Aldo Severson is a CFP® with eight years of industry experience, currently affiliated with J.P. Morgan Securities in Palo Alto, CA. His career includes roles at J.P. Morgan Chase Bank, First Republic Investment Management, Northwestern Mutual, and UBS. Outside of financial advising, he is a 50% owner of Happy Pals, LLC, a non-financial business engaged in selling products online. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate ESG criteria, with implementation support from affiliated entities.

Hug Manzano Gomez is a Series 66-licensed financial advisor with Morgan Stanley in Menlo Park, CA, bringing 15 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he serves as a business ambassador for ACCIO, promoting Catalonia abroad within the U.S. Morgan Stanley Wealth Management provides a range of advisory and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools without providing individual security recommendations in standalone plans.

Alexander Clark is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients in the Bay Area to develop tailored financial strategies focused on asset allocation and long-term growth. His approach emphasizes understanding each client's individual goals and priorities to provide personalized advice across a range of areas, including equity compensation services, legacy planning, liquidity management, managing new wealth, tax minimization, and retirement income. Clark holds a Personal Investment Advisor (PIA) designation and earned his High School Diploma from Oceana High School. Through Merrill's platform, he offers clients access to a comprehensive suite of financial resources, including banking, credit, home financing, and small business solutions. Outside of his professional role, Clark enjoys baseball, football, music, reading, singing, spending time with family, and watching movies.

Brandon Francis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to his current role, he held positions at Agero Roadside Assistance, the Nehemiah Community Empowerment Center, and Chick-fil-A. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios built from mutual funds, ETFs, and ETPs, and it serves a diverse range of investors through discretionary and non-discretionary advisory services.

Megan Araujo is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 licenses with 14 years of industry experience. She has been with Morgan Stanley since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Fochson Fung is a financial advisor with Cambridge Investment Research Advisors in San Mateo, CA, holding the ChFC® designation along with Series 63 and Series 66 licenses. Fung has 19 years of industry experience and has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2011. Outside of advising, Fung is active as an independent insurance agent for various companies and is involved in sales and marketing for a separate business. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, by providing financial planning, ongoing investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base with access to multiple platforms and custodians.

Sylvia Rivera is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Dan Flores is a financial advisor with Morgan Stanley in Palo Alto, CA, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Flores serves on the board of the Mounted Patrol Foundation of San Mateo County, a community organization supporting equestrian initiatives and youth programs. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to assist clients in financial decision-making.

Cecilia Montoya is a Series 63 credentialed financial advisor with 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Ran Zhou is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining Morgan Stanley, he worked at Bank of America and Merrill. Outside of his advisory role, he is involved in managing rental properties in the San Mateo and Alameda, California areas. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through a structured process that includes firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and supports a broad range of financial and investment services.

Garrett Vitangeli is an Investment Consultant currently working at Fidelity Investments since 2024. Prior to this role, he was a Financial Consultant at Equitable Advisors from 2022 to 2024. He holds a California Insurance License. Garrett focuses on helping individuals and families plan for various financial goals by applying strategies tailored to their unique situations. His professional experience encompasses investment consulting and financial advisory services. Outside of his professional work, Garrett has personal interests that include baseball, cooking and baking, family activities, golf, parenthood, and traveling.

Daniel Rave is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 65 and Series 66 designations. His prior roles include eight years at Wells Fargo Clearing and seven years at Wells Fargo Investments, LLC. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across multiple asset classes.

Jerald Henderson is a financial advisor with LPL Financial in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Securian Financial Services and Link Allen/Secure Futures, spanning 22 years before joining LPL Financial in 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with advice and account management primarily conducted through a network of investment adviser representatives.

Paul Karson is a financial advisor at LPL Financial with 35 years of industry experience. He has worked at LPL Financial since 2009 and previously spent four years at U.S. Bancorp Investments, Inc. Karson is a Series 63 license holder. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management services, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Huiying Cheng is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and 10 years of industry experience. She has previously worked at Bank of America, Merrill, and Fidelity Brokerage Services. Cheng is currently affiliated with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm utilizes structured planning tools and investment models to support client outcomes, managing approximately $2.74 trillion in assets.

Julie Tung is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. Her career includes roles at Wells Fargo Investments and Banc of America Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Adrian Lee is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has been with various Charles Schwab entities since 2024. Outside of his advisory role, he occasionally sells used personal items on an online marketplace. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, multi-asset model portfolios, and a centralized operational structure.

Susan Wohlgemuth is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 33 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009, following prior roles at Citigroup Global Markets and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Nolan Michaels is a CFP® and holds a Series 66 license with four years of experience in the financial industry. He has worked at Charles Schwab, Fidelity Investments, Morgan Stanley, Royal Bank of Canada, and Merrill Lynch. Outside of financial services, he has been involved with Room to Read. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management along with brokerage, custody, and cash-sweep services. The firm’s scale and integrated operational structure distinguish it within the wealth management industry.

Madiyar Rakhymzhan is a financial advisor with Charles Schwab holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Schwab, he had brief tenures at Fidelity Investments, J.P. Morgan Securities, and JPMorgan Chase Bank, among other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.