Moustafa Saad is a financial advisor at Merrill with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Bank of America, Merrill, and JP Morgan Chase Bank. Outside of advising, he has maintained a role as a Notary Public since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Tekeisha Wilcox is a financial advisor with Wells Fargo Clearing in Los Angeles, CA, holding a Series 66 designation and bringing 18 years of industry experience. She has been with Wells Fargo bank since 2008 and Wells Fargo Clearing since 2016. Outside of her advisory role, Wilcox serves as treasurer for the La Canada PTA Council and the La Canada School PTSA and is a commissioned notary public in California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and employs over 14,000 advisors, offering both brokerage and advisory solutions.

Ryan Wong is a CFP®-designated financial advisor with 14 years of industry experience, currently affiliated with Cetera in Rosemead, CA. He has worked at Avantax Advisory Services and co-manages a CPA practice, Thong, Yu, Wong & Lee, LLP. Wong serves as president of Friends of the Chinatown Library, a nonprofit organization supporting the Chinatown Los Angeles library and providing scholarships to high school students. Cetera Investment Advisers LLC is a large SEC-registered advisory firm offering a multi-manager platform with discretionary and non-discretionary portfolio management, serving a broad client base including individuals, retirement plans, corporations, and charities. The firm provides access to model portfolios, third-party managers, and various program structures with ongoing supervision and client reviews.

Robert Yeh is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo since 2008, including his current role at Wells Fargo Clearing since 2016, and previously worked at Ameriprise from 2006 to 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its diversified investment approach.

Blake Goehring is a Senior Resident Director and Wealth Management Advisor based in Central California. In this role, he provides clients and their families with tailored wealth management strategies that adapt to changing market conditions and individual needs. Blake offers access to investment insights from Merrill and banking services from Bank of America, focusing on a comprehensive approach that begins with understanding clients' financial situations and goals. His expertise covers a range of client focus areas including Divorce Transition Planning, Education Planning, Employee Benefits Planning, Family Wealth Management Strategies, Institutional and Corporate Benefit Services, Retirement Planning, Portfolio Management, and Small Business Strategies. Blake holds several professional designations such as Certified 401(k) Professional, Certified Financial Planner, Certified Plan Fiduciary Advisor, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Retirement Benefits Consultant. He earned a Bachelor's Degree from the University of Southern California. Blake is involved in community organizations including the National Multiple Sclerosis Society and Rotary International. He dedicates time to volunteering and is committed to participating in the communities he serves. His personal interests include adventure sports, biking, cooking, music, running, spending time with his family, tennis, and traveling.

Roy Seto is a financial advisor with Cetera who holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Clinomics and involvement with Friends of Santa Ana Zoo. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers.

Adrian Nunez is a financial advisor at Ameriprise with two years of industry experience. He previously worked at KPMG LLP and EY LLP, where he spent 16 years combined. Outside of his advisory role, Nunez is employed by Insperity PEO Services L.P., a provider used by franchise advisors for employment compensation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Levi Crammer is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His prior work includes roles outside finance, such as positions at Domino's and Jamba Juice, along with education at Point Loma Nazarene University and Los Alamitos High School. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and access to third-party money managers, supporting more than 10,000 advisors and approximately $256 billion in assets under management.

Thomas Aguna is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was employed at J.P. Morgan Securities and JPMorgan Chase Bank, NA. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved tools.

Ahmad Husami is a CFP®-designated financial advisor with 33 years of industry experience, currently serving clients at Cetera. He previously worked at Avantax Investment Services, Inc. and 1 St Global Advisors, Inc., among other firms. Husami is also trustee and beneficiary of the Sun Shine Trust and has longstanding involvement with his own financial planning practice, Husami & Associates. Cetera Investment Advisers LLC is an SEC-registered adviser supporting a nationwide network of independent advisors who serve individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with model portfolios, third-party managers, and customizable strategies.

Yesenia Partida is a financial advisor at Merrill with a Series 66 designation and seven years of industry experience. She has worked at Merrill since 2013 and spent a year at City National Bank in 2018. Outside of her advisory role, she is involved with a luxury car services business in Los Angeles, handling appointment scheduling and occasional administrative tasks. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Garo Barbarian is a CFP®-designated financial advisor at J.P. Morgan Securities with 13 years of industry experience. He has been with J.P. Morgan Securities since 2013 and has also worked at JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory approach centers on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating an ESG eligibility framework.

Adam Liu is a financial advisor with Charles Schwab in Pasadena, CA, holding Series 63 and Series 66 licenses and 27 years of industry experience. His prior experience includes roles at TD Ameritrade Investment Management and Scottrade. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides a range of integrated brokerage, custody, and advisory services.

Sandra Holguin is a financial advisor with LPL Financial in Pasadena, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her previous roles include positions at CUSO Financial Services, Wescom Financial Services, Essex National Securities, and Valic Financial Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Keith Feinberg is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding a Series 63 designation and 43 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Prudential Equity Group from 1998 to 2003. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, combining in-house research and third-party analytics to support its investment strategies.

David Neiman is a financial advisor with LPL Financial in West Covina, CA, holding Series 63 and Series 66 registrations and having 32 years of industry experience. He previously worked at Crowell, Weedon & Co. for 15 years before joining LPL Financial in 2012. He operates a business DBA named Lake Value Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a broad platform and technology tools.

Daniel McDermott is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining OSAIC in 2025, he spent 17 years at Lincoln Financial Securities Corporation and has operated the D.J. McDermott Insurance Agency since 1986. Outside of advisory work, he owns and operates World of Weightlifting, where he sells equipment, hosts competitions, and coaches. OSAIC Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm uses a model-based investment process with asset allocation and portfolio optimization tools, supporting various managed account strategies and third-party manager selections.

Tiara Gentry is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 license and 18 years of industry experience. She has been with Morgan Stanley and its related entities since 2009 and previously worked at Merrill from 2008 to 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a range of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market analysis to support client goals.

Arman Akhverdyan is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation. Prior to joining Ameriprise, his background includes roles in education and retail, as well as content creation on YouTube. Outside of his advisory role, he is employed by Insperity PEO Services L.P. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research-driven, non-discretionary recommendations with a range of advisory, brokerage, and insurance solutions through its affiliated entities.

Alvaro Valverde is a financial advisor with Merrill, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Bio Terra Corporation. He is associated with a power of attorney entity based in La Puente, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.