Willie Lopez is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2017. Prior to his career in finance, he worked at Target from 2012 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

James Raft is a financial advisor at LPL Financial with 33 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at firms including Lincoln Financial Securities Corporation and Independent Advisers Group Corp. Raft is also involved in selling traditional life insurance, fixed annuities, long-term care, and disability insurance through his own business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services using both proprietary and third-party strategies across various account types.

Gerald Roth is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. His career includes positions at Western International Securities, Citigroup Global Markets, and Wamu Investments. Outside of advisory work, he is involved as an agent in accident and health, life, and variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Tyler Noble is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and having one year of industry experience. His prior roles include positions at Marshall Financial Management and The UPS Store, along with experience in education and retail. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a broad suite of non-advisory financial services.

Shilu Shrestha is a financial advisor with Merrill in Newhall, CA, holding a Series 66 designation and having one year of industry experience. Shilu has worked with Merrill since 2015 and was previously employed at Bank of America, N.A. Outside of advisory work, Shilu is the owner of a rental property business in Richmond, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Duong is a CFA® charterholder and holds a Series 66 license with five years of industry experience. He has worked at firms including East West Bank, JP Morgan Chase Bank, First Republic, and Wedbush Securities. He is currently affiliated with Cetera in Pasadena, CA. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various model portfolios and program options.

Ryan Overholt is a financial advisor with Wells Fargo Clearing in North Hollywood, CA, holding Series 63 and Series 66 licenses. He has 12 years of industry experience, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Ramez Haddad is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to joining Merrill and Bank of America, he worked at Equitable Advisors and has held various roles in education and retail. Haddad is also the owner and developer of Revv Technologies, Inc., an automotive CRM and marketplace business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Borenstein is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he has a 50% ownership interest in a rental property in Woodland Hills, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Anthony Khasho is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 credential and has previously worked at Holland Parker and the University of California. His background includes roles in education and cultural arts. Fidelity, through its Strategic Advisers LLC affiliate, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages advisory activities with oversight controls and conflict-of-interest evaluations.

Serria Rego is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 19 years of industry experience. Her prior roles include positions at Estately, where she assists clients in creating trusts and wills, as well as experience with United American Insurance Company, Zein Insurance Services, and Transamerica Financial Advisors. She also participated in a dance team managed by Pat Lacey for eight years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Schlichter is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as attorney-in-fact for his sister, managing certain investment-related matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu, including specialized services such as business-owner transition planning and special-needs analysis, supported by Wells Fargo research and planning tools.

Grant Seybold is a CFP® professional with 10 years of industry experience, currently advising at LPL Financial. He has previously worked at OSAIC, FSC Securities Corp, and Marangola Financial Group, where he also provides tax preparation services and insurance sales. Seybold serves as president of the Financial Planning Association of Ventura County, organizing networking events for financial planners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced research tools.

Daniel Muniz is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by an in-house manager solutions team and a centralized due-diligence framework.

Jennifer A. Kim is a Financial Consultant currently working at Fidelity Investments since 2025. She partners with clients and their families to create customized financial plans aimed at promoting financial well-being. Jennifer emphasizes competency, trust, and open communication in her approach, focusing on identifying client priorities and developing strategies to achieve their goals. Her professional experience includes roles as a Financial Advisor at Northwestern Mutual from 2024 to 2025, a Private Wealth Advisor at Goldman Sachs Ayco from 2021 to 2023, and a Regional Investment Officer at Goldman Sachs Ayco from 2018 to 2021. Jennifer holds a California Insurance License. Outside of her professional work, Jennifer enjoys spending time with friends, attending social events, hiking, visiting museums, listening to music, and traveling.

Joseph Gopez is a financial advisor at LPL Financial with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Transamerica Financial Advisors, Inc. and WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms.

Phillip Vertin is a CFP® and ChFC® professional at LPL Enterprise with nine years of industry experience. He has held roles at The Prudential Insurance Company of America and Pruco Securities, LLC, among others. Outside of financial services, he was involved with True Lacrosse for five years. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm primarily follows a model-driven investment approach using portfolios developed by LPL’s Research Department and third-party strategists.

Marc Henderson is a financial advisor with Thrivent Investment Management in Valencia, CA, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. Prior to joining Thrivent in 2018, he worked at Fidelity Investments from 2014 to 2018. Outside of his advisory role, Henderson serves on the boards of Habitat for Humanity of Greater Los Angeles and the Seed House Project, and he is vice president of the CSU Northridge Black Alumni Association. He is also involved in business ventures including co-ownership of BN Real Estate Group and ownership of The Hendee Group LLC, which provides organizational and operational consulting services. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing written recommendations on a broad range of financial planning topics without implementation. The firm integrates goal-based analyses with managed-account programs under a consolidated billing option, maintaining a focus on planning rather than portfolio management for institutional clients.

Leor Solomon is a CFP® professional affiliated with LPL Financial, based in Burbank, CA, with eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Ameriprise from 2017 to 2024 and spent 17 years at Cartoon Network Studios. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, leveraging both proprietary and third-party strategies across various platforms.

Mitchell Hedlund is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2019. Outside of his advisory role, he serves as a lacrosse coach for youth teams at Agoura High School and Calabasas High School. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on quantitative asset-allocation modeling and manager due diligence. The firm offers non-discretionary advisory services through a select group of wealth advisors.