Lisa Castillo is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jake Orr is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise and the University of Oklahoma in various roles. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Scott Sloan is a CFP®-designated financial advisor with over 30 years of industry experience. He is currently with Cetera and has longstanding ties to Crane and Associates, where he serves as Director of Operations and Chief Compliance Officer. His other business activities include providing fixed insurance products such as life, disability, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that serves individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, retirement services, and access to third-party money managers.

Kristy Hernandez is a financial advisor at Morgan Stanley with 12 years of experience in the industry. She holds a Series 66 designation and previously worked at RBC Capital Markets for nine years before joining Morgan Stanley in 2024. Outside of her advisory role, she is involved in photography as an independent contractor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Ignacio Guzman is a financial advisor with LPL Financial in Santa Ana, CA, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Cuna Brokerage Services, SchoolsFirst FCU, Union Bank, TA Equipment Finance, and Lids Sports Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Kim Sanchez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at JPMorgan Securities since 2013. Outside of her advisory role, she owns Sanchez Consulting, a business providing consulting services for backyard and home remodeling. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm operates on a non-discretionary basis, combining large institutional advisory capabilities with brokerage and investment management services.

Mary Chorbagian is a CFP®-designated financial advisor with 44 years of industry experience. She is currently affiliated with Independent Financial Group, LLC and previously worked at LPL Financial for nine years. She is also the owner of Chorgagain Associates, a tax preparation and accounting service she has operated since 1976. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and brokerage, supported by model portfolios and third-party research.

Min Choi is a financial advisor at J.P. Morgan Securities with three years of industry experience. They hold Series 63 and Series 66 licenses and have prior work experience spanning financial services and retail, including roles at JPMC BANK NA and Amazon Prime, as well as involvement in small business ventures like Yuzen Japanese Restaurant and KYK Sales. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers a broad range of investment products through its affiliations within the J.P. Morgan organization.

Rahamin Suares is a CFP® professional with 44 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing spanning from 2009 to 2021. Suares operates under Pacific Coast Capital Management as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services through a nationwide network of investment adviser representatives.

Thomas Mountain is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wells Fargo Advisors Financial Network LLC for nine years. Mountain is based in Long Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to proprietary and third-party research.

Patrick Gallagher is a financial advisor at Morgan Stanley in Long Beach, CA. He holds a Series 66 designation and has been with Morgan Stanley since 2025. Outside of his advisory role, he is involved with District 4 Pizza, a restaurant/bar in Long Beach. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides its services through a combination of direct client relationships and corporate financial planning agreements.

Oscar Ramos is a financial advisor with Morgan Stanley in Long Beach, CA, holding a Series 66 designation and eight years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2016. Ramos also worked at California State University Long Beach from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial advisory services.

Amanjit Bains is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and previously worked at Stater Bros Markets. Outside of his advisory role, he is involved as a content creator producing video game guides and streaming. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Louis Dong is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2013, also working at JPMorgan Chase Bank since 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mark Krogulski is a CFP® professional with 24 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2016. His work is based in Seal Beach, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Michael Shafer is a Series 66 licensed financial advisor with Edward Jones in Los Alamitos, CA. He has 13 years of industry experience, all of which has been at Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ricardo Ramirez is a financial advisor with Merrill based in Lakewood, California. He holds a Series 66 designation and has 19 years of industry experience, including 14 years with Bank of America and Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Fernando Nolasco is a financial advisor at Primerica Advisors with Series 65 and Series 63 credentials and two years of industry experience. He has been with Primerica Financial Services since 2013, including his current role at Primerica Advisors since 2024. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, using model-delivery strategies managed by unaffiliated asset managers and providing advisory services through advisor-client interactions.

Chase Golightly is a Financial Consultant at Fidelity Investments, a position he has held since 2024. Prior to this role, he served as an Investment Consultant at Fidelity Investments from 2023 to 2024. Before joining Fidelity, Chase worked as a Senior Associate at KPMG from 2020 to 2023. In his current role, Chase collaborates with individuals and families to define financial goals and develop comprehensive retirement plans and personalized investment strategies tailored to each client's unique financial needs. He holds a California Insurance License, which supports his work in the financial services sector. Chase is committed to giving back to his community by assisting clients in achieving their financial objectives through careful planning and strategy development.

Lanfeng Zhao is a financial advisor with Cetera, holding a Series 66 credential and bringing 24 years of industry experience. Zhao has worked at Cetera and its related entities since 2002 and also owns EZ & Company CPA Inc, a firm providing accounting, tax, and consulting services. Additionally, Zhao is involved in e-commerce through EZ FAB LLC. Cetera Investment Advisers LLC is a nationwide registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various discretionary and non-discretionary portfolio management options and access to third-party money managers.