Christopher Pegg is a CFP® with four years of industry experience, currently serving as an advisor at J.P. Morgan Securities in San Diego, CA. He has held roles within various J.P. Morgan entities since 2023 and previously worked at First Republic Investment Management, Brown Wealth Management, and Wells Fargo Private Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their program focuses on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Daniel Avram is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill and Bank of America since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions (SPS) Program to Bank of America fiduciary clients. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lawrence Andrews III is a financial advisor at Morgan Stanley with nine years of industry experience. He holds a Series 66 designation and previously worked at City National Bank and RBC Capital Markets. Andrews currently serves clients from the La Jolla, CA office. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and proprietary planning tools, managing approximately $2.74 trillion in client assets.

Robert Palatella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously at Morgan Stanley Private Bank, National Association from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Brian Rosenfield is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2015. Outside of finance, Rosenfield has ownership stakes in two businesses: Eclipse Production Company, which provides event services specializing in photo booth rentals, and Beauty As Desired LLC, a beauty services business he co-owns with his wife. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Philip Bradshaw is a financial advisor with Raymond James & Associates in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Bank of America and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research resources.

Melissa Snook is a Wealth Management Advisor at Merrill Lynch Wealth Management with over a decade of experience in financial advising. She began her career serving the retirees of Fortune 500 companies at a local advisory firm in San Diego. Melissa holds several professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her approach centers on developing lasting client relationships built on trust and understanding the complete financial picture to help clients attain their goals. She specializes in areas such as college education planning, employee benefits planning, executive compensation, legacy planning, personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Melissa earned her bachelor's degree in Economics from the University of California, San Diego. She is an active community member in San Diego, serving on the Board of the La Jolla Woman's Club. Additionally, she participates in volunteering organizations including Feeding San Diego and San Diego Coastkeeper. As a native of San Diego and a long-term resident of La Jolla, Melissa is committed to the preservation of the coastline through engagement in green initiatives. In her free time, she enjoys traveling, snowboarding, and surfing.

Brett Levinson is a financial advisor at Stifel with 31 years of industry experience. He holds a Series 63 designation and has been with Stifel Nicolaus & Co Inc since 2015. Stifel serves a wide range of clients, including individuals, institutional investors, and municipalities, providing both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which utilizes forward-looking capital market assumptions and probabilistic modeling for asset allocation and planning analyses.

Benjamin Smith is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Merrill since 2017 and previously held roles at U.S. Bank and Bank of America N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Robert Taylor is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He previously worked at UBS Financial Services for 13 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2025. Outside of his advisory work, he is a partner in Olivenhain Advisors LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies, with approximately $2.74 trillion in client assets under management.

David Dains is a financial advisor with Morgan Stanley in La Jolla, CA, holding Series 63 and Series 66 credentials and 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009, including its transition into Morgan Stanley Wealth Management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning supported by firm-approved tools and the Global Investment Committee’s resources. The firm manages approximately $2.74 trillion in client assets and offers services directly to clients as well as through employer-sponsored financial planning agreements.

Jacob Lincoln is a financial advisor with LPL Financial in San Diego, CA, holding three years of industry experience. He previously worked at Onyx Bridge Wealth Group LLC and Elite Investment Team LLC and has over a decade of experience at Coastal Tax Advisors, including its predecessor entity Lincoln Tax and Wealth Planning, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a wide range of financial planning and investment management solutions supported by various advisory platforms and technology tools.

Dmitriy Bgatov is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Ameriprise Financial Services, Edward Jones, and Merrill. He is based in San Diego, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, retirement advice, and institutional platforms, supporting a large network of advisors with both discretionary and non-discretionary investment strategies.

Maher Malaab is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding the CFP®, ChFC®, and Series 66 designations. He has 17 years of industry experience, including over 10 years at Wells Fargo Clearing and more than a decade at Wells Fargo Bank NA. Outside of his advisory work, he is a co-owner of a car wash business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Justin Mc Grath is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and two years of industry experience. His work history includes roles at The Motley Fool, Proficio, and American Golf/OB Sports Golf Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a wide range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Donna Luna De La Fuente is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has built a career spanning over 40 years. She began her financial services career in 1978 with Merrill and has developed extensive experience in wealth management, retirement planning, and portfolio management. Donna holds Series 7 and 66 FINRA registrations and a Personal Investment Advisor (PIA) designation. Throughout her career, Donna has focused on creating customized financial strategies by listening closely to her clients' goals and needs. She has held various roles within the industry, including over 20 years in management leadership positions, where she led offices, mentored advisors, and supported teams in delivering financial guidance. Her approach emphasizes a long-term perspective, helping clients build, preserve, and transfer wealth with confidence. Donna holds a High School Diploma from Patrick Henry and is involved with the Women's Exchange community. Outside of her professional work, she enjoys gardening, traveling, practicing yoga, and spending time with her family.

Zachary Brown is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 credential and has worked previously with Mammini Company and Comprehensive Advisor LLC. Prior to his advisory career, he has experience in veterinary healthcare and education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services through a large network of investment adviser representatives using both proprietary and third-party strategies.

Jonathan Friess is a Series 66-licensed financial advisor at LPL Financial in San Diego, CA, with 16 years of industry experience. His prior roles include positions at Woodbury Financial Services and Cetera Wealth Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Guy Zamohi is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and has been a business owner of Pro Locksmith since 2010. Zamohi’s experience includes business ownership outside the financial industry. LPL Enterprise provides investment advisory and brokerage services to individuals, high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Jordan Bellows is a Financial Consultant currently at Fidelity Investments, where he has been serving since 2025. He has held various roles within Fidelity, including Investment Consultant from 2024 to 2025 and Planning Consultant from 2021 to 2024. Prior to joining Fidelity, Jordan worked as a Financial Planner at Goldman Sachs from 2019 to 2021. Jordan focuses on helping families achieve their financial goals by developing personalized investment strategies that align with their priorities. He holds a California Insurance License, which supports his ability to provide comprehensive financial guidance. Outside of his professional work, Jordan has interests in cars, fitness, hiking, outdoor adventures, pets, and traveling.