austin Arata is a financial advisor at Ameriprise with 10 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and Kinecta Financial & Insurance Services. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized service that partners with advisors like Austin to deliver tailored retirement-income recommendations.

Joe Valenzuela Jr. is a financial advisor at Morgan Stanley in Brea, CA, holding a Series 66 designation with eight years of industry experience. He has worked at Morgan Stanley since 2017 and previously was affiliated with the University of Southern California from 2014 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Christopher Olson is a financial advisor with LPL Financial in Torrance, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at VectorUSA, Relocity, Inc., Data Analysis Inc., and Kforce Inc. Olson operates JW Financial Strategies as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cory Mak is a financial advisor with Merrill based in Manhattan Beach, CA. He holds a Series 66 designation and has experience working with Bank of America, N.A. from 2017 through 2026. Prior to his current role, he also worked briefly in the retail and hospitality sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Elizabeth Cervantes is a CFP® and Series 66 licensed financial advisor with 19 years of industry experience. She currently works at Morgan Stanley in Brea, CA, having previously held roles at Wells Fargo Clearing and Citigroup Global Markets. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

Mai Park is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services supported by various investment platforms and tools.

Hsien Lu is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor, Axa Advisors, where he worked for 21 years. Outside of his advisory role, he is involved in an outside fixed business and owns investment real estate. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs. The firm emphasizes matching clients to appropriate investment models and discretionary managers, utilizing third-party asset managers and a range of investment products.

Amanda Hiatt is a financial advisor with J.P. Morgan Securities in El Segundo, California, holding Series 63 and Series 65 designations and bringing 13 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2013. Hiatt serves as Treasurer and board member of the Neptunian Woman's Club, a nonprofit organization focused on volunteerism, fundraising, and supporting charitable, educational, cultural, and civic services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may include an ESG eligibility framework, with implementation supported by affiliated entities.

Roobina Yahya is a financial advisor at Morgan Stanley with 28 years of industry experience. She previously worked at RBC Capital Markets for 14 years before joining Morgan Stanley Smith Barney LLC. Yahya holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and provides financial planning services that include scenario modeling without individual security recommendations.

John Tran is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America, Pruco Securities, and JP Morgan Chase Bank. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.